Insurance while you're a SA

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Anonymous User
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Insurance while you're a SA

Postby Anonymous User » Thu Apr 01, 2010 12:01 am

In general, are SAs eligible for insurance coverage during the program? My school's required insurance only covers the academic year--trying to determine whether I'll need to buy my own coverage for the 3 months.

I realize the best way to get the answer to this question would be to ask someone in the office at the firm... but I really don't feel like that is a question I should be asking.

Posner
Posts: 139
Joined: Sun May 10, 2009 1:13 pm

Re: Insurance while you're a SA

Postby Posner » Thu Apr 01, 2010 12:23 am

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Last edited by Posner on Sun Apr 11, 2010 9:45 pm, edited 1 time in total.

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TTT-LS
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Re: Insurance while you're a SA

Postby TTT-LS » Thu Apr 01, 2010 11:38 am

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Last edited by TTT-LS on Sun Jul 11, 2010 4:14 pm, edited 1 time in total.

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GordonBombay
Posts: 229
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Re: Insurance while you're a SA

Postby GordonBombay » Thu Apr 01, 2010 11:44 am

TTT-LS wrote:Yeah, I'd be surprised if your coverage was actually only for 9mo.

If so, I see these guys in your future:

Image



Hahahaha Im a current Cobra Commando. Think the start of school lines up juuuust right with the expiration date

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oberlin08
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Re: Insurance while you're a SA

Postby oberlin08 » Thu Apr 01, 2010 11:47 am

If you're under 26, get insurance through your parents' if they have it.

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TTT-LS
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Re: Insurance while you're a SA

Postby TTT-LS » Thu Apr 01, 2010 11:57 am

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Last edited by TTT-LS on Sun Jul 11, 2010 4:14 pm, edited 1 time in total.

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oberlin08
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Re: Insurance while you're a SA

Postby oberlin08 » Thu Apr 01, 2010 12:01 pm

TTT-LS wrote:
oberlin08 wrote:If you're under 26, get insurance through your parents' if they have it.

Patient Protection and Affordable Care Act fo 2010 FTW?


yea

Anonymous User
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Joined: Tue Aug 11, 2009 9:32 am

Re: Insurance while you're a SA

Postby Anonymous User » Thu Apr 01, 2010 2:21 pm

OP here: Parents don't have insurance. The school's insurance is definitely only for the academic year--to be more accurate, the 3rd-party plan that the school negotiated to fill the insurance requirement is only for the academic year.

I might just go without for three months. I'm not paying $400 a month or whatever absurd amount it would be under Cobra.

270910
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Re: Insurance while you're a SA

Postby 270910 » Thu Apr 01, 2010 3:58 pm

Anonymous User wrote:I might just go without for three months.


As a tax payer who will be on the hook if you get hurt and use emergency services, I do not approve of this decision.

Anonymous User
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Re: Insurance while you're a SA

Postby Anonymous User » Thu Apr 01, 2010 5:13 pm

disco_barred wrote:
Anonymous User wrote:I might just go without for three months.


As a tax payer who will be on the hook if you get hurt and use emergency services, I do not approve of this decision.


See, the thing is, you're only on the hook if I'm judgment-proof. I'm not (filing bankruptcy under such circumstances would be a great way to fail C&F).

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jks289
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Re: Insurance while you're a SA

Postby jks289 » Thu Apr 01, 2010 5:24 pm

Anonymous User wrote:OP here: Parents don't have insurance. The school's insurance is definitely only for the academic year--to be more accurate, the 3rd-party plan that the school negotiated to fill the insurance requirement is only for the academic year.

I might just go without for three months. I'm not paying $400 a month or whatever absurd amount it would be under Cobra.


As someone who had an entirely unpredictable and sudden medical crisis that cost upwards of $900,000 dollars in hospital bills (Thank god I had enough coverage), do NOT go uninsured for three months. Seriously, don't do it. Get whatever the super high deductable catastrophe insurance is offered (your school has SOMETHING), and make sure you handle all your regular medical stuff during the school year.

Anonymous User
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Joined: Tue Aug 11, 2009 9:32 am

Re: Insurance while you're a SA

Postby Anonymous User » Thu Apr 01, 2010 5:26 pm

I have been uninsured all year....dad lost job after school started and couldn't pay for Cobra...may get a plan with my SA $
Last edited by Anonymous User on Thu Apr 01, 2010 5:29 pm, edited 1 time in total.

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jks289
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Re: Insurance while you're a SA

Postby jks289 » Thu Apr 01, 2010 5:29 pm

Anonymous User wrote:I have been uninsured all year....dad lost job after school started and couldn't pay forCobra...may my get a plan with my SA $


Feel free to PM if you want to know about short term high risk insurance options or just want me to tell you a story that will make you never go unisured again. Seriously, this is my public service announcement.

Anonymous User
Posts: 273104
Joined: Tue Aug 11, 2009 9:32 am

Re: Insurance while you're a SA

Postby Anonymous User » Thu Apr 01, 2010 5:41 pm

jks289 wrote:
Anonymous User wrote:OP here: Parents don't have insurance. The school's insurance is definitely only for the academic year--to be more accurate, the 3rd-party plan that the school negotiated to fill the insurance requirement is only for the academic year.

I might just go without for three months. I'm not paying $400 a month or whatever absurd amount it would be under Cobra.


As someone who had an entirely unpredictable and sudden medical crisis that cost upwards of $900,000 dollars in hospital bills (Thank god I had enough coverage), do NOT go uninsured for three months. Seriously, don't do it. Get whatever the super high deductable catastrophe insurance is offered (your school has SOMETHING), and make sure you handle all your regular medical stuff during the school year.


OP here: Yeah, I had something similar happen when I was in high school. I may go with a high-deductible stop-gap for the summer.




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