kalvano wrote:Tiago Splitter wrote:glitched wrote:can you still do paye later if you refinance just some of your higher interest loans?
Yes as long as your PAYE payment is less than your standard 10 year payment.
Wait, what? All of my loans were purely for law school, either Stafford or Grad PLUS. Can I do like a SoFi refinance or something of those loans and lower the interest rate, but still do PAYE if necessary? I thought they had to be maintained through the government in order to qualify for PAYE.
I ?think? the idea is that you could do a SoFi refinance on the Grad PLUS loans and leave the lower interest Stafford and remain PAYE eligible on the ones you didn't refinance? (Though, wouldn't that turn the lowest interest loans into the highest interest loans?)