Michigan (AKA Hogwarts) c/o 2016 Applicants Thread 2012-2013

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qwertyboard
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Re: Michigan (AKA Hogwarts) c/o 2016 Applicants Thread 2012-2013

Postby qwertyboard » Tue Mar 12, 2013 1:27 pm

Gisney wrote:
ssanonymous wrote:
Gisney wrote:Yep and it refreshes but then nothing pops up.


Make sure you disable your pop up blocker on your web browser


Ha that did it. Just switched to a Mac a week ago so I am still feeling around it.

Clit tease email though because it is just Federal loans and grad plus loans.


Welcome to the experience of not buying a PC every 2 years... I've had mine since 2008! Works perfectly

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calverna
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Re: Michigan (AKA Hogwarts) c/o 2016 Applicants Thread 2012-2013

Postby calverna » Tue Mar 12, 2013 2:01 pm

ssanonymous wrote:
nsideirish wrote:
ssanonymous wrote:FYI for anyone interested in need based aid. I got my package from Michigan and it's 25 in need based grants a year. The rest in loans. About comparable to most schools besides HYS (way more generous). Good luck everyone!


Is that after you finished your NeedAccess? As of now, all I have listed is $20,500 in federal loans but I plan on turning in NeedAccess tonight. If I can get 20+ in need based grants a year, that would almost turn me into a lock to go to UM.


I submitted the need access form on 01/31 and filled out the finaid form on ASW in late Feb/early March. Whenever it became available. And I got an email today telling me to go to https://wolverineaccess.umich.edu to see my award statement. 25k in need based aid. 20ishk in unsubsidized loans. And the rest in grad PLUS loans.


I know it's a personal question (and totally understand if you would rather not, or would prefer to do so in a PM), but would you mind sharing some of your financial background info? I'm trying to wrap my head around not being awarded any need based aid other than staffords.

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ssanonymous
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Re: Michigan (AKA Hogwarts) c/o 2016 Applicants Thread 2012-2013

Postby ssanonymous » Tue Mar 12, 2013 2:02 pm

calverna wrote:
ssanonymous wrote:
nsideirish wrote:
ssanonymous wrote:FYI for anyone interested in need based aid. I got my package from Michigan and it's 25 in need based grants a year. The rest in loans. About comparable to most schools besides HYS (way more generous). Good luck everyone!


Is that after you finished your NeedAccess? As of now, all I have listed is $20,500 in federal loans but I plan on turning in NeedAccess tonight. If I can get 20+ in need based grants a year, that would almost turn me into a lock to go to UM.


I submitted the need access form on 01/31 and filled out the finaid form on ASW in late Feb/early March. Whenever it became available. And I got an email today telling me to go to https://wolverineaccess.umich.edu to see my award statement. 25k in need based aid. 20ishk in unsubsidized loans. And the rest in grad PLUS loans.


I know it's a personal question (and totally understand if you would rather not, or would prefer to do so in a PM), but would you mind sharing some of your financial background info? I'm trying to wrap my head around not being awarded any need based aid other than staffords.


I have a low EFC and I'm a financially independent student. Hope that helps

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bananapudding88
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Re: Michigan (AKA Hogwarts) c/o 2016 Applicants Thread 2012-2013

Postby bananapudding88 » Tue Mar 12, 2013 2:17 pm

IN!!!!!!! Don't know when it happened because I didn't check my status yesterday, but I think it might've been today! Woohoo!!!!

Complete 2/8

04102014
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Re: Michigan (AKA Hogwarts) c/o 2016 Applicants Thread 2012-2013

Postby 04102014 » Tue Mar 12, 2013 3:19 pm

Anyone have insight into when the new student budget is generally released for the upcoming year?

jackbauer10
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Re: Michigan (AKA Hogwarts) c/o 2016 Applicants Thread 2012-2013

Postby jackbauer10 » Tue Mar 12, 2013 3:26 pm

ohpobrecito wrote:Anyone have insight into when the new student budget is generally released for the upcoming year?


uh i don't know when it goes on the website, but i got a personalized one via wolverine access and it's a little ridiculous. and when i say a little i mean my jaw hit the floor. granted i'm a summer starter so it included 3 semesters, but still...

