South Texas 2011

Share Your Experiences, Read About Other Experiences. Please keep posts organized by school and expected year of graduation.
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jacketman03
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Re: South Texas 2011

Postby jacketman03 » Thu Mar 24, 2011 11:21 pm

HoustonOrBust wrote:What I've seen from obsessively looking at LSN etc. is that they haven't really accepted many people with lower than a 154, no matter what their gpa is. Really hope that's not the case though. 154 you're cool, 153....wait listed.

Well somebody earlier said that when they called about the waitlist they were told there weren't that many people on the waitlist, and since scholarship info came out this week there's a good bit of people who may be withdrawing soon, so I would say that all hope is not lost on the waitlist.

HoustonOrBust
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Re: South Texas 2011

Postby HoustonOrBust » Thu Mar 24, 2011 11:23 pm

jacketman03 wrote:
HoustonOrBust wrote:
txadv11 wrote:Send a LOCI. If they make the room, you're likely to get in. Given my frustration, I may open a spot up for you.


I'm thinking of sending one tomorrow. Do you know if it's acceptable to send an additional full page paper in your LOCI? I'd like to send the supplemental paper I sent to U of H, but if they're not going to read the whole thing I'd rather just sum it up in an e-mail.

Does it add information that wasn't in your application and has occurred since your application? If so, send it, if not, it probably won't help much.


No, but it's really all I've got. I've got nothing new. *Sigh*

HoustonOrBust
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Re: South Texas 2011

Postby HoustonOrBust » Thu Mar 24, 2011 11:30 pm

jacketman03 wrote:
HoustonOrBust wrote:What I've seen from obsessively looking at LSN etc. is that they haven't really accepted many people with lower than a 154, no matter what their gpa is. Really hope that's not the case though. 154 you're cool, 153....wait listed.

Well somebody earlier said that when they called about the waitlist they were told there weren't that many people on the waitlist, and since scholarship info came out this week there's a good bit of people who may be withdrawing soon, so I would say that all hope is not lost on the waitlist.


Thanks, yeah they told me there were 50 people on it. That sounds small to me, but I don't know anyone else that's going to law school or has gone through this process, so it's kind of hard to gauge. It's just the wait that's making me a neurotic mess.
Maybe it's time for a drink... another drink.

merc280
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Re: South Texas 2011

Postby merc280 » Thu Mar 24, 2011 11:43 pm

is it possible that they've already looked at my application but haven't changed the status checker?

HoustonOrBust
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Re: South Texas 2011

Postby HoustonOrBust » Thu Mar 24, 2011 11:50 pm

merc280 wrote:is it possible that they've already looked at my application but haven't changed the status checker?


I heard that they were running behind, and their first seat deposit isn't due until April 15th. So there's a good chance that they just haven't gotten to yours yet. But you could always call and ask if they've finished rendering decisions. The guy I talked to was pretty nice.

merc280
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Re: South Texas 2011

Postby merc280 » Thu Mar 24, 2011 11:53 pm

HoustonOrBust wrote:
merc280 wrote:is it possible that they've already looked at my application but haven't changed the status checker?


I heard that they were running behind, and their first seat deposit isn't due until April 15th. So there's a good chance that they just haven't gotten to yours yet. But you could always call and ask if they've finished rendering decisions. The guy I talked to was pretty nice.




The girl I talked to said that I should not call and ask for my app status, or questions regarding my apps. If the status checker has not changed, then there has been no change on my application

HoustonOrBust
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Re: South Texas 2011

Postby HoustonOrBust » Fri Mar 25, 2011 12:01 am

merc280 wrote:
HoustonOrBust wrote:
merc280 wrote:is it possible that they've already looked at my application but haven't changed the status checker?


I heard that they were running behind, and their first seat deposit isn't due until April 15th. So there's a good chance that they just haven't gotten to yours yet. But you could always call and ask if they've finished rendering decisions. The guy I talked to was pretty nice.




The girl I talked to said that I should not call and ask for my app status, or questions regarding my apps. If the status checker has not changed, then there has been no change on my application


Wow, she sounds horrible. Maybe you could just keep calling and hanging up until you get a guys voice?

merc280
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Re: South Texas 2011

Postby merc280 » Fri Mar 25, 2011 12:06 am

HoustonOrBust wrote:
merc280 wrote:
HoustonOrBust wrote:
merc280 wrote:is it possible that they've already looked at my application but haven't changed the status checker?


