Yeah, the thing about NYC... So expensive! Not sure if I'd like the city either. Chicago seems pretty cool... Except for the weather. I might be too weak for the Midwest.
Some of my best friends are in SF and Philly though so that gives a big boost to Berkeley/Stanford and Penn.
Not just money, school is a problem too. We do have relatives all of the city, in Bronx, Queens and BK. The only way I can swing C/N is to live with family during the week and go home on weekends. Seeing that I have no interest in big law in NYC, I don't think I am really missing much if anything by choosing P/B over C/N. Sticker may be the same, real COA for the 3 cities will not be. My mortgage is less than what I will have to pay for an apartment in SF, so Penn is probably going to be the cheapest sticker although not by too much.