How much debt are you going to graduate with?

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ap1987
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How much debt are you going to graduate with?

Postby ap1987 » Wed Oct 23, 2013 7:17 pm

Just curious to see how much debt (if any) other fellow law students are anticipating graduating with?


I go to a T2 in NYC, I will graduate with roughly $80,000 (20,000 undergrad, 60,000 law school).

BeautifulSW
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Re: How much debt are you going to graduate with?

Postby BeautifulSW » Wed Oct 23, 2013 8:31 pm

$15,000 but that was a long time ago.

EDIT: and that was too much!

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hichvichwoh
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Re: How much debt are you going to graduate with?

Postby hichvichwoh » Wed Oct 23, 2013 8:41 pm

this would probably work better with a poll, if you specifically want to know how much debt TLSers are graduating with. Otherwise you'll find better results just googling

california2013
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Re: How much debt are you going to graduate with?

Postby california2013 » Wed Oct 23, 2013 8:53 pm

ap1987 wrote:Just curious to see how much debt (if any) other fellow law students are anticipating graduating with?


I go to a T2 in NYC, I will graduate with roughly $80,000 (20,000 undergrad, 60,000 law school).



Do you have job Line up ?

Njguy13
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Re: How much debt are you going to graduate with?

Postby Njguy13 » Wed Oct 23, 2013 9:12 pm

Don't feel bad. I have 400k. However, it is manageable. There are several programs that will make sure your monthly payment is reasonable and you will be able to survive. Just make sure to 1) have a plan to payoff the loans, and 2) DONT MISS ANY PAYMENTS.

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hephaestus
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Re: How much debt are you going to graduate with?

Postby hephaestus » Wed Oct 23, 2013 9:19 pm

Njguy13 wrote:Don't feel bad. I have 400k. However, it is manageable. There are several programs that will make sure your monthly payment is reasonable and you will be able to survive. Just make sure to 1) have a plan to payoff the loans, and 2) DONT MISS ANY PAYMENTS.

How did you accumulate 400k?

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KD35
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Re: How much debt are you going to graduate with?

Postby KD35 » Wed Oct 23, 2013 9:24 pm

ImNoScar wrote:
Njguy13 wrote:Don't feel bad. I have 400k. However, it is manageable. There are several programs that will make sure your monthly payment is reasonable and you will be able to survive. Just make sure to 1) have a plan to payoff the loans, and 2) DONT MISS ANY PAYMENTS.

How did you accumulate 400k?

Expensive UG at full tuition and all loans?
But I can't see any situation where 400k is worth it.

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BarbellDreams
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Re: How much debt are you going to graduate with?

Postby BarbellDreams » Wed Oct 23, 2013 9:25 pm

HYS for both undergrad and lawl school @ sticker should do it.

WanderingPondering
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Re: How much debt are you going to graduate with?

Postby WanderingPondering » Wed Oct 23, 2013 9:34 pm

BarbellDreams wrote:HYS for both undergrad and lawl school @ sticker should do it.


The only way to rack up that much undergrad debt at Harvard is if your parents make a ton of money and don't help you out at all. The financial aid is very generous in most cases.

TLSaul2001
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Re: How much debt are you going to graduate with?

Postby TLSaul2001 » Thu Oct 24, 2013 12:44 pm

15Kish undergrad (state school), 90-100kish from law school when it's all said and done. Getting 20k off tuition a year and living at my grandmothers so that helps.

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buddyt
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Re: How much debt are you going to graduate with?

Postby buddyt » Fri Oct 25, 2013 6:00 pm

$0 8)
Savings from working before LS + dat almost-full-ride tip

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Flips88
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Re: How much debt are you going to graduate with?

Postby Flips88 » Fri Oct 25, 2013 6:10 pm

Last weekend, my loan provider was kind enough to email me to tell me I'm up to $205k. Got one semester left. :cry: :cry: :cry:

tsutsik
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Re: How much debt are you going to graduate with?

Postby tsutsik » Fri Oct 25, 2013 6:11 pm

Around 15k.

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Tom Joad
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Re: How much debt are you going to graduate with?

Postby Tom Joad » Fri Oct 25, 2013 6:14 pm

Enough to build character, but not enough to become a degenerate.

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Nova
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Re: How much debt are you going to graduate with?

Postby Nova » Fri Oct 25, 2013 6:14 pm

too much

paintbynumbers
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Re: How much debt are you going to graduate with?

Postby paintbynumbers » Fri Oct 25, 2013 6:16 pm

half way to graduation at 85k, should be 185K by graduation hoping to be closer to 170-175K through working during year and summer work. Plan on working for gov't after grad (fed or state). PAYE program all-day, 10 years...cya

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Danger Zone
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Re: How much debt are you going to graduate with?

Postby Danger Zone » Fri Oct 25, 2013 9:26 pm

Likely just shy of 100k if we're including UG.

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FKASunny
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Re: How much debt are you going to graduate with?

Postby FKASunny » Fri Oct 25, 2013 10:18 pm

Tom Joad wrote:Enough to build character, but not enough to become a degenerate.

:lol: :lol: :lol:

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brotherdarkness
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Re: How much debt are you going to graduate with?

Postby brotherdarkness » Fri Oct 25, 2013 10:23 pm

Depends. It should be somewhere just above 100k, but my parents have offered to pay my debt for me in lieu of providing me with an inheritance. Given the interest rate on loans and the comfort of having the debt taken off my back immediately, I'm tempted to accept.

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FKASunny
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Re: How much debt are you going to graduate with?

Postby FKASunny » Fri Oct 25, 2013 10:24 pm

brotherdarkness wrote:Depends. It should be somewhere just above 100k, but my parents have offered to pay my debt for me in lieu of providing me with an inheritance. Given the interest rate on loans and the comfort of having the debt taken off my back immediately, I'm tempted to accept.

Do people really make arrangements like this?

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minnbills
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Re: How much debt are you going to graduate with?

Postby minnbills » Fri Oct 25, 2013 10:25 pm

50k

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brotherdarkness
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Re: How much debt are you going to graduate with?

Postby brotherdarkness » Fri Oct 25, 2013 10:28 pm

.
Last edited by brotherdarkness on Fri Jun 27, 2014 11:50 am, edited 1 time in total.

CaseClosed
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Re: How much debt are you going to graduate with?

Postby CaseClosed » Fri Oct 25, 2013 10:41 pm

75k

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guano
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Re: How much debt are you going to graduate with?

Postby guano » Fri Oct 25, 2013 11:17 pm

brotherdarkness wrote:
ლ(ಠ益ಠლ) wrote:
brotherdarkness wrote:Depends. It should be somewhere just above 100k, but my parents have offered to pay my debt for me in lieu of providing me with an inheritance. Given the interest rate on loans and the comfort of having the debt taken off my back immediately, I'm tempted to accept.

Do people really make arrangements like this?


Well, I'm "people" and I'm considering making this kind of arrangement. Not sure how common it is, but my parents are... unique.

As my mother put it: better to give with a warm hand than a cold one

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gaud
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Re: How much debt are you going to graduate with?

Postby gaud » Fri Oct 25, 2013 11:18 pm

At most $70k but likely $50-60k




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