jester36 wrote: Esc wrote: f0bolous wrote:
Cogito wrote:Okay, so the relevant tuition fees only cover unlimited doctor visits at the school facilities. Nothing else is covered - no rx, no lab work, no xray, nothing. For all those things the university offers the unh plan, which is around $400 for fall semester. Seems like a bit much for someone young and in reasonably good health, but on the other hand it covers most things 100% w/o deductible. No vision or dental though. Hmm..
$800 for both semesters? that sounds like a pretty good deal. med insurance during undergrad was around $2K/yr
I presume the $800 will include coverage for the winter break? Anyone know how much it costs to extend it during summer? Link?
Yes, the fall plan goes from 8/25/09 to 1/14/10. It costs $258 for the summer plan. The total cost is $1100 annually.
click enroll now.
I was considering enrolling in the student health plan, but I just noticed that it has a lifetime maximum benefit of $100,000. The low deductible is tempting, but as a healthy individual, my main insurance need is catastrophic coverage. $100,000 wouldn't begin to cover a serious injury (ie, hit by a bus while riding my bike) with multi-day hospital stay.
I'm going to keep my shitty slightly cheaper high deductible plan. It sucks and never pays for anything, but at least it has a $1,000,000 maximum benefit, enough to cover all costs (minus deductible) if something truly horrible happens to me.