WUSTL Class of 2013

(housing, friendships, future exams, all things 2013)
sibley
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Re: WUSTL Class of 2013

Postby sibley » Tue Jun 01, 2010 11:05 am

fl0w wrote:
NU_Jet55 wrote:
fl0w wrote:hey guys,

I'm going through a final numbers crunch and have a question. Since the people that disburse loans don't seem to give a f$#* that I own a condo and will have to continue to make payments on that in addition to paying rent in St. Louis, I have about a $10k gap in coverage of my predicted expenses over the year.

Is anyone familiar with the process in getting GradPlus loan award increased?


I'm no expert so someone correct me if I'm wrong, but I believe that gradplus loans only cover "up to the cost of attendance," and since your condo doesn't fall under that category you won't be able to get gradplus loans that cover that expense. From what I understand though, depending on your credit, private loans are relatively easy to come by.

Are you trying to sell/rent out your condo and have been unsuccessful, or do you want to maintain two separate residences during 1L?


I plan on leasing my condo to a tenant, however it will cover P&I but not taxes + association fees. Any idea on the typical interest rates of private loans for education? Do you just walk into Bank of America (or something similar) for that?



Yup you just walk to a bank. You can also try online sites like my rich uncle as you'll end up with slightly lower interest rates, most likely.

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fl0w
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Re: WUSTL Class of 2013

Postby fl0w » Tue Jun 01, 2010 12:57 pm

I love my mom.

I just had a conversation about all of this stuff with her explaining how I tried as hard as I could to make everything work out, but that I was going to have to take out additional loans. She basically called me stupid and wanted to know why I wasn't asking her for help. Sometimes we forget how much family loves us and are willing and really WANT to help us succeed.

I'm the kind of person that has this indomitable sense of pride. I feel ashamed and like I am failing if I ask for help and forget how lucky I am to have people that care.

Anyway, no real "point" to this post. I suppose I'm just venting my relief and extreme sense of gratitude.

2013esq
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Re: WUSTL Class of 2013

Postby 2013esq » Tue Jun 01, 2010 1:21 pm

fl0w wrote:
romothesavior wrote:
myq wrote:I asked earlier about a building called The Carleton...now I'm between that and President and Park Royal. Anybody been there? I'm abroad and can't go to St. Louis to look myself. I'm between those two.


Sorry... can't help ya there. I'm more familiar with neighborhoods than I am with specific buildings. But did you look at the housing info on the admitted student's board? There were some testimonials from kids who lived in various neighborhoods and buildings.


The Carleton
http://www.frontdoorstl.com/?pg=propert ... 616lindell

I just snagged a one bedroom unit in there this weekend. It's pretty pimp and the rent includes all everything except paring and cable TV which is nice.

I'm set w/ a place to live! I guess this is really happening. I also got to hang out w/ a couple friends while in St. Louis this weekend. Had dinner at Bar Italia and drinks at some bar (Bar Maryland or something?) that was just off the same street in the CWE there.

While I was in StL I stayed at the Indigo hotel (formerly Best Western). It's a nice hotel for about 137/night including taxes.

I looked at places in Debalivier (sp?) area, The Grove, Central West End, and Clayton. Impressions:

Debaliver:
Nice area. Plenty of street parking so you wouldn't have to pay for a parking spot. A little isolated from things like places to eat and places to go grab a drink, so you'd definitely have to drive anywhere you wanted to go. The place I looked at was nice. Was 5330 Pershing if I remember correctly. This was my second choice. I would have taken it if the rent were a little cheaper because once I added in all the utilities it was the same as the unit in the Carleton.

The Grove:
Place I saw was managed by Frontdoorstl.com It was a nice place. Not huge, but newly renovated with modern appliances, hardwood floors, central air etc. The thing that completely turned me off was the neighborhood. I felt like I was in a slum. The Grove is apparently "up and coming" but it clearly has not "come up" quite yet. It is also a little farther from campus that I wanted to be. The rent could not be beat though. A unit that nice for about $650 is a great deal if you don't mind the other things that I mentioned.

Clayton:
Obviously clayton is a nice neighborhood. The unit I looked at was being renovated and is about 2 weeks from being completed. I looked at the unit next door to it because it is finished and looks the same as the one in-progress will look like when completed. Most everything about this unit was great. It is going to be a 2 bedroom. Basic layout was a little more closed than I would like. You had your livingroom and then a long hallway attached to it. Off of that hallway was the kitchen on the left, then a bedroom on the right, then the other bedroom at the end. Bathroom on the left just before the bedroom. I just don't like apartments that have long hallways leading to things. Seems like a waste of open space to me. Again though, all the appliances were new, central air, etc. The only thing that did not look new was the back door. A lot of apartments in St. Louis have this, and I don't know why, but the back door goes directly to a fire escape. And the back door never looks very secure. I remember whenever someone got robbed in undergrad it was because someone just walked up the fire escape and broke into the back door. I wanted to stay away from units w/ backdoors like that.

