Yale Law School Class of 2012

(housing, friendships, future exams, all things 2012)
heyguys
Posts: 285
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Re: Yale Law School Class of 2012

Postby heyguys » Tue Apr 28, 2009 7:08 pm

arrrrrr! wrote:
heyguys wrote:Logistical question: I filled out all my financial aid forms, and denoted the agency through which I want to get my loans. I understand the deadline is May 4th--do we also have to have applied to the credit agency in question before May 4th? Maybe rabbit or sandpiper can help out on this issue, if they remember how they did it....or maybe this is a simple issue that everyone but me knows, which certainly might be the case :P


same question. anyone?


Yes, we have to have applied for our PLUS loans by May 4th through our lender. As to the Stafford, it is my understanding that Yale handles that internally, so you don't need to apply.

Speaking of applying for PLUS, I have one more question that I need answered--I'm currently a research assistant at my university (still in undergrad) working part time, and my job ends in a week. Under the PLUS loan application, it asks for my employment information--should I list my current part time university employment, or are they referring to full time, substantial employment? I would really appreciate an answer, as this point is all that's holding me back from applying for the PLUS loan.

westbayguy
Posts: 153
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Re: Yale Law School Class of 2012

Postby westbayguy » Tue Apr 28, 2009 8:42 pm

Questions about financial aid

If private loans (like from Citibank) are cheaper than unsubsidized Staffords do we have to take the Stafford?

Has anyone figured out who offers the best deal on loans? GRAD PLUS is VERY expensive with fees and a high fixed rate. I am inclined to roll the dice with the much cheaper variable rate private loans from a bank. But I am also concerned that the private lender will only advance need vbased aid "less awards". Does that mean we HAVE to take the Staffords?

Are the "private loans" from institutional lenders covered by COAP? I think they are to the extent they cover "need based" amounts and they seem to cover anything up to the full COA.

Anyone?

kalessebo
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Joined: Wed Apr 23, 2008 4:55 am

Re: Yale Law School Class of 2012

Postby kalessebo » Wed Apr 29, 2009 1:16 pm

westbayguy wrote:
Are the "private loans" from institutional lenders covered by COAP? I think they are to the extent they cover "need based" amounts and they seem to cover anything up to the full COA.


Private loans to cover parental contribution (which, in most cases, the parent isn't actually going to pay) and what's left over in the base loan package after Staffords (about $15,000) are eligible for COAP in general - might want to ask about specific circumstances, but the site implies that this is ok.

It seems like the only thing COAP doesn't cover are loans to replace student contribution (summer and from assets) and possibly spousal contribution, but I haven't really looked into that.

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SparkyLives
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Re: Yale Law School Class of 2012

Postby SparkyLives » Wed Apr 29, 2009 2:05 pm

Sending in my Harvard withdrawal. I'll see you bitches in the fall.

franfair
Posts: 93
Joined: Wed Dec 03, 2008 2:28 pm

Re: Yale Law School Class of 2012

Postby franfair » Wed Apr 29, 2009 2:55 pm

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Last edited by franfair on Wed Jul 21, 2010 12:04 pm, edited 1 time in total.

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bearyfun
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Re: Yale Law School Class of 2012

Postby bearyfun » Wed Apr 29, 2009 3:25 pm

Just withdrew from the last school I was considering and put my YLS deposit in the mail. YAY! :D

ccw1234
Posts: 43
Joined: Thu Nov 06, 2008 3:05 pm

Re: Yale Law School Class of 2012

Postby ccw1234 » Wed Apr 29, 2009 3:36 pm

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Last edited by ccw1234 on Sun Jul 18, 2010 9:01 am, edited 1 time in total.

heyguys
Posts: 285
Joined: Tue Mar 10, 2009 8:57 pm

Re: Yale Law School Class of 2012

Postby heyguys » Wed Apr 29, 2009 4:06 pm

Well guys, for the first time in my life, I'm officially in debt. And a lot of it, at that.

Thanks, Yale! :P ....I laugh so as not to cry.

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bgc
Posts: 127
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Re: Yale Law School Class of 2012

Postby bgc » Wed Apr 29, 2009 4:11 pm

I just refused the Darrow, which was my last option, and sent in my deposit.

See you in August!

Hoopster
Posts: 64
Joined: Fri Apr 17, 2009 3:51 pm

Re: Yale Law School Class of 2012

Postby Hoopster » Wed Apr 29, 2009 4:15 pm

Congrats to everyone who recently sent in their deposit! I handed over mine at the ASW.

See y'all in the fall, yah! :D

KP429
Posts: 191
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Re: Yale Law School Class of 2012

Postby KP429 » Wed Apr 29, 2009 4:17 pm

bgc wrote:I just refused the Darrow, which was my last option, and sent in my deposit.

See you in August!


Same. Nothing like saying no to $150k via e-mail.

kalessebo
Posts: 25
Joined: Wed Apr 23, 2008 4:55 am

Re: Yale Law School Class of 2012

Postby kalessebo » Wed Apr 29, 2009 4:22 pm

Hoopster wrote:I handed over mine at the ASW.