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smdpnp
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Re: Michigan (AKA Hogwarts) c/o 2016 Applicants Thread 2012-2013

Postby smdpnp » Tue Mar 12, 2013 3:32 pm

jackbauer10 wrote:uh i don't know when it goes on the website, but i got a personalized one via wolverine access and it's a little ridiculous. and when i say a little i mean my jaw hit the floor. granted i'm a summer starter so it included 3 semesters, but still...

Your cost of attendance for the academic year will be approximately $69,840.00 for an Out-of-State Resident.

Can't breathe. 25 years of debt, here I come.

04102014
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Re: Michigan (AKA Hogwarts) c/o 2016 Applicants Thread 2012-2013

Postby 04102014 » Tue Mar 12, 2013 3:36 pm

Haha, what is the new living expense budget? I don't have access yet :-(

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smdpnp
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Re: Michigan (AKA Hogwarts) c/o 2016 Applicants Thread 2012-2013

Postby smdpnp » Tue Mar 12, 2013 3:39 pm

Note: I'm not a summer starter.

Suggested Approximate Living Costs for Eight Months
Rent/Utilities/Food $12,460
Books and Supplies $1,100
Personal Expenses $3251
Loan Origination Fees $205
Total $17,016

And a bunch of other notes on allowable/non-allowable expenses.

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oaken
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Re: Michigan (AKA Hogwarts) c/o 2016 Applicants Thread 2012-2013

Postby oaken » Tue Mar 12, 2013 3:49 pm

If you're paying $12500 in rent and food for eight months in Ann Arbor you're a fucking moron

04102014
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Re: Michigan (AKA Hogwarts) c/o 2016 Applicants Thread 2012-2013

Postby 04102014 » Tue Mar 12, 2013 4:09 pm

oaken wrote:If you're paying $12500 in rent and food for eight months in Ann Arbor you're a fucking moron


Haha, or living in LC.

qwertyboard
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Re: Michigan (AKA Hogwarts) c/o 2016 Applicants Thread 2012-2013

Postby qwertyboard » Tue Mar 12, 2013 4:10 pm

aiaea wrote:IN!!!!!!! Don't know when it happened because I didn't check my status yesterday, but I think it might've been today! Woohoo!!!!

Complete 2/8

you should go to UPenn

04102014
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Re: Michigan (AKA Hogwarts) c/o 2016 Applicants Thread 2012-2013

Postby 04102014 » Tue Mar 12, 2013 4:24 pm

qwertyboard wrote:
aiaea wrote:IN!!!!!!! Don't know when it happened because I didn't check my status yesterday, but I think it might've been today! Woohoo!!!!

Complete 2/8

you should go to UPenn

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oaken
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Re: Michigan (AKA Hogwarts) c/o 2016 Applicants Thread 2012-2013

Postby oaken » Tue Mar 12, 2013 4:29 pm

ohpobrecito wrote:
oaken wrote:If you're paying $12500 in rent and food for eight months in Ann Arbor you're a fucking moron


Haha, or living in LC.


or living in the LC. I'm sure living there is fun as hell but there is no way I would ever pay what comes down to $50 a DAY to live in a cramped dorm room with less than 2 cafeteria meals per day

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bananapudding88
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Re: Michigan (AKA Hogwarts) c/o 2016 Applicants Thread 2012-2013

Postby bananapudding88 » Tue Mar 12, 2013 4:29 pm

ohpobrecito wrote:
qwertyboard wrote:
aiaea wrote:IN!!!!!!! Don't know when it happened because I didn't check my status yesterday, but I think it might've been today! Woohoo!!!!