Central West End (saw 2 units):
Unit 1 (The Leonardo)
The management company is owned by a guy that went to wustl undergrad. He's like 25 or something. Very nice guy and actually seemed to know everyone in the building that we saw on our way up to the place. I did not like this place though. The carpeting looked gross. The appliances were not updated. I could not understand why rent was $800 for this place. Some of you may see it and love it, but I just wasn't buying it. He claimed the unit had been renovated. I would hate to have seen it pre-renovation. The building is right next to a walgreens and across the street from a Schnuk's. When we walked up (20 min walk from Indigo Hotel) up I recognized the area from undergrad. This is what everyone used to call "ghetto schnuks". It's technically part of CWE but it's the east edge of it and it's not the same CWE that you are probably thinking of.

Unit 2 (The Carleton)
Obviously I'll have the most positive to say about this place because it's the one I went with. I'll start with the negative. The rent is about 1k. But it includes everything except cable TV and a parking spot. That means electric, internet and all the other utilities. With that being said, it actually ends up being the same cost as a place that's listed at $800 and doesn't include those things. Basic cable and internet can run you around $120 in St. Louis and if all appliances are electric and you have central air, your electric bill can hover around $60 at peak and $40 at non-peak. Anyway, I walk in and the place is renovated. Large living area that opens into the kitchen (I love open spaces). Kitchen has all new stainless steel appliances (very important to me). Hardwood floors, lots of light through the windows. Only negative about the floorplan is that the bedroom is like a master suite. This is really cool except if you have company they will see your bedroom when using your bathroom. I guess it's just incentive for me to keep my room clean :lol: There is a workout facility in the basement, and parking available for around $50/mo. You pretty much have to get a parking space with this one because of the location. There is virtually no street parking in that area that I am currently aware of.

So that's the run down of everything I looked at. Personally I don't want to live in a dingy apartment. After owning a lake view condo in chicago for the past 2 years I've become accustomed to living in a nice place and wanted to emulate that as much as possible in St. Louis. I'm 27 and I just can't take things like shaggy carpet, non-modern kitchens, non-updated appliances, etc. My requirements won't be like those of everyone else. You can certainly find a cheaper place than mine in St. Louis. Instead of just grabbing the cheapest place, I decided to pay for what was important for me in a home because it will be just that for 3 years. I don't want to change apartments while in school.

That's my report. I wont be able to make it to housing days or anything like that, so I just made a quick overnight trip there. Drove from Chicago. I chose to live alone just because I'm past the point in my life where I want to deal with the drama that comes with roommates :lol:

HopeThisHelps


Wow, this is so thorough! I love those frontdoor buildings but I have a pit bull so they won't allow me to live there. I'm going to have to find a house or something with a private landlord. Nevertheless, thanks for your report! The info on the neighborhoods is really helpful.

Can't wait to meet everyone soon.

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robin600
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Re: WUSTL Class of 2013

Postby robin600 » Tue Jun 01, 2010 3:09 pm

I'm lovin on the Clayton neighborhood, anyone else?

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NU_Jet55
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Re: WUSTL Class of 2013

Postby NU_Jet55 » Tue Jun 01, 2010 3:17 pm

robin600 wrote:I'm lovin on the Clayton neighborhood, anyone else?


Same here; I wish frontdoor had apartments there...

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robin600
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Re: WUSTL Class of 2013

Postby robin600 » Tue Jun 01, 2010 4:26 pm

NU_Jet55 wrote:
robin600 wrote:I'm lovin on the Clayton neighborhood, anyone else?


Same here; I wish frontdoor had apartments there...

I think frontdoor is a bit expensive. Check craigslist, lots of great places!

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fl0w
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Re: WUSTL Class of 2013

Postby fl0w » Tue Jun 01, 2010 4:29 pm

robin600 wrote:
NU_Jet55 wrote:
robin600 wrote:I'm lovin on the Clayton neighborhood, anyone else?


Same here; I wish frontdoor had apartments there...

I think frontdoor is a bit expensive. Check craigslist, lots of great places!


frontdoor is more expensive. but they also include ALL utilities in the cost of rent.

