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So I was wondering what debt payments would look like once I graduate. Although Im not going to be incurring a lot of debt, I still have to pay some off. Hypothetically (I know everyone hates these), if one were to get a job that paid 80k after graduation and they lived at home (so no additional COL), after taxes, would it be feasible to pay upwards of 5 or 6k a month towards loans? I know that this is extremely subjective since everyone spends differently....but have people gone this route? Wouldn't this make loan payments go by somewhat quickly in the grand scheme of things? I'm sorry if any of this sounds extremely naive, but I was wondering about this.

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6k per month x 12 months = 72k. Even if you had every expense taken care of, and were given an allowance by your parents, would you even clear 72k after taxes and other deductions? Or is your post stating that the 80k is after taxes? Even in that case you would be living on 750 a month. I suppose if that $750 is entirely discretionary, you could do it. My 6 year old doesn't get anywhere near that much of an allowance.

If you have an 80k job, you'll pay about 13k in taxes. So you'll take home 67k.

So if your question is still can you pay 5k a month, you're asking if you can pay 60k/year. Can you live on seven thousand dollars for an entire year? I doubt it.

Ya 6 seems high. But even say three would knock out over 30k a year. But I guess not everyone is living at home or getting an allowance from mom and dad out there so it makes sense. Seems like it makes sense to live at home, if possible, for a year or two out of school, especially for a K-JD like me.

ETA: if possible...obviously not an option for everyone.