UVA Class of 2012

(housing, friendships, future exams, all things 2012)
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RVP11
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Re: UVA Class of 2012

Postby RVP11 » Mon Apr 20, 2009 3:15 pm

showNprove wrote:My fiancee and I are renting a storage unit at Public Storage on Emmitt. The lady who works there is pretty friendly.


How much stuff do you have for storage and when are you putting your stuff in? My lease starts June 1 so you could have free storage at my place if I can work something out with my landlord. I won't be moving til late July so it's just empty space.

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limegreen
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Re: UVA Class of 2012

Postby limegreen » Mon Apr 20, 2009 3:17 pm

I am from VA, and when I tell people I'm going to UVA I get one of two reactions.

1) Wow, congratulations, that's amazing.

or

2) *shrug*, "Did you not get into W&M?"

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limegreen
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Re: UVA Class of 2012

Postby limegreen » Mon Apr 20, 2009 3:21 pm

I know we've talked about restaurants a little before, but I have a couple of questions:

Where is the best pizza?

Where is the best mexican? (aside from Chiptole, obviously)

My BF and I plan on trying several of each this summer to try and scope out our favorites, but I'd really like some suggestions from anyone who has a fav already!

jdn012
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Re: UVA Class of 2012

Postby jdn012 » Mon Apr 20, 2009 3:23 pm

limegreen wrote:I know we've talked about restaurants a little before, but I have a couple of questions:

Where is the best pizza?

Where is the best mexican? (aside from Chiptole, obviously)

My BF and I plan on trying several of each this summer to try and scope out our favorites, but I'd really like some suggestions from anyone who has a fav already!


I don't know if this is the best pizza, but the host I stayed with really liked Christian's - which is on the downtown mall.

RTF
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Re: UVA Class of 2012

Postby RTF » Mon Apr 20, 2009 3:23 pm

Hey, for the public storage place (I saw it looking online earlier). How much are you paying per month? What exactly is the process getting everything set up? Thanks for the help.

Also, I checked out the reclocube thing, it seemed easy enough, but I would have to pay around $1500 dollars to move my stuff and store it for 2.5 months. Doesn't seem worth it since my furniture combined probably isn't worth that much.

Anyone know if you can just rent a car with a hitch and then rent one of the U-Haul trailors? I was looking at this and the total cost of moving everything this way was around $400. Thanks.

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EaglesXLIV
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Re: UVA Class of 2012

Postby EaglesXLIV » Mon Apr 20, 2009 3:31 pm

jdn012 wrote:
limegreen wrote:I know we've talked about restaurants a little before, but I have a couple of questions:

Where is the best pizza?

Where is the best mexican? (aside from Chiptole, obviously)

My BF and I plan on trying several of each this summer to try and scope out our favorites, but I'd really like some suggestions from anyone who has a fav already!


I don't know if this is the best pizza, but the host I stayed with really liked Christian's - which is on the downtown mall.

There's also one on the Corner, though I'm not sure if there's a difference between it and the one downtown. Mellow Mushroom on the corner is also another popular choice.

I think most of the final financial aid stuff is up now for anyone who is interested.

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iceberger
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Re: UVA Class of 2012

Postby iceberger » Mon Apr 20, 2009 3:35 pm

showNprove wrote:Being in NC right now, I can attest to the overblown perception of Campbell. It's funny how many people are targeting it and think it's much better than it actually is. Still, I've never met anyone from NC who thought UNC, or any other NC school with the exception of Duke, compares to UVA. Reading YC's post was odd to me.

When I told my American Studies TA that I'd be going to UVA Law, her face lit up and she congratulated me. I think people who have been through the higher education system more than casually tend to know more about what's going on.

My family (aunts, uncles, etc), however, were most impressed by my acceptance at Notre Dame :roll:

RTF wrote:Hey,

Sorry to break up the thread convo, but I was wondering if anyone knew a good storage facility around UVa where I could store my furniture before I move into Charlottesville? I've got to move out of NYC in a month.

