Crowdsourcing: Anyone Know How I Might Reach Minimum?

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SplitMyPants

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Re: Crowdsourcing: Anyone Know How I Might Reach Minimum?

Postby SplitMyPants » Sun Jan 07, 2018 4:29 pm

cron1834 wrote:Still good, but the gap between that ten year and what Common Bond quotes me has shrunk...


Ya for sure. The jump from 7 to 10 year now goes up by 0.8% instead of 0.25%...

I knew these rates were too good to be true with the fed raising their rates, but I was hopeful I could sneak in this summer after getting some liquid savings before they raised them.... no such luck.
Looks like 7-year it is

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cron1834

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Re: Crowdsourcing: Anyone Know How I Might Reach Minimum?

Postby cron1834 » Sun Jan 07, 2018 4:35 pm

SplitMyPants wrote:
cron1834 wrote:Still good, but the gap between that ten year and what Common Bond quotes me has shrunk...


Ya for sure. The jump from 7 to 10 year now goes up by 0.8% instead of 0.25%...

I knew these rates were too good to be true with the fed raising their rates, but I was hopeful I could sneak in this summer after getting some liquid savings before they raised them.... no such luck.
Looks like 7-year it is

I’d have to change my saving habits considerably to get a lump for that 15%, lmao. At this point I’m leaning towards just going with CB and continuing to dump as much as I can into 401k.

SplitMyPants

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Re: Crowdsourcing: Anyone Know How I Might Reach Minimum?

Postby SplitMyPants » Sun Jan 07, 2018 5:12 pm

cron1834 wrote:
SplitMyPants wrote:
cron1834 wrote:Still good, but the gap between that ten year and what Common Bond quotes me has shrunk...


Ya for sure. The jump from 7 to 10 year now goes up by 0.8% instead of 0.25%...

I knew these rates were too good to be true with the fed raising their rates, but I was hopeful I could sneak in this summer after getting some liquid savings before they raised them.... no such luck.
Looks like 7-year it is

I’d have to change my saving habits considerably to get a lump for that 15%, lmao. At this point I’m leaning towards just going with CB and continuing to dump as much as I can into 401k.


Ah, ya that makes sense. My firm doesn’t offer 401k until second year so it’s a bit easier for me as this is basically my only savings rn

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cron1834

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Re: Crowdsourcing: Anyone Know How I Might Reach Minimum?

Postby cron1834 » Sun Jan 07, 2018 5:50 pm

To be clear we don’t get a match. But yeah, at least it’s earning something while it’s in there.



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