Columbia Law Class of 2015

(housing, friendships, future exams, all things 2015)
User avatar
Bronck
Posts: 2025
Joined: Fri Jan 27, 2012 1:28 pm

Re: Columbia Law Class of 2015

Postby Bronck » Wed May 09, 2012 3:39 pm

TheRedMamba wrote:
AmoryB wrote:Quick financial aid question: for the federal loan application stuff due by May 15th, do we just fill out Columbia's federal direct loan request form and then do the electronic promissory note and the federal loan entrance counseling on studentsloans.gov? Is there anything else?

Also needing info on this


That's what I did.

User avatar
icedflames
Posts: 375
Joined: Mon Mar 07, 2011 7:04 pm

Re: Columbia Law Class of 2015

Postby icedflames » Wed May 09, 2012 3:40 pm

Bronck wrote:
TheRedMamba wrote:
AmoryB wrote:Quick financial aid question: for the federal loan application stuff due by May 15th, do we just fill out Columbia's federal direct loan request form and then do the electronic promissory note and the federal loan entrance counseling on studentsloans.gov? Is there anything else?

Also needing info on this


That's what I did.


I'll try to send an email to finaid tonight just for some clarification

User avatar
Bronck
Posts: 2025
Joined: Fri Jan 27, 2012 1:28 pm

Re: Columbia Law Class of 2015

Postby Bronck » Wed May 09, 2012 3:47 pm

icedflames wrote:
Bronck wrote:
TheRedMamba wrote:
AmoryB wrote:Quick financial aid question: for the federal loan application stuff due by May 15th, do we just fill out Columbia's federal direct loan request form and then do the electronic promissory note and the federal loan entrance counseling on studentsloans.gov? Is there anything else?

Also needing info on this


That's what I did.


I'll try to send an email to finaid tonight just for some clarification


They took over a week to respond to my question, so I wouldn't get my hopes up haha. They said they were "inundated" with emails.

User avatar
Tiago Splitter
Posts: 15457
Joined: Tue Jun 28, 2011 1:20 am

Re: Columbia Law Class of 2015

Postby Tiago Splitter » Wed May 09, 2012 3:50 pm

Bronck wrote:Just talked to the folks at Health Services, and they said we can submit an official copy of our immunization history in lieu of having our doctor fill out the MMR form


Bronck you are an American hero. This is good info.

User avatar
Boston_NYG2245
Posts: 238
Joined: Sun Nov 20, 2011 11:00 pm

Re: Columbia Law Class of 2015

Postby Boston_NYG2245 » Wed May 09, 2012 3:53 pm

TheRedMamba wrote:
AmoryB wrote:Quick financial aid question: for the federal loan application stuff due by May 15th, do we just fill out Columbia's federal direct loan request form and then do the electronic promissory note and the federal loan entrance counseling on studentsloans.gov? Is there anything else?

Also needing info on this


That's it. I called and asked to make sure.

User avatar
Bronck
Posts: 2025
Joined: Fri Jan 27, 2012 1:28 pm

Re: Columbia Law Class of 2015

Postby Bronck » Wed May 09, 2012 3:54 pm

Tiago Splitter wrote:
Bronck wrote:Just talked to the folks at Health Services, and they said we can submit an official copy of our immunization history in lieu of having our doctor fill out the MMR form


Bronck you are an American hero. This is good info.


*Thumbs up* Let me post the full email for reference:

You may submit an official copy of your immunization history/labs in place of having your doctor complete the MMR form. Please be sure to include your full name, date of birth and UNI on your documentation.

Please also fill out the top portion of the Columbia University Immunization form and send it along with your records. The form is available at:
--LinkRemoved--

You may fax the records to the Immunization Office at 212-854-5078.