Me too. Totally the way to go. Eliminates the possibility that you might, you know, think it through. Here's to hasty decisions!

Does everyone have housing? (I very much do not.)


*Edit: And by hasty I mean mulled over for four or five months until you have an epiphany at the ASW.

shuchong
Posts: 33
Joined: Wed Jan 09, 2008 6:01 pm

Re: Yale Law School Class of 2012

Postby shuchong » Wed Apr 29, 2009 4:38 pm

My epiphany came last night, after talking to my little brother for a few hours. He is - and I mean this in a kind and loving way - the most miserly, risk-adverse person I know. I figured that if even he was counseling me to take Yale at sticker over the Hamilton, then it couldn't possibly be the crazy fiscal suicide that I was worried it was :D

Am now in debt, and will be homeless come fall unless I find an apartment in New Haven before I go abroad for the summer, but I'm still ridiculously excited to be going to YLS!

littleboyblue
Posts: 137
Joined: Thu Sep 04, 2008 10:12 am

Re: Yale Law School Class of 2012

Postby littleboyblue » Wed Apr 29, 2009 5:23 pm

so if i don't get my forms out until tomorrow or friday will i need to email them and tell them i am actually accepting? i haven't had time to take a passport (or other) photo.

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bgc
Posts: 127
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Re: Yale Law School Class of 2012

Postby bgc » Wed Apr 29, 2009 5:36 pm

littleboyblue wrote:so if i don't get my forms out until tomorrow or friday will i need to email them and tell them i am actually accepting? i haven't had time to take a passport (or other) photo.


I sent in my deposit on its own. I still haven't managed to get the financial, facebook, and profile work done. I just wanted to make sure my seat was secure!

littleboyblue
Posts: 137
Joined: Thu Sep 04, 2008 10:12 am

Re: Yale Law School Class of 2012

Postby littleboyblue » Wed Apr 29, 2009 5:44 pm

bgc wrote:
littleboyblue wrote:so if i don't get my forms out until tomorrow or friday will i need to email them and tell them i am actually accepting? i haven't had time to take a passport (or other) photo.


I sent in my deposit on its own. I still haven't managed to get the financial, facebook, and profile work done. I just wanted to make sure my seat was secure!



well - i hope it will get there by monday if i send it in tomorrow...i think i will also email the woman they recommended emailing if you don't think your paperwork would arrive by May 4th.

comeback
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Re: Yale Law School Class of 2012

Postby comeback » Wed Apr 29, 2009 11:46 pm

Just withdrew from Stanford! Goodbye sunny weather!!!! :twisted: soooo excited!!woo hoo!!

ccw1234
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Joined: Thu Nov 06, 2008 3:05 pm

Re: Yale Law School Class of 2012

Postby ccw1234 » Thu Apr 30, 2009 9:36 am

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Last edited by ccw1234 on Sun Jul 18, 2010 9:01 am, edited 1 time in total.

franfair
Posts: 93
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Re: Yale Law School Class of 2012

Postby franfair » Thu Apr 30, 2009 9:54 am

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Last edited by franfair on Wed Jul 21, 2010 12:04 pm, edited 1 time in total.

heyguys
Posts: 285
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Re: Yale Law School Class of 2012

Postby heyguys » Thu Apr 30, 2009 10:53 am

comeback wrote:Just withdrew from Stanford! Goodbye sunny weather!!!! :twisted: soooo excited!!woo hoo!!


I think that I'm more apprehensive about the logistics of living situation and loans than about actually attending Yale in the fall.....*nervous laughter*.....

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excitedutterance
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Re: Yale Law School Class of 2012

Postby excitedutterance » Thu Apr 30, 2009 11:08 am

Deposit in the mail yesterday, possibly flying over a red state as we speak. And I sent it with forms B and C, but without passport photos, since I don't know when I'll have time to take them in the next couple days.

Wee!

ccw1234
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Joined: Thu Nov 06, 2008 3:05 pm

Re: Yale Law School Class of 2012

Postby ccw1234 » Thu Apr 30, 2009 11:26 am

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Last edited by ccw1234 on Sun Jul 18, 2010 9:01 am, edited 1 time in total.

franfair
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Re: Yale Law School Class of 2012

Postby franfair » Thu Apr 30, 2009 11:30 am

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Last edited by franfair on Wed Jul 21, 2010 12:04 pm, edited 1 time in total.

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zabagabe
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Re: Yale Law School Class of 2012

Postby zabagabe » Thu Apr 30, 2009 11:48 am

Ok, I'm still writing up my thoughts about the weekend and about my choice, which I'll post in a bit, but I think I'm pretty set on Yale too. :)

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bearyfun
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Re: Yale Law School Class of 2012

Postby bearyfun » Thu Apr 30, 2009 12:32 pm

zabagabe wrote:I think I'm pretty set on Yale too. :)


Hip hip huzzah! :D




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