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insurance coverage

Posted: Fri May 17, 2013 12:15 am
by NYLAW20
Hi does anyone know the difference between practicing insurance coverage as opposed to insurance defense? thanks

Re: insurance coverage

Posted: Fri May 17, 2013 1:04 am
by Mick Haller
Coverage firms advise an insurer whether they are obligated to cover a claim.

Once an insurer knows it has to pick up coverage, it assigns an insurance defense firm to do the legal defense.

Re: insurance coverage

Posted: Fri May 17, 2013 10:59 am
by NYLAW20
thanks. so is it fair to say its not litigation?

Re: insurance coverage

Posted: Fri May 17, 2013 11:02 am
by drive4showLSAT4dough
NYLAW20 wrote:thanks. so is it fair to say its not litigation?


No. Both are specific types of litigation. For example, coverage disputes can arise in declaratory judgment cases. Insurance defense is litigation as well, ie the law firm assumes the defense of the insured and has their bills paid by the insurer.

Re: insurance coverage

Posted: Fri May 17, 2013 7:23 pm
by NYLAW20
ok thanks for the explanation

Re: insurance coverage

Posted: Mon May 20, 2013 11:41 am
by Anonymous User
If you are working at a biglaw shop, the insurance coverage practice largely consists of suing insurers (on behalf of policyholders) for refusing to provide coverage or tender a defense. It's sort of a niche practice area but there are a few firms (Covington, Dickstein Shapiro, Jenner, etc.) who do a ton of it.