Complete 2/8

you should go to UPenn


Haha yeah, it would be hard to turn down the free money they offered today, but my partner's in at Michigan and still hasnt heard from Penn, so at this point Michigan still has a slight edge. If he gets in though, it will def be Penn for me this summer!!

qwertyboard
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Re: Michigan (AKA Hogwarts) c/o 2016 Applicants Thread 2012-2013

Postby qwertyboard » Tue Mar 12, 2013 4:36 pm

aiaea wrote:
ohpobrecito wrote:
qwertyboard wrote:
aiaea wrote:IN!!!!!!! Don't know when it happened because I didn't check my status yesterday, but I think it might've been today! Woohoo!!!!

Complete 2/8

you should go to UPenn


Haha yeah, it would be hard to turn down the free money they offered today, but my partner's in at Michigan and still hasnt heard from Penn, so at this point Michigan still has a slight edge. If he gets in though, it will def be Penn for me this summer!!


are you married with kids? be careful about putting more weight on being with your loved one.. if you do things right on 1l you shouldnt have that much time anyway for him/her and upenn has better job placement stats..

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luxurylawyer
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Re: Michigan (AKA Hogwarts) c/o 2016 Applicants Thread 2012-2013

Postby luxurylawyer » Tue Mar 12, 2013 4:39 pm

qwertyboard wrote:
are you married with kids? be careful about putting more weight on being with your loved one.. if you do things right on 1l you shouldnt have that much time anyway for him/her and upenn has better job placement stats..


Oh come on.

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bananapudding88
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Re: Michigan (AKA Hogwarts) c/o 2016 Applicants Thread 2012-2013

Postby bananapudding88 » Tue Mar 12, 2013 4:40 pm

qwertyboard wrote:
are you married with kids? be careful about putting more weight on being with your loved one.. if you do things right on 1l you shouldnt have that much time anyway for him/her and upenn has better job placement stats..


We're getting married in 2.5 months and don't want to spend the first three years of marriage apart. The long distance thing would suck when we're both broke law school students and plane tickets would add up. Obvi we haven't made any final decisions yet, but we really really prefer to go to the same school, as we also enjoy being classmates (met in college). *Sigh* We'll see....

qwertyboard
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Re: Michigan (AKA Hogwarts) c/o 2016 Applicants Thread 2012-2013

Postby qwertyboard » Tue Mar 12, 2013 7:38 pm

aiaea wrote:
qwertyboard wrote:
are you married with kids? be careful about putting more weight on being with your loved one.. if you do things right on 1l you shouldnt have that much time anyway for him/her and upenn has better job placement stats..


We're getting married in 2.5 months and don't want to spend the first three years of marriage apart. The long distance thing would suck when we're both broke law school students and plane tickets would add up. Obvi we haven't made any final decisions yet, but we really really prefer to go to the same school, as we also enjoy being classmates (met in college). *Sigh* We'll see....


I didn't mean to be rude. I have seen people around this site making life altering decisions based solely on a new relationship. But you are getting married so it seems you are very committed. Good luck with whatever you end up doing. Considering you got a nice UPenn aid offer maybe you should ask Michigan for some money if you don't get any in the next few weeks...

fallingup
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Re: Michigan (AKA Hogwarts) c/o 2016 Applicants Thread 2012-2013

Postby fallingup » Tue Mar 12, 2013 7:53 pm

^Ugh, I hate that TLSers often have tunnel vision and can't imagine that there's a life outside law school. I am choosing my school largely based on where my SO is attending school. He got into several T14s and/or schools near the T14s I was accepted to. Everybody fucking relax, going to one top law school instead of another because you want to be near your spouse isn't quite the catastrophe it's made out to be around here. :roll: :roll: :roll:

Especially because people who have serious life partners have extremely different financial considerations than single people who aren't planning to get married anytime soon. What if one partner comes from money? What if one partner plans to work to offload the debt burden of the other partner? What if the partners are planning to pool their savings and expenses to make COA lower than it would be for a single student? Being in a different stage of life makes a married/engaged/committed person's calculus different from yours as a single person. One size does not fit all with advice here.

