Thanks for the ideas.
Right now, the school is investigating how comfortable they feel with the idea of letting me take a summer class. Though I technically meet all the graduation requirements, I was never awarded my degree because I didn't submit a JD application to the registrar. Thus, technically, I have not graduated.
The issue with BARBRI's loan is that apparently you have to have applied before the start of any of their courses. So while mine has just started, apparently there are places where courses began in mid-May, and thus I'm several weeks past the deadline.
As for Citibank loans, apparently those are now done through Discover, and they've already rejected me. They're actually quite sleazy. Their website encourages you to apply with a cosigner to increase your chances of approval, but it gives you no option to do so. In actuality, you must apply and be approved personally before being given the "option" to apply with a cosigner. I know I'll be personally rejected for everything, and I wouldn't have applied at all if they'd made that clear. Now I have an extra ding on my report.
Personal connections are not an option. I'm from the foster care system and have no family to tap into. Just friends, and none are comfortable with the idea of cosigning.
One thing is for sure... not being sure if you can continue in your bar review course really, REALLY distracts you from focusing on studying.