I heard that they were running behind, and their first seat deposit isn't due until April 15th. So there's a good chance that they just haven't gotten to yours yet. But you could always call and ask if they've finished rendering decisions. The guy I talked to was pretty nice.




The girl I talked to said that I should not call and ask for my app status, or questions regarding my apps. If the status checker has not changed, then there has been no change on my application


Wow, she sounds horrible. Maybe you could just keep calling and hanging up until you get a guys voice?



yeah I probably wont be getting an acceptance anyway, might as well get some quick answers. will call them tomorrow morning.

TexasGE
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Re: South Texas 2011

Postby TexasGE » Fri Mar 25, 2011 10:18 am

HoustonOrBust wrote:
merc280 wrote:
HoustonOrBust wrote:
merc280 wrote:is it possible that they've already looked at my application but haven't changed the status checker?


I heard that they were running behind, and their first seat deposit isn't due until April 15th. So there's a good chance that they just haven't gotten to yours yet. But you could always call and ask if they've finished rendering decisions. The guy I talked to was pretty nice.




The girl I talked to said that I should not call and ask for my app status, or questions regarding my apps. If the status checker has not changed, then there has been no change on my application


Wow, she sounds horrible. Maybe you could just keep calling and hanging up until you get a guys voice?


HAHA! She does sound horrible!

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txadv11
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Re: South Texas 2011

Postby txadv11 » Fri Mar 25, 2011 10:21 am

Call back, and say that a $168,000 dollar decision (yes, thats the estimated cost by STCL --49,000--plus the summers, for 3 years) merits a f**king decision BEFORE the deadlines for most schools, 4-1-11.

HoustonOrBust
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Re: South Texas 2011

Postby HoustonOrBust » Fri Mar 25, 2011 10:29 am

+1 !

TexasGE
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Re: South Texas 2011

Postby TexasGE » Fri Mar 25, 2011 10:29 am

Ugh!!! +90945680376837683476945

HoustonOrBust
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Re: South Texas 2011

Postby HoustonOrBust » Fri Mar 25, 2011 10:36 am

TexasGE wrote:Ugh!!! +90945680376837683476945


Is that the cost if you end up taking four years to graduate?

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txadv11
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Re: South Texas 2011

Postby txadv11 » Fri Mar 25, 2011 10:51 am

HoustonOrBust wrote:
TexasGE wrote:Ugh!!! +90945680376837683476945


Is that the cost if you end up taking four years to graduate?


That's the cost when, after interest, and even a little extra spending, you hit the "Grand Loan Plus" limits and begin taking out private, 3rd party loans with adjustable interest. Right after you graduate you get a job doing document review for 35K/yr. Then you miss a few payments, and you get the bill for $90945680376837683476945.00

HoustonOrBust
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Re: South Texas 2011

Postby HoustonOrBust » Fri Mar 25, 2011 11:34 am

HAHAHA...ha......ha............ha.......oh my god I can't breathe.

TexasGE
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Re: South Texas 2011

Postby TexasGE » Fri Mar 25, 2011 1:00 pm

Bahahaha!

abcd
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Re: South Texas 2011

Postby abcd » Fri Mar 25, 2011 1:01 pm

txadv11 wrote:
HoustonOrBust wrote:
TexasGE wrote:Ugh!!! +90945680376837683476945


Is that the cost if you end up taking four years to graduate?


That's the cost when, after interest, and even a little extra spending, you hit the "Grand Loan Plus" limits and begin taking out private, 3rd party loans with adjustable interest. Right after you graduate you get a job doing document review for 35K/yr. Then you miss a few payments, and you get the bill for $90945680376837683476945.00



HAHAHA! so true yet depressing! do you guys really think that it's worth it to go to this law school and graduate with such a big loan?

TexasGE
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Re: South Texas 2011

Postby TexasGE » Fri Mar 25, 2011 1:31 pm

I think that if you want to be an attorney, you want to go to STCL (whether from lack of choices, location, etc) - then the loan is worth it. If being a lawyer is what you want to do then you will eventually figure out/pay off/ etc the loan situation. Make the most of it! You're going to be an attorney :)

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txadv11
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Re: South Texas 2011

Postby txadv11 » Fri Mar 25, 2011 1:52 pm

abcd wrote:
txadv11 wrote:
HoustonOrBust wrote:
TexasGE wrote:Ugh!!! +90945680376837683476945


Is that the cost if you end up taking four years to graduate?


