1) If you didn't have anything flagged after MEPS and your labs are fine...you'll be fine. Remember, the folks that approve this stuff see hundreds of these medical packets per day. They aren't looking to make your/their lives any harder. No need to be paranoid...just take what you read in these forums with a grain of salt. People oftentimes embellish their stories or leave key facts out and cause people like you to freak out. Everyone's medical situation is different and if you have no issues then you really shouldn't worry at all. While there are some people that discover disqualifying medical conditions during the medical screening process...that's extremely rare. Most people that don't pass have a documented issue that they've known about for years that ends up disqualifying them.Anonymous User wrote:Hey all, Army JAG two part question here.
1) I've been reading over this thread again, and I got a little paranoid since it seems like so many people were denied late in the process for medical conditions. I passed my MEPS and only have to send it my lab results, which shouldn't show any issues. I know that there is one final review of your MEPS and lab results. Has anyone ever passed the MEPS, had no issue with lab results and failed the final review? I have no medical issues that should preclude me from joining, but like I said I'm getting a little paranoid
2) I had one credit card debt sent to collections while I was in law school. I just couldn't pay it. It wasn't large, just a few thousand. Since then, I've paid almost all of it off, and I expect to have it all paid off by the time they do a security check. In addition, all my other debts have been paid on time, my credit score is decent, and I don't have debt right now beyond my student loans (and the little bit left in collection). There was no judgement entered against me for that debt. However, I heard financial issues can result in a failed security clearance. How bad does it look for me given my situation?
2) I wouldn't worry about the credit card debt. What the security clearance folks are looking for is a pattern of poor judgment. When I had my first clearance done the investigator actually told me about a 1 year old unpaid debt that my undergraduate school had charged me that I didn't pay (I didn't know about it). He told me as a courtesy and I paid it. I don't think he even noted it in his investigation report. One of the questions on the SF 86 asks: - In the past seven (7) years, you had bills or debts turned over to a collection agency? (Include financial obligations for which you were the sole debtor, as well as those for which you were a cosigner or guarantor).
Answer it truthfully. They will not care. Provide an explanation and you'll be fine. What would get you in trouble is if you lied about it and then they found out you lied.
Hope that helps.