I read of the the PODS thing, but I don't believe those are available in Manhattan. Anyways, if you have any thoughts let me know. Thanks.

My fiancee and I are renting a storage unit at Public Storage on Emmitt. The lady who works there is pretty friendly.


I've experienced the same thing in NC. Campbell carries a bunch of NC lay prestige.

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TaoTao
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Re: UVA Class of 2012

Postby TaoTao » Mon Apr 20, 2009 3:36 pm

Hey all!

I received my financial aid package today :? and was wondering if someone in a similar situation could answer a couple questions.

Unless I'm mistaken, payments on a Grad Plus loan begin at disbursement. If I accept the $42K per year, around how much will the monthly payment be? Is the interest rate on a Grad Plus that much better than something like a Sallie Mae Signature loan (where payments are deferred until graduation)?

Thank you!

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geoffree
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Re: UVA Class of 2012

Postby geoffree » Mon Apr 20, 2009 3:41 pm

limegreen wrote:I know we've talked about restaurants a little before, but I have a couple of questions:

Where is the best pizza?

Where is the best mexican? (aside from Chiptole, obviously)

My BF and I plan on trying several of each this summer to try and scope out our favorites, but I'd really like some suggestions from anyone who has a fav already!


Christian's !!! There's one on the Corner and one in historic downtown.

ed: the one on the corner wasn't as fresh as the one in historic downtown when I went. I've been to the one in historic downtown thrice and each time it was FLAWLESS

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limegreen
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Re: UVA Class of 2012

Postby limegreen » Mon Apr 20, 2009 3:52 pm

TaoTao wrote:Hey all!

I received my financial aid package today :? and was wondering if someone in a similar situation could answer a couple questions.

Unless I'm mistaken, payments on a Grad Plus loan begin at disbursement. If I accept the $42K per year, around how much will the monthly payment be? Is the interest rate on a Grad Plus that much better than something like a Sallie Mae Signature loan (where payments are deferred until graduation)?

Thank you!


Yea I am confused about how Grad Plus loans work too. Do we have to make payments during school? How are we supposed to do that?

Also, how long do we have to accept/decline aid? I am not sure I want to take out the full amount. Is everyone else thinking about taking out less than full?

jdn012
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Re: UVA Class of 2012

Postby jdn012 » Mon Apr 20, 2009 3:54 pm

limegreen wrote:
TaoTao wrote:Hey all!

I received my financial aid package today :? and was wondering if someone in a similar situation could answer a couple questions.

Unless I'm mistaken, payments on a Grad Plus loan begin at disbursement. If I accept the $42K per year, around how much will the monthly payment be? Is the interest rate on a Grad Plus that much better than something like a Sallie Mae Signature loan (where payments are deferred until graduation)?

Thank you!


Yea I am confused about how Grad Plus loans work too. Do we have to make payments during school? How are we supposed to do that?

Also, how long do we have to accept/decline aid? I am not sure I want to take out the full amount. Is everyone else thinking about taking out less than full?


I thought you had to make interest payments in school for unsubsidized stafford loans as well or is that not correct?

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limegreen
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Re: UVA Class of 2012

Postby limegreen » Mon Apr 20, 2009 3:56 pm

jdn012 wrote:
limegreen wrote:
TaoTao wrote:Hey all!

I received my financial aid package today :? and was wondering if someone in a similar situation could answer a couple questions.

Unless I'm mistaken, payments on a Grad Plus loan begin at disbursement. If I accept the $42K per year, around how much will the monthly payment be? Is the interest rate on a Grad Plus that much better than something like a Sallie Mae Signature loan (where payments are deferred until graduation)?

Thank you!


Yea I am confused about how Grad Plus loans work too. Do we have to make payments during school? How are we supposed to do that?

Also, how long do we have to accept/decline aid? I am not sure I want to take out the full amount. Is everyone else thinking about taking out less than full?


