Student loan payments: Actual numbers

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JenDarby
Posts: 14138
Joined: Wed Oct 20, 2010 3:02 am

Re: Student loan payments: Actual numbers

Postby JenDarby » Fri May 19, 2017 12:22 pm

bk1 wrote:
Anonymous User wrote:Even if I live in a state where FRB isn't at? I even cold called one of their bankers one day and they straight said no because of where I work and reside (TX)

If you're not in one of their areas, you're SOL as far as I know.

Yep, this is true. Not that you ever need to go to a branch to refi, but they want you to build a banking relationship so they require you're near: San Francisco, Palo Alto, Los Angeles, Santa Barbara, Newport Beach, San Diego, Portland (Oregon), Boston, Palm Beach (Florida), Greenwich or New York City.

I still think you could do better with commonbond or earnest though. Probably someone around here for referral bonuses for both of those (I know one for earnest).

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Calvin Murphy
Posts: 273
Joined: Fri Nov 15, 2013 1:58 am

Re: Student loan payments: Actual numbers

Postby Calvin Murphy » Fri May 19, 2017 8:14 pm

JenDarby wrote:
bk1 wrote:
Anonymous User wrote:Even if I live in a state where FRB isn't at? I even cold called one of their bankers one day and they straight said no because of where I work and reside (TX)

If you're not in one of their areas, you're SOL as far as I know.

Yep, this is true. Not that you ever need to go to a branch to refi, but they want you to build a banking relationship so they require you're near: San Francisco, Palo Alto, Los Angeles, Santa Barbara, Newport Beach, San Diego, Portland (Oregon), Boston, Palm Beach (Florida), Greenwich or New York City.

I still think you could do better with commonbond or earnest though. Probably someone around here for referral bonuses for both of those (I know one for earnest).


I refinanced a portion fixed with Earnest and a portion variable with CommonBond. I like Earnest's user interface better, and they offered the lowest fixed rate among the companies I looked at. CB was lower variable for me when compared to SoFi and DRB.

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Mlk&Ckies
Posts: 6520
Joined: Sun Sep 20, 2015 3:48 pm

Re: Student loan payments: Actual numbers

Postby Mlk&Ckies » Fri May 19, 2017 8:55 pm

Wait is there another palm beach?

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JenDarby
Posts: 14138
Joined: Wed Oct 20, 2010 3:02 am

Re: Student loan payments: Actual numbers

Postby JenDarby » Fri May 19, 2017 9:21 pm

Mlk&Ckies wrote:Wait is there another palm beach?

lol I copied that from the FRB website

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bk1
Posts: 19308
Joined: Sun Mar 14, 2010 7:06 pm

Re: Student loan payments: Actual numbers

Postby bk1 » Fri May 19, 2017 9:27 pm

JenDarby wrote:
Mlk&Ckies wrote:Wait is there another palm beach?

lol I copied that from the FRB website

There's no way this place is appropriately named.

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Danger Zone
Posts: 7494
Joined: Sat Mar 16, 2013 10:36 am

Re: Student loan payments: Actual numbers

Postby Danger Zone » Fri May 19, 2017 11:36 pm

I ended up getting a good rate at DRB if you want a referral




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