Example:
$800/mo unit in debaliver area is actually closer to $1000 after you add in all of the utilities (maybe like $950-980). A comparable, and probably better renovated, unit from front door will be $1020/mo or something. But it will include all of those utilities. It's actually nice because you don't have to pay as many bills each month.

To the point about Clayton, I like some of the stuff IN Clayton, but I don't like the apartments in clayton. I think i mentioned some reasons why in my "report".

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robin600
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Re: WUSTL Class of 2013

Postby robin600 » Tue Jun 01, 2010 4:31 pm

romothesavior wrote:
Stephanie13 wrote:Woah, finally put down my second deposit. This is beginning to feel more real.


+1, I just did it this morning. Really crazy.

Okay, story time...

I was cleaning and moving out of my room down at my undergrad the other day, and I found a piece of paper stuffed under a bunch of crap in my desk. I pulled it out to see what it was. It was a list of schools that I had compiled about a year ago to this day, back when I was studying for the June LSAT. Based on my PT scores (159-163), I wrote down a list of schools that I would apply to and categorized them by "Easy to get into," "Hard to get into," and "Near impossible to get into." Most of my target schools were lower Tier 2 or Tier 3 schools, mostly schools that I never even applied to. Guess what school was at the top of my list at #1? That's right... Washington University in St. Louis, with a "Near impossible to get into" tag next to the name. Well I got a 162 on my June LSAT, busted my ass studying until September, and got a 168 on my September re-take... and the rest is history. I went from thinking WUSTL was a near impossibility a year ago, and here I am today posting in this thread with my second deposit placed.

I'm glad I found this piece of paper, because it reminds me of all the hard work I put in to get to this point, and it makes me even more appreciative of this wonderful opportunity we are all getting this fall. A year ago, I never would have thought I would be accepted at my dream school, Washington University, especially with a big scholarship. I am really thankful to TLS for all the help this site has given me throughout my LSAT studying and the admissions process, and I am really excited to be starting this law school experience in the fall.

I wish I had a big scholarship! :cry: I'll probably be the only one at WUSTL without one. Oh well, just happy to be in (esp. since I couldn't retake without getting my accommodations renewed)

J-tow10
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Re: WUSTL Class of 2013

Postby J-tow10 » Tue Jun 01, 2010 4:40 pm

romothesavior wrote:
La Grind Date wrote:Now that the 2nd deposit deadline has passed, I just want to say . . . I love you guys.

Jk. but, i am very excited about meeting all of you in august!


+1. I'm feelin the love in this thread. We'll have to get together before school starts for a few beers and some grub. We'll be the "cool kids clique" in the fall.


Haha, agreed. I'll be heading down to STL the week of the 28th to find an apartment. From what I've heard, I think I'm going to look in the CWE. Any thoughts on the area fl0w?

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robin600
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Re: WUSTL Class of 2013

Postby robin600 » Tue Jun 01, 2010 5:03 pm

robin600 wrote:
romothesavior wrote:
Stephanie13 wrote:Woah, finally put down my second deposit. This is beginning to feel more real.


+1, I just did it this morning. Really crazy.

Okay, story time...

I was cleaning and moving out of my room down at my undergrad the other day, and I found a piece of paper stuffed under a bunch of crap in my desk. I pulled it out to see what it was. It was a list of schools that I had compiled about a year ago to this day, back when I was studying for the June LSAT. Based on my PT scores (159-163), I wrote down a list of schools that I would apply to and categorized them by "Easy to get into," "Hard to get into," and "Near impossible to get into." Most of my target schools were lower Tier 2 or Tier 3 schools, mostly schools that I never even applied to. Guess what school was at the top of my list at #1? That's right... Washington University in St. Louis, with a "Near impossible to get into" tag next to the name. Well I got a 162 on my June LSAT, busted my ass studying until September, and got a 168 on my September re-take... and the rest is history. I went from thinking WUSTL was a near impossibility a year ago, and here I am today posting in this thread with my second deposit placed.

I'm glad I found this piece of paper, because it reminds me of all the hard work I put in to get to this point, and it makes me even more appreciative of this wonderful opportunity we are all getting this fall. A year ago, I never would have thought I would be accepted at my dream school, Washington University, especially with a big scholarship. I am really thankful to TLS for all the help this site has given me throughout my LSAT studying and the admissions process, and I am really excited to be starting this law school experience in the fall.