I thought you had to make interest payments in school for unsubsidized stafford loans as well or is that not correct?


I thought that unsubsidized stafford loans accrued interest during school but you don't pay it back until after?

Someone who knows please help! This is a mess.

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EaglesXLIV
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Re: UVA Class of 2012

Postby EaglesXLIV » Mon Apr 20, 2009 3:58 pm

limegreen wrote:
TaoTao wrote:Hey all!

I received my financial aid package today :? and was wondering if someone in a similar situation could answer a couple questions.

Unless I'm mistaken, payments on a Grad Plus loan begin at disbursement. If I accept the $42K per year, around how much will the monthly payment be? Is the interest rate on a Grad Plus that much better than something like a Sallie Mae Signature loan (where payments are deferred until graduation)?

Thank you!


Yea I am confused about how Grad Plus loans work too. Do we have to make payments during school? How are we supposed to do that?

Also, how long do we have to accept/decline aid? I am not sure I want to take out the full amount. Is everyone else thinking about taking out less than full?

Yeah, I'm not exactly sure what's up with the Grad plus. Seems like it would kind of defeat the point of taking out a loan in the first place, unless they're making you pay only a small fraction of the loan.

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gladiator
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Re: UVA Class of 2012

Postby gladiator » Mon Apr 20, 2009 3:58 pm

limegreen wrote:I know we've talked about restaurants a little before, but I have a couple of questions:

Where is the best pizza?

Where is the best mexican? (aside from Chiptole, obviously)

My BF and I plan on trying several of each this summer to try and scope out our favorites, but I'd really like some suggestions from anyone who has a fav already!


It's pretty hard to fuck up pizza. There are plenty of acceptable places in Charlottesville; I'd say Christian's is overrated as is Crozet Pizza. They're both good but not go-out-of-your-way-to-go-there good.

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TaoTao
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Re: UVA Class of 2012

Postby TaoTao » Mon Apr 20, 2009 3:58 pm

jdn012 wrote:
limegreen wrote:
TaoTao wrote:Hey all!

I received my financial aid package today :? and was wondering if someone in a similar situation could answer a couple questions.

Unless I'm mistaken, payments on a Grad Plus loan begin at disbursement. If I accept the $42K per year, around how much will the monthly payment be? Is the interest rate on a Grad Plus that much better than something like a Sallie Mae Signature loan (where payments are deferred until graduation)?

Thank you!


Yea I am confused about how Grad Plus loans work too. Do we have to make payments during school? How are we supposed to do that?

Also, how long do we have to accept/decline aid? I am not sure I want to take out the full amount. Is everyone else thinking about taking out less than full?


I thought you had to make interest payments in school for unsubsidized stafford loans as well or is that not correct?


So we have to make payments while in school on BOTH the Grad Plus AND unsubsidized stafford loans? :evil: How about subsidized stafford loans?

omg
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Re: UVA Class of 2012

Postby omg » Mon Apr 20, 2009 4:00 pm

Has anyone else still NOT gotten financial aid info? I got the email today, but there's nothing in my financial aid section on SIS...nor is there anything in my "to-do" box.

Note: I still haven't submitted my seat deposit because my parents are the most frustrating people alive when it comes to parting with large-ish sums of $, so that probably has something to do with it...but I emailed them and asked about that and they didn't mention anything...

jdn012
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Re: UVA Class of 2012

Postby jdn012 » Mon Apr 20, 2009 4:01 pm

TaoTao wrote:
jdn012 wrote:
limegreen wrote:
TaoTao wrote:Hey all!

I received my financial aid package today :? and was wondering if someone in a similar situation could answer a couple questions.

Unless I'm mistaken, payments on a Grad Plus loan begin at disbursement. If I accept the $42K per year, around how much will the monthly payment be? Is the interest rate on a Grad Plus that much better than something like a Sallie Mae Signature loan (where payments are deferred until graduation)?

Thank you!