User avatar
icedflames
Posts: 375
Joined: Mon Mar 07, 2011 7:04 pm

Re: Columbia Law Class of 2015

Postby icedflames » Wed May 09, 2012 3:59 pm

Boston_NYG2245 wrote:
TheRedMamba wrote:
AmoryB wrote:Quick financial aid question: for the federal loan application stuff due by May 15th, do we just fill out Columbia's federal direct loan request form and then do the electronic promissory note and the federal loan entrance counseling on studentsloans.gov? Is there anything else?

Also needing info on this


That's it. I called and asked to make sure.


Ah, that solves that problem. thanks

User avatar
Boston_NYG2245
Posts: 238
Joined: Sun Nov 20, 2011 11:00 pm

Re: Columbia Law Class of 2015

Postby Boston_NYG2245 » Wed May 09, 2012 4:07 pm

icedflames wrote:
Boston_NYG2245 wrote:
TheRedMamba wrote:
AmoryB wrote:Quick financial aid question: for the federal loan application stuff due by May 15th, do we just fill out Columbia's federal direct loan request form and then do the electronic promissory note and the federal loan entrance counseling on studentsloans.gov? Is there anything else?

Also needing info on this


That's it. I called and asked to make sure.


Ah, that solves that problem. thanks


Yeah just make sure you do the MPNs and Entrance Counseling for both Stafford and PLUS loans

User avatar
Bronck
Posts: 2025
Joined: Fri Jan 27, 2012 1:28 pm

Re: Columbia Law Class of 2015

Postby Bronck » Wed May 09, 2012 4:11 pm

Boston_NYG2245 wrote:Yeah just make sure you do the MPNs and Entrance Counseling for both Stafford and PLUS loans


Fortunately you can do the entrance counseling for both Stafford and PLUS loans together (I think it's one of the options you select before starting it)

User avatar
Tiago Splitter
Posts: 15457
Joined: Tue Jun 28, 2011 1:20 am

Re: Columbia Law Class of 2015

Postby Tiago Splitter » Wed May 09, 2012 4:12 pm

Boston_NYG2245 wrote:Yeah just make sure you do the MPNs and Entrance Counseling for both Stafford and PLUS loans


The system told me Columbia doesn't use that for Plus Loans, only Stafford. Did I screw something up?

User avatar
Elliott_Smith
Posts: 379
Joined: Tue Jan 03, 2012 4:34 am

Re: Columbia Law Class of 2015

Postby Elliott_Smith » Wed May 09, 2012 4:16 pm

Awesome info, this thread is gold.

User avatar
blue_c
Posts: 196
Joined: Mon Aug 01, 2011 4:06 am

Re: Columbia Law Class of 2015

Postby blue_c » Wed May 09, 2012 4:42 pm

Bronck wrote:You got a studio in lenfest? Isn't that like the most expensive option :? ? Yeah, 16-17 for orientation.... though the 13th is kind of late, I'd rather get there a few days earlier.

A studio at Lionsgate is even more. Its still ridiculous though.

Thanks for all the info guys!
Elliott_Smith wrote:Awesome info, this thread is gold.

User avatar
Boston_NYG2245
Posts: 238
Joined: Sun Nov 20, 2011 11:00 pm

Re: Columbia Law Class of 2015

Postby Boston_NYG2245 » Wed May 09, 2012 4:47 pm

Tiago Splitter wrote:
Boston_NYG2245 wrote:Yeah just make sure you do the MPNs and Entrance Counseling for both Stafford and PLUS loans


The system told me Columbia doesn't use that for Plus Loans, only Stafford. Did I screw something up?


I had no problem filling out both MPNs, maybe you did the wrong thing? I think the Entrance Counseling covers both, or at least when I view my completed entrance counseling thing it says that I've completed the DLP Counseling (which covers both) and I did seperate MPNS for the Stafford and PLUS.

User avatar
Tiago Splitter
Posts: 15457
Joined: Tue Jun 28, 2011 1:20 am

Re: Columbia Law Class of 2015

Postby Tiago Splitter » Wed May 09, 2012 4:55 pm

Boston_NYG2245 wrote:
Tiago Splitter wrote:
Boston_NYG2245 wrote:Yeah just make sure you do the MPNs and Entrance Counseling for both Stafford and PLUS loans


The system told me Columbia doesn't use that for Plus Loans, only Stafford. Did I screw something up?