I wish I had a big scholarship! :cry: I'll probably be the only one at WUSTL without one. Oh well, just happy to be in (esp. since I couldn't retake without getting my accommodations renewed)

OK I really need to STFU or Ms. Clifford is reading this thread. 10 mins. after posting she just doubled my scholly.

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robin600
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Re: WUSTL Class of 2013

Postby robin600 » Tue Jun 01, 2010 5:04 pm

fl0w wrote:
robin600 wrote:
NU_Jet55 wrote:
robin600 wrote:I'm lovin on the Clayton neighborhood, anyone else?


Same here; I wish frontdoor had apartments there...

I think frontdoor is a bit expensive. Check craigslist, lots of great places!


frontdoor is more expensive. but they also include ALL utilities in the cost of rent.

Example:
$800/mo unit in debaliver area is actually closer to $1000 after you add in all of the utilities (maybe like $950-980). A comparable, and probably better renovated, unit from front door will be $1020/mo or something. But it will include all of those utilities. It's actually nice because you don't have to pay as many bills each month.

To the point about Clayton, I like some of the stuff IN Clayton, but I don't like the apartments in clayton. I think i mentioned some reasons why in my "report".

That's true, I'm just not looking in the 800$ range, otherwise they'd be great! I did check out your report and found some great things, Looking into it!

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romothesavior
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Re: WUSTL Class of 2013

Postby romothesavior » Tue Jun 01, 2010 5:04 pm

Congrats on the scholly increase!

They turned down my request for a VERY modest increase despite being at or above their 75%s. So they must have really liked you a lot!

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NU_Jet55
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Re: WUSTL Class of 2013

Postby NU_Jet55 » Tue Jun 01, 2010 5:07 pm

robin600 wrote:OK I really need to STFU or Ms. Clifford is reading this thread. 10 mins. after posting she just doubled my scholly.


To...$?

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robin600
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Re: WUSTL Class of 2013

Postby robin600 » Tue Jun 01, 2010 5:09 pm

NU_Jet55 wrote:
robin600 wrote:OK I really need to STFU or Ms. Clifford is reading this thread. 10 mins. after posting she just doubled my scholly.


To...$?

Are you asking me how much? I don't understand, long day sorry.

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fl0w
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Re: WUSTL Class of 2013

Postby fl0w » Tue Jun 01, 2010 5:09 pm

J-tow10 wrote:
Haha, agreed. I'll be heading down to STL the week of the 28th to find an apartment. From what I've heard, I think I'm going to look in the CWE. Any thoughts on the area fl0w?


ha, am I the expert now? :lol:
Well you've seen my thoughts on two specific buildings in CWE (Leonardo and Carleton). I guess I can speak to the area itself a little.

How to get there:
So CWE is about 2-3 miles directly east of the law school. 5min car ride, 14min bike ride, maybe an hour if you decided to walk it. Another option for transportation is the Central West End Metrolink Station (train would take 20min including all the walking to/from the stops). Yet ANOTHER option is MetroBus (Gold Line) which would be about 20minutes because of the winding route and all the stops.

The Area:
It's a "good part of town". A lot of money is in the area. Well, part of the area. So the WEST central west end is probably what people usually refer to when they refer to the CWE. As you start going East in the CWE it gets a little shadier. South of Delmar and East of Taylor is the really "nice" part of it. It's just east of Forest Park (either 1st or 2nd biggest park in the nation; can't remember if Central Park in NYC is bigger). The park has museums, zoo, golf, etc. inside so it's def. worth checking out. There is also a movie theatre (Chase Park Plaza i believe it's called) just off of Lindell where you can catch a flick. Take Euclid north of Lindell and you get into what a lot of people consider the "heart" of CWE. Drunken Fish (sushi/bar) Bar Italia, Bar Louie, Sub Zero vodka bar.. there are also great places to eat like culpeppers or coffee cartel. Most of the bars I mentioned also have great food.

Bars in CWE close a little early. That's the drawback. So if you want to go on a bender you have a couple of options.
1) Have a DD drive you somewhere else
2) Decide you are "totally ok to drive" and drive yourself there [not recommended]
3) Call a cab (with your phone, because no cabs drive around the area) to get you somewhere
4) Stumble over (because it's walking distance) to the Hotel Indigo Bar. Formerly the Best Western, the hotel is a lot nicer now, but the bar is still open late and gets traffic because CWE shuts down.

Overall I think CWE is a great place to live. Although you need a car to get around the city, once you're home you can walk to whatever you want to do for the most part.

