delusional wrote:Great info about the insurance. I would have asked those questions myself. Thanks.
Are the clinics as cool as they look in the brochures that they send out? I was looking at a business clinic where you structure, buy and merge, declare bankruptcy, etc. How good is that kind of thing in practice?
Also, can someone speak a little more authoritatively than 0Ls about non-named merit aid? Does it truly not exist? How much of a "merit bump" is there, if any?
Also, why does the admitted students handbook not mention a word about IBR? Is it beneath Columbia's dignity to address the possibility that someone would be making <160,000 outside of PI?
Hey - your merit aid question has been asked and answered before, so hopefully I can (officially) set the record straight so I can stop cross-posting in every damn thread.
There is non-named merit aid given out with financial aid packages. It's technically considered "need aid," however, and will only be awarded after you fill out and submit your FAFSA. It's also largely given out to those who leverage their scholarships from other schools - basically, send PDFs of your other scholarship letters to CLS's FinAid e-mail address ASAP. Columbia has been very good about providing some money to those with awards from other schools.
Posted by me in another thread: Don't wait to start leveraging, especially since CLS has a limited amount of FinAid to distribute, and leveraged $$ will count as need-based regardless of your financial status. Fill out your financial aid application forms ASAP (you must do this even if you're certain that you won't qualify for need-based aid). After you submit that, send CLS's FinAid office an email briefly outlining your situation, how CLS is your top choice but money is a factor, and you received scholarship offers from X-schools, etc. Importantly, ATTACH PDFs of your other scholly offer letters to that email.