bk1 wrote:Anonymous User wrote:Even if I live in a state where FRB isn't at? I even cold called one of their bankers one day and they straight said no because of where I work and reside (TX)
If you're not in one of their areas, you're SOL as far as I know.
Yep, this is true. Not that you ever need to go to a branch to refi, but they want you to build a banking relationship so they require you're near: San Francisco, Palo Alto, Los Angeles, Santa Barbara, Newport Beach, San Diego, Portland (Oregon), Boston, Palm Beach (Florida), Greenwich or New York City.
I still think you could do better with commonbond or earnest though. Probably someone around here for referral bonuses for both of those (I know one for earnest).