insurance coverage

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NYLAW20
Posts: 12
Joined: Wed Mar 11, 2009 12:09 am

insurance coverage

Postby NYLAW20 » Fri May 17, 2013 12:15 am

Hi does anyone know the difference between practicing insurance coverage as opposed to insurance defense? thanks

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Mick Haller
Posts: 1258
Joined: Mon Mar 28, 2011 3:24 pm

Re: insurance coverage

Postby Mick Haller » Fri May 17, 2013 1:04 am

Coverage firms advise an insurer whether they are obligated to cover a claim.

Once an insurer knows it has to pick up coverage, it assigns an insurance defense firm to do the legal defense.

NYLAW20
Posts: 12
Joined: Wed Mar 11, 2009 12:09 am

Re: insurance coverage

Postby NYLAW20 » Fri May 17, 2013 10:59 am

thanks. so is it fair to say its not litigation?

drive4showLSAT4dough
Posts: 304
Joined: Wed May 23, 2012 10:19 am

Re: insurance coverage

Postby drive4showLSAT4dough » Fri May 17, 2013 11:02 am

NYLAW20 wrote:thanks. so is it fair to say its not litigation?


No. Both are specific types of litigation. For example, coverage disputes can arise in declaratory judgment cases. Insurance defense is litigation as well, ie the law firm assumes the defense of the insured and has their bills paid by the insurer.

NYLAW20
Posts: 12
Joined: Wed Mar 11, 2009 12:09 am

Re: insurance coverage

Postby NYLAW20 » Fri May 17, 2013 7:23 pm

ok thanks for the explanation

Anonymous User
Posts: 273400
Joined: Tue Aug 11, 2009 9:32 am

Re: insurance coverage

Postby Anonymous User » Mon May 20, 2013 11:41 am

If you are working at a biglaw shop, the insurance coverage practice largely consists of suing insurers (on behalf of policyholders) for refusing to provide coverage or tender a defense. It's sort of a niche practice area but there are a few firms (Covington, Dickstein Shapiro, Jenner, etc.) who do a ton of it.




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