HopeThatHelps

Stephanie13
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Re: WUSTL Class of 2013

Postby Stephanie13 » Tue Jun 01, 2010 5:09 pm

robin600 wrote:
NU_Jet55 wrote:
robin600 wrote:OK I really need to STFU or Ms. Clifford is reading this thread. 10 mins. after posting she just doubled my scholly.


To...$?

Are you asking me how much? I don't understand, long day sorry.

Congrats! Urg she has yet to respond to my email on the same matter.

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robin600
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Re: WUSTL Class of 2013

Postby robin600 » Tue Jun 01, 2010 5:11 pm

romothesavior wrote:Congrats on the scholly increase!

They turned down my request for a VERY modest increase despite being at or above their 75%s. So they must have really liked you a lot!

Honestly I think it was because I was bombarding her with emails trying to set up my accommodations and such, and she never replied until now, with a lot more money. Maybe she hopes money will stop my emails!

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najumobi
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Re: WUSTL Class of 2013

Postby najumobi » Tue Jun 01, 2010 5:12 pm

Stephanie13 wrote:
robin600 wrote:
NU_Jet55 wrote:
robin600 wrote:OK I really need to STFU or Ms. Clifford is reading this thread. 10 mins. after posting she just doubled my scholly.


To...$?

Are you asking me how much? I don't understand, long day sorry.

Congrats! Urg she has yet to respond to my email on the same matter.

+1 that's great to hear.

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najumobi
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Re: WUSTL Class of 2013

Postby najumobi » Tue Jun 01, 2010 5:12 pm

robin600 wrote:
romothesavior wrote:Congrats on the scholly increase!

They turned down my request for a VERY modest increase despite being at or above their 75%s. So they must have really liked you a lot!

Honestly I think it was because I was bombarding her with emails trying to set up my accommodations and such, and she never replied until now, with a lot more money. Maybe she hopes money will stop my emails!
will it? :)

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NU_Jet55
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Re: WUSTL Class of 2013

Postby NU_Jet55 » Tue Jun 01, 2010 5:14 pm

robin600 wrote:
NU_Jet55 wrote:To...$?

Are you asking me how much? I don't understand, long day sorry.


lol, yeah, how much? PM me if you'd like.

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robin600
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Re: WUSTL Class of 2013

Postby robin600 » Tue Jun 01, 2010 5:16 pm

Stephanie13 wrote:
robin600 wrote:
NU_Jet55 wrote:
robin600 wrote:OK I really need to STFU or Ms. Clifford is reading this thread. 10 mins. after posting she just doubled my scholly.


To...$?

Are you asking me how much? I don't understand, long day sorry.

Congrats! Urg she has yet to respond to my email on the same matter.

Seriously give it a week, she'll get to it, eventually. After a week send her a follow up one, that's what I did. Looks like we have the same scholly from LSN, so that's promising!

Stephanie13
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Re: WUSTL Class of 2013

Postby Stephanie13 » Tue Jun 01, 2010 5:16 pm

NU_Jet55 wrote:
robin600 wrote:
NU_Jet55 wrote:To...$?

Are you asking me how much? I don't understand, long day sorry.


lol, yeah, how much? PM me if you'd like.

Edit: oops I guess you just answered my question!

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NU_Jet55
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Re: WUSTL Class of 2013

Postby NU_Jet55 » Tue Jun 01, 2010 5:18 pm

fl0w wrote:Forest Park (either 1st or 2nd biggest park in the nation; can't remember if Central Park in NYC is bigger)


It's the not the biggest park in the country, but "At 1,293 acres (5.2 km²), Forest Park is over 50% larger than New York's Central Park."

--LinkRemoved--)

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robin600
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Re: WUSTL Class of 2013

Postby robin600 » Tue Jun 01, 2010 5:20 pm

najumobi wrote:
robin600 wrote:
romothesavior wrote:Congrats on the scholly increase!

They turned down my request for a VERY modest increase despite being at or above their 75%s. So they must have really liked you a lot!

Honestly I think it was because I was bombarding her with emails trying to set up my accommodations and such, and she never replied until now, with a lot more money. Maybe she hopes money will stop my emails!
will it? :)

Looks like it will because she just replied with contact info for DRC. Umm I'm hopin she's not creepin on this thread right now lol. I <3 you Ms. Clifford! **cuz tonight's gonna be a good good night**

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JCougar
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Re: WUSTL Class of 2013

Postby JCougar » Tue Jun 01, 2010 5:24 pm

I think it's the biggest urban park in the nation.

And FTR, the admissions office most certainly does follow these threads. :D




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