Yea I am confused about how Grad Plus loans work too. Do we have to make payments during school? How are we supposed to do that?

Also, how long do we have to accept/decline aid? I am not sure I want to take out the full amount. Is everyone else thinking about taking out less than full?


I thought you had to make interest payments in school for unsubsidized stafford loans as well or is that not correct?


So we have to make payments while in school on BOTH the Grad Plus AND unsubsidized stafford loans? :evil: How about subsidized stafford loans?


I thought that the reason they are subsidized stafford loans is that they accrue interest when you're in school but you don't have to pay anything until you are out of school. Unsubsidized loans are those on which you pay back interest while in school. I am not entirely sure though, maybe someone could clear this up?

jdn012
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Joined: Fri Jan 16, 2009 5:04 pm

Re: UVA Class of 2012

Postby jdn012 » Mon Apr 20, 2009 4:04 pm

According to Wikipedia ( :) )

Stafford loans are available both as subsidized and unsubsidized loans. Subsidized loans are offered to students based on demonstrated financial need. The interest on Subsidized loans is paid by the federal government while the student is in school, during the grace period, and during authorized deferment. For unsubsidized Stafford loans, students are responsible for all of the interest that accrues while the student is enrolled in school. The interest may be deferred throughout enrollment. Unpaid interest that is deferred until after graduation is capitalized (added to the loan principal).

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limegreen
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Re: UVA Class of 2012

Postby limegreen » Mon Apr 20, 2009 4:05 pm

I thought subsidized ones didn't accrue interest while you are in school, and unsubsidized accrue it but you don't pay it back until after. I am a total newb at this though.

skyisthelimit
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Re: UVA Class of 2012

Postby skyisthelimit » Mon Apr 20, 2009 4:06 pm

google has these answers.
--LinkRemoved--

you can defer payments on a gradplus loan while you are in school

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ILikeIke
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Re: UVA Class of 2012

Postby ILikeIke » Mon Apr 20, 2009 4:06 pm

omg wrote:Has anyone else still NOT gotten financial aid info? I got the email today, but there's nothing in my financial aid section on SIS...nor is there anything in my "to-do" box.

Note: I still haven't submitted my seat deposit because my parents are the most frustrating people alive when it comes to parting with large-ish sums of $, so that probably has something to do with it...but I emailed them and asked about that and they didn't mention anything...


My loan information isn't up yet, either, and I got that email today. I don't know if it's because I only did my corrected FAFSA this weekend (although I only missed by $27 with my estimate, it's not like it changed anything), or if there's a problem and I should be worried. I did send an email to Christine in the financial aid office letting her know that I'd submitted the corrected one and to let me know if they didn't get it. I haven't heard anything, so I guess that means all is well.

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a.williams
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Re: UVA Class of 2012

Postby a.williams » Mon Apr 20, 2009 4:09 pm

Stafford loans require no payments while in school. Subsidized does not start accruing interest until you have graduated, while unsubsidized does start accruing interest, but you need not make any payments. I've had both of these while in undergrad and don't plan on making any payments until I get out of law school.

With GRADPlus loans, there is no need for repayment while you are in school at least part-time and your payments can be rolled into one, neat payment with your Stafford loans when you graduate.

For more information: --LinkRemoved--

Hope this helps and eases some loan fears.

showNprove
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Re: UVA Class of 2012

Postby showNprove » Mon Apr 20, 2009 4:10 pm

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Last edited by showNprove on Sat Feb 26, 2011 6:47 pm, edited 1 time in total.

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limegreen
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Re: UVA Class of 2012

Postby limegreen » Mon Apr 20, 2009 4:11 pm

Thanks a.williams.

Is everyone taking the full amount?

showNprove
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Re: UVA Class of 2012

Postby showNprove » Mon Apr 20, 2009 4:15 pm

.
Last edited by showNprove on Sat Feb 26, 2011 6:47 pm, edited 1 time in total.




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