I had no problem filling out both MPNs, maybe you did the wrong thing? I think the Entrance Counseling covers both, or at least when I view my completed entrance counseling thing it says that I've completed the DLP Counseling (which covers both) and I did seperate MPNS for the Stafford and PLUS.


Looks like the problem was that I tried to request a plus loan rather than an MPN. Got it all straightened out. Thanks.

User avatar
gossipgirl
Posts: 261
Joined: Sat Jan 10, 2009 1:25 am

Re: Columbia Law Class of 2015

Postby gossipgirl » Wed May 09, 2012 5:00 pm

Is the amount that we're putting down as the amount we want to borrow on these forms something that can be amended at a later date? If I put down 40k in GradPlus loans for the whole 2012-13 year, for example, and then only need 10k in August and 10k in January, can I just choose not to take the disbursement then or are we locked into taking the whole amount initially?

I know you can just pay it back if it's too much but there's a huge origination fee on these loans so I don't needlessly want to pay those fees.

Thanks!

User avatar
Boston_NYG2245
Posts: 238
Joined: Sun Nov 20, 2011 11:00 pm

Re: Columbia Law Class of 2015

Postby Boston_NYG2245 » Wed May 09, 2012 5:08 pm

gossipgirl wrote:Is the amount that we're putting down as the amount we want to borrow on these forms something that can be amended at a later date? If I put down 40k in GradPlus loans for the whole 2012-13 year, for example, and then only need 10k in August and 10k in January, can I just choose not to take the disbursement then or are we locked into taking the whole amount initially?

I know you can just pay it back if it's too much but there's a huge origination fee on these loans so I don't needlessly want to pay those fees.

Thanks!


I asked this too. You can amend how much you're borrowing at any time. If you overborrowed just return the money, if you underborrow you can get more. But keep in mind that the origination fee (4%) gets capitalized, not sure how refunding that works.

User avatar
Bronck
Posts: 2025
Joined: Fri Jan 27, 2012 1:28 pm

Re: Columbia Law Class of 2015

Postby Bronck » Wed May 09, 2012 5:09 pm

Boston_NYG2245 wrote:
gossipgirl wrote:Is the amount that we're putting down as the amount we want to borrow on these forms something that can be amended at a later date? If I put down 40k in GradPlus loans for the whole 2012-13 year, for example, and then only need 10k in August and 10k in January, can I just choose not to take the disbursement then or are we locked into taking the whole amount initially?

I know you can just pay it back if it's too much but there's a huge origination fee on these loans so I don't needlessly want to pay those fees.

Thanks!


I asked this too. You can amend how much you're borrowing at any time. If you overborrowed just return the money, if you underborrow you can get more. But keep in mind that the origination fee (4%) gets capitalized, not sure how refunding that works.


is it capitalized immediately upon disbursement?

User avatar
gossipgirl
Posts: 261
Joined: Sat Jan 10, 2009 1:25 am

Re: Columbia Law Class of 2015

Postby gossipgirl » Wed May 09, 2012 5:10 pm

Boston_NYG2245 wrote:
gossipgirl wrote:Is the amount that we're putting down as the amount we want to borrow on these forms something that can be amended at a later date? If I put down 40k in GradPlus loans for the whole 2012-13 year, for example, and then only need 10k in August and 10k in January, can I just choose not to take the disbursement then or are we locked into taking the whole amount initially?

I know you can just pay it back if it's too much but there's a huge origination fee on these loans so I don't needlessly want to pay those fees.

Thanks!


I asked this too. You can amend how much you're borrowing at any time. If you overborrowed just return the money, if you underborrow you can get more. But keep in mind that the origination fee (4%) gets capitalized, not sure how refunding that works.


