robotrick wrote:For anyone here who has taken or otherwise knows about CJI - do you know how much work the class component is in addition to the clinic component? I trying to decide when to take fed courts and whether it would be better not to do both at the same time...
The class itself doesn't have much work beyond reading and a final exam. The class is in the fall but you can be winter/spring for the clinic, so they're not necessarily at the same time. If they are at the same time, then you only have a few more credits (three of which you'll need to spend on TAW if you didn't take it 2L).
RZ5646 wrote:Question: Is LIPP as great as it seems? Are there any pitfalls I need to be aware of? From the little I've read on Harvard's site, it seems too good to be true. What are the less obvious pros and cons of financing an HLS education with loans and then entering PI and using LIPP?
LIPP is great for keeping you out of poverty. It starts to punish you pretty quickly as you try to climb. Compared to most other schools, it covers more (e.g. for-profit but lower-paying law jobs; any government or nonprofit job even if not law-related). You can start or stop the program at any time (no obligation to "pay pack" if you leave public interest work).
Things to watch out for:
limited time off for things like job transitions, travel, or family;
once you're over $52k you have to turn over 40% of any raise toward your loans;
if your partner makes a lot more money or has a lot more assets you have to pay way more;
buying / owning a home can be tricky;
limited coverage for non HLS debt such as joint degree or undergrad debt;
salary scale isn't way out of line, but peer schools start at $50k.
Think about different scenarios you could see yourself in, one year, three years, seven years out, and research realistically what salary you could expect to earn and how much of that you would need to keep. Run those scenarios for every combination of debt / loan forgiveness, and balance any differences against prospective job outcomes.