Anonymous User wrote:I have about $90k in loans. Post tax, rent, and car payments have about $49k leftover in take home cash. Is $2k a month for loan payment a good idea? I was thinking I would put $24k into my loans per year, $10k into savings, and the rest into other living expenses. Should I be doing something else with my money? I don't know jack about this stuff.
If you have an available 401k option then you should be putting that to use for the tax advantaged savings, especially if you have any employer match (similarly IRA contributions if you are eligible or HSA if your work offers). Definitely put money aside into a high interest savings account (Ally is typically the best as far as rates, currently at 1.20%) as an emergency fund, because you never know.
Depending on your current job / salary / future employment plans you want to seriously consider refinancing that debt down to a lower rate with say FRB (if you're in a qualifying area, have a high salary and good credit score, their rates are fixed and by far the lowest, currently 1.95-2.96 depending if it's a 5/7/10/15 yr term) or another reputable lender like sofi, commonbond or earnest.