Thanks. By amend any time, I assume that includes pre-disbursement?

User avatar
Boston_NYG2245
Posts: 238
Joined: Sun Nov 20, 2011 11:00 pm

Re: Columbia Law Class of 2015

Postby Boston_NYG2245 » Wed May 09, 2012 5:23 pm

gossipgirl wrote:
Boston_NYG2245 wrote:
gossipgirl wrote:Is the amount that we're putting down as the amount we want to borrow on these forms something that can be amended at a later date? If I put down 40k in GradPlus loans for the whole 2012-13 year, for example, and then only need 10k in August and 10k in January, can I just choose not to take the disbursement then or are we locked into taking the whole amount initially?

I know you can just pay it back if it's too much but there's a huge origination fee on these loans so I don't needlessly want to pay those fees.

Thanks!


I asked this too. You can amend how much you're borrowing at any time. If you overborrowed just return the money, if you underborrow you can get more. But keep in mind that the origination fee (4%) gets capitalized, not sure how refunding that works.


Thanks. By amend any time, I assume that includes pre-disbursement?


I would believe so. Sorry, the origination fee isn't capitalized, its just deducted from the principle.

User avatar
blue_c
Posts: 196
Joined: Mon Aug 01, 2011 4:06 am

Re: Columbia Law Class of 2015

Postby blue_c » Wed May 09, 2012 5:25 pm

gossipgirl wrote:Thanks. By amend any time, I assume that includes pre-disbursement?

I'm pretty sure it says that you can accept any amount when its disbursed, so yeah. If you want to change it beforehand, I'm sure you can.

Ugh. I'm behind on my loan apps.

User avatar
Bronck
Posts: 2025
Joined: Fri Jan 27, 2012 1:28 pm

Re: Columbia Law Class of 2015

Postby Bronck » Wed May 09, 2012 5:28 pm

Boston_NYG2245 wrote:I would believe so. Sorry, the origination fee isn't capitalized, its just deducted from the principle.


Ah, okay. Thanks for the clarification. So in essence, if we ask for 30k in PLUS loans, we're only getting 28.8k?

User avatar
Tiago Splitter
Posts: 15457
Joined: Tue Jun 28, 2011 1:20 am

Re: Columbia Law Class of 2015

Postby Tiago Splitter » Wed May 09, 2012 5:30 pm

Bronck wrote:
Boston_NYG2245 wrote:I would believe so. Sorry, the origination fee isn't capitalized, its just deducted from the principle.


Ah, okay. Thanks for the clarification. So in essence, if we ask for 30k in PLUS loans, we're only getting 28.8k?


Yeah. They front you the 4% for the privilege.

User avatar
Elliott_Smith
Posts: 379
Joined: Tue Jan 03, 2012 4:34 am

Re: Columbia Law Class of 2015

Postby Elliott_Smith » Thu May 10, 2012 12:12 am

blue_c wrote:Ugh. I'm behind on my loan apps.


This.

SO I need to account for 4% origination in the requested amount?

I really need to get on that.

In other news, passed the CBT!

User avatar
Bronck
Posts: 2025
Joined: Fri Jan 27, 2012 1:28 pm

Re: Columbia Law Class of 2015

Postby Bronck » Thu May 10, 2012 12:18 am

Elliott_Smith wrote:
blue_c wrote:Ugh. I'm behind on my loan apps.


This.

SO I need to account for 4% origination in the requested amount?

I really need to get on that.

In other news, passed the CBT!


Yeah. Looks like I'll end up having around 2k less in total, but I can't imagine that will be a problem.

User avatar
Elliott_Smith
Posts: 379
Joined: Tue Jan 03, 2012 4:34 am

Re: Columbia Law Class of 2015

Postby Elliott_Smith » Thu May 10, 2012 12:23 am

Same. I guess it's not a huge deal given that we can always request more.




Return to “TLS Class of 2015 Forum”

Who is online

Users browsing this forum: No registered users and 1 guest