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jbagelboy
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Re: Michigan (AKA Hogwarts) c/o 2016 Applicants Thread 2012-2013

Postby jbagelboy » Tue Mar 12, 2013 7:54 pm

ssanonymous wrote:
nsideirish wrote:
ssanonymous wrote:FYI for anyone interested in need based aid. I got my package from Michigan and it's 25 in need based grants a year. The rest in loans. About comparable to most schools besides HYS (way more generous). Good luck everyone!


Is that after you finished your NeedAccess? As of now, all I have listed is $20,500 in federal loans but I plan on turning in NeedAccess tonight. If I can get 20+ in need based grants a year, that would almost turn me into a lock to go to UM.


I submitted the need access form on 01/31 and filled out the finaid form on ASW in late Feb/early March. Whenever it became available. And I got an email today telling me to go to https://wolverineaccess.umich.edu to see my award statement. 25k in need based aid. 20ishk in unsubsidized loans. And the rest in grad PLUS loans.


I don't understand... I filled out my form with basically no assets and thousands of dollars in undergrad loan debt and it said I wasn't eligible. I will receive less in merit scholarship to go to UM (22500/yr) than people will get in need grants (25000/yr)??.. confused.

fallingup
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Re: Michigan (AKA Hogwarts) c/o 2016 Applicants Thread 2012-2013

Postby fallingup » Tue Mar 12, 2013 7:57 pm

^I got the same result with similar attributes (high debt, low assets). I guess it's the Pell Grant thing and the zip code of your home.

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ssanonymous
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Re: Michigan (AKA Hogwarts) c/o 2016 Applicants Thread 2012-2013

Postby ssanonymous » Tue Mar 12, 2013 9:21 pm

jbagelboy wrote:
ssanonymous wrote:
nsideirish wrote:
ssanonymous wrote:FYI for anyone interested in need based aid. I got my package from Michigan and it's 25 in need based grants a year. The rest in loans. About comparable to most schools besides HYS (way more generous). Good luck everyone!


Is that after you finished your NeedAccess? As of now, all I have listed is $20,500 in federal loans but I plan on turning in NeedAccess tonight. If I can get 20+ in need based grants a year, that would almost turn me into a lock to go to UM.


I submitted the need access form on 01/31 and filled out the finaid form on ASW in late Feb/early March. Whenever it became available. And I got an email today telling me to go to https://wolverineaccess.umich.edu to see my award statement. 25k in need based aid. 20ishk in unsubsidized loans. And the rest in grad PLUS loans.


I don't understand... I filled out my form with basically no assets and thousands of dollars in undergrad loan debt and it said I wasn't eligible. I will receive less in merit scholarship to go to UM (22500/yr) than people will get in need grants (25000/yr)??.. confused.


um, it's because we have need... That's why. Also, I suspect it's merit vs. need. If they know you'll get generous need aid, they won't bother giving you merit aid and vice versa. I did tell Michigan that I'm choosing my law school based on finaid packages, so I don't know if that helped. The aid is about comparable to other schools though.

Anyway, I regret bringing it up. "low assets" and "basically no assets" is not equal to NO assets. Look at your EFC. That should give you an idea on how much aid you can hope for.

LittleTree
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Re: Michigan (AKA Hogwarts) c/o 2016 Applicants Thread 2012-2013

Postby LittleTree » Tue Mar 12, 2013 11:52 pm

I may be a moron for not being able to find anything about this, but is it true that Michigan won't raise merit scholarships? Do they really not "compete" with other offers?

BigZuck
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Re: Michigan (AKA Hogwarts) c/o 2016 Applicants Thread 2012-2013

Postby BigZuck » Tue Mar 12, 2013 11:56 pm

LittleTree wrote:I may be a moron for not being able to find anything about this, but is it true that Michigan won't raise merit scholarships? Do they really not "compete" with other offers?


This was discussed very recently, read the last three or so pages.




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