That's the cost when, after interest, and even a little extra spending, you hit the "Grand Loan Plus" limits and begin taking out private, 3rd party loans with adjustable interest. Right after you graduate you get a job doing document review for 35K/yr. Then you miss a few payments, and you get the bill for $90945680376837683476945.00



HAHAHA! so true yet depressing! do you guys really think that it's worth it to go to this law school and graduate with such a big loan?

160,000 plus incidentals. .. Nope. 100,000 possibly. That would take the TEG and a decent merit award, and trying to get a decent summer gig, and roomate.

Guys, the interest on 150K alone is around 10-12 THOUSAND. Yes that's right you could make 1000 dollar payments a month starting at graduation and not put one dent in the principle. The average starting salaries aren't 70k. Even if they are try making 70k then pay 1500 a month to loans. Factor in taxes and try to live on that. You'll probably be near the poverty line.

abcd
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Re: South Texas 2011

Postby abcd » Fri Mar 25, 2011 2:22 pm

HAHAHA! so true yet depressing! do you guys really think that it's worth it to go to this law school and graduate with such a big loan?[/quote]
160,000 plus incidentals. .. Nope. 100,000 possibly. That would take the TEG and a decent merit award, and trying to get a decent summer gig, and roomate.

Guys, the interest on 150K alone is around 10-12 THOUSAND. Yes that's right you could make 1000 dollar payments a month starting at graduation and not put one dent in the principle. The average starting salaries aren't 70k. Even if they are try making 70k then pay 1500 a month to loans. Factor in taxes and try to live on that. You'll probably be near the poverty line.[/quote]


So are you going to law school? Or did the loan scare ya?

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upfish
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Re: South Texas 2011

Postby upfish » Fri Mar 25, 2011 2:40 pm

abcd wrote:
txadv11 wrote:
abcd wrote:HAHAHA! so true yet depressing! do you guys really think that it's worth it to go to this law school and graduate with such a big loan?

160,000 plus incidentals. .. Nope. 100,000 possibly. That would take the TEG and a decent merit award, and trying to get a decent summer gig, and roomate.

Guys, the interest on 150K alone is around 10-12 THOUSAND. Yes that's right you could make 1000 dollar payments a month starting at graduation and not put one dent in the principle. The average starting salaries aren't 70k. Even if they are try making 70k then pay 1500 a month to loans. Factor in taxes and try to live on that. You'll probably be near the poverty line.



So are you going to law school? Or did the loan scare ya?


I know I'm not txadv11, but the loan scares me to death, personally. If I can't keep things under $100k, I will be VERY. nervous.

HoustonOrBust
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Joined: Thu Mar 24, 2011 3:56 pm

Re: South Texas 2011

Postby HoustonOrBust » Fri Mar 25, 2011 2:57 pm

What's the average interest rate on student loans? Anyone know?
How much of the interest payments can you get back as a tax break?

TexasGE
Posts: 221
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Re: South Texas 2011

Postby TexasGE » Fri Mar 25, 2011 2:59 pm

I think the interest is around 6%???

abcd
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Re: South Texas 2011

Postby abcd » Fri Mar 25, 2011 3:10 pm

upfish wrote:
abcd wrote:
txadv11 wrote:
abcd wrote:HAHAHA! so true yet depressing! do you guys really think that it's worth it to go to this law school and graduate with such a big loan?

160,000 plus incidentals. .. Nope. 100,000 possibly. That would take the TEG and a decent merit award, and trying to get a decent summer gig, and roomate.

Guys, the interest on 150K alone is around 10-12 THOUSAND. Yes that's right you could make 1000 dollar payments a month starting at graduation and not put one dent in the principle. The average starting salaries aren't 70k. Even if they are try making 70k then pay 1500 a month to loans. Factor in taxes and try to live on that. You'll probably be near the poverty line.



So are you going to law school? Or did the loan scare ya?


I know I'm not txadv11, but the loan scares me to death, personally. If I can't keep things under $100k, I will be VERY. nervous.


I feel the same way! I just don't want to end up like any of those people in the articles waiting tables trying to pay off their loans. It's such a scary decision to make

KFerrell
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Re: South Texas 2011

Postby KFerrell » Fri Mar 25, 2011 3:29 pm

Is the 12,400 scholarship as much as South Texas will do? Has anyone heard of negotiating higher than this amount?




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