UVA Class of 2012

(housing, friendships, future exams, all things 2012)
showNprove
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Re: UVA Class of 2012

Postby showNprove » Fri Apr 17, 2009 12:30 am

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Last edited by showNprove on Sat Feb 26, 2011 6:46 pm, edited 1 time in total.

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jase1348
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Re: UVA Class of 2012

Postby jase1348 » Fri Apr 17, 2009 12:31 am

Before I say anything I want to admit my total lack of knowledge about financial aid and loans in general,

but since everyone is talking about cost of attendance and total debt and these numbers seem to be getting astronomical,
I was just wondering if anyone else thought that the COL estimates that law schools use seem abnormally high.

For 2008-2009 living expenses are estimated at $15,700 and books and supplies at $2,600.

I highly doubt that I am going to spend close to this amount. I base this also on the fact that UVa undergrad out of state
cost of attendance this year is estimated at $41,046 and I know that I did not spend that much this year.

Also, undergrad COL for returning students (so not using dorms/meal plans necessarily) is estimated as:
Room $4,567
Board $3,590
Personal Expenses $2,139

which is substantially lower than the law school estimates.

Just a thought...

showNprove
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Re: UVA Class of 2012

Postby showNprove » Fri Apr 17, 2009 12:33 am

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Last edited by showNprove on Sat Feb 26, 2011 6:46 pm, edited 1 time in total.

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Cavalier
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Re: UVA Class of 2012

Postby Cavalier » Fri Apr 17, 2009 12:39 am

showNprove wrote:Drinking. You forgot the drinking.

I have a feeling I'll be spending a lot on that.

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thesealocust
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Re: UVA Class of 2012

Postby thesealocust » Fri Apr 17, 2009 12:58 am

edit: n/m
Last edited by thesealocust on Thu Jul 30, 2009 4:10 pm, edited 1 time in total.

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jase1348
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Re: UVA Class of 2012

Postby jase1348 » Fri Apr 17, 2009 1:02 am

thesealocust wrote:
Cavalier wrote:
showNprove wrote:Drinking. You forgot the drinking.

I have a feeling I'll be spending a lot on that.


The liquor store is walking distance, and the wine/beer is practically next door on Barracks :mrgreen:

Also, hot bodies just barely pulled ahead, go vote: --LinkRemoved--


well played, sir. that is definitely true
all of my money definitely goes to the ABC store and Harris Teeter

omg
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Re: UVA Class of 2012

Postby omg » Fri Apr 17, 2009 1:26 am

CE2JD wrote:So... I still don't have any finaid info up yet on SIS. Anybody else who applied ED still waiting?


I don't have anything either :( ...although I'm regular decision and got in my FAFSA kind of late. But are we the only two still waiting?

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crazyinalabama
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Re: UVA Class of 2012

Postby crazyinalabama » Fri Apr 17, 2009 8:21 am

omg wrote:
CE2JD wrote:So... I still don't have any finaid info up yet on SIS. Anybody else who applied ED still waiting?


I don't have anything either :( ...although I'm regular decision and got in my FAFSA kind of late. But are we the only two still waiting?


Nope. I was accepted regular decision in December, had my FASFA in Feb 1st and the UVA aid form within a week of them sending the email...nothing in SIS.

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philosophy
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Re: UVA Class of 2012

Postby philosophy » Fri Apr 17, 2009 9:44 am

some posters are so vehemently anti-gunner that i wonder if they're gunners in disguise.

mijahe
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Re: UVA Class of 2012

Postby mijahe » Fri Apr 17, 2009 9:57 am

So for GradPLUS, do we apply to the lender separately on their website, or through the SIS system? Also, what's the timeline for this sort of thing?

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limegreen
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Re: UVA Class of 2012

Postby limegreen » Fri Apr 17, 2009 11:25 am

I still have nothing, and I sent in my FAFSA in early February. This all seems really confusing though. I am going to have to read the last three pages several times.

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CE2JD
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Re: UVA Class of 2012

Postby CE2JD » Fri Apr 17, 2009 12:32 pm

omg wrote:
CE2JD wrote:So... I still don't have any finaid info up yet on SIS. Anybody else who applied ED still waiting?


I don't have anything either :( ...although I'm regular decision and got in my FAFSA kind of late. But are we the only two still waiting?


I just got mine this morning. 63k in loans is making me a bit queasy.

jdn012
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Re: UVA Class of 2012

Postby jdn012 » Fri Apr 17, 2009 12:38 pm

I got mine last night. Loans loans loans....starting to realize what sticker shock actually means.

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bulldog4574
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Re: UVA Class of 2012

Postby bulldog4574 » Fri Apr 17, 2009 12:41 pm

we'll pay off these loans guys and gals, no need to worry.

And yes i'm a relentless optimist :D

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RVP11
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Re: UVA Class of 2012

Postby RVP11 » Fri Apr 17, 2009 12:58 pm

bulldog4574 wrote:we'll pay off these loans guys and gals, no need to worry.

And yes i'm a relentless optimist :D


When massive inflation hits in 4 years, we'll be paying back very little in terms of real $!!!

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CE2JD
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Re: UVA Class of 2012

Postby CE2JD » Fri Apr 17, 2009 1:00 pm

JSUVA2012 wrote:
bulldog4574 wrote:we'll pay off these loans guys and gals, no need to worry.

And yes i'm a relentless optimist :D


When massive inflation hits in 4 years, we'll be paying back very little in terms of real $!!!


Srsly, one can only hope.

RTF
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Re: UVA Class of 2012

Postby RTF » Fri Apr 17, 2009 1:13 pm

CE2JD wrote:
JSUVA2012 wrote:
bulldog4574 wrote:we'll pay off these loans guys and gals, no need to worry.

And yes i'm a relentless optimist :D


When massive inflation hits in 4 years, we'll be paying back very little in terms of real $!!!


Srsly, one can only hope.


The real f'd up thing is that tution will probably keep increasing while big law salaries will begin to decrease.

Got mine... this is crazy.

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RVP11
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Re: UVA Class of 2012

Postby RVP11 » Fri Apr 17, 2009 1:14 pm

RTF wrote:The real f'd up thing is that tution will probably keep increasing while big law salaries will begin to decrease.

Got mine... this is crazy.


I think if firms were going to decrease their salaries, they would have done so already.

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CE2JD
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Re: UVA Class of 2012

Postby CE2JD » Fri Apr 17, 2009 1:16 pm

JSUVA2012 wrote:
RTF wrote:The real f'd up thing is that tution will probably keep increasing while big law salaries will begin to decrease.

Got mine... this is crazy.


I think if firms were going to decrease their salaries, they would have done so already.


O RLY?

RTF
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Re: UVA Class of 2012

Postby RTF » Fri Apr 17, 2009 1:17 pm

JSUVA2012 wrote:
RTF wrote:The real f'd up thing is that tution will probably keep increasing while big law salaries will begin to decrease.

Got mine... this is crazy.


I think if firms were going to decrease their salaries, they would have done so already.


I dunno, law firms are very very slow to change and that seems to be the talk in NYC.

I hope not though, for all of our sakes.

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RVP11
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Re: UVA Class of 2012

Postby RVP11 » Fri Apr 17, 2009 1:25 pm

Hiring fewer people at the same salary and billable requirement as before would seem to be a wiser adjustment to having a smaller workload. Preserves the prestige and reputation of the firm, as well. The very top firms will continue to pay 160k and so it will still be seen as the standard.

But TBH, I don't want this thread to get depressing, so we should take this elsewhere (PM, separate thread, etc.).

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CE2JD
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Re: UVA Class of 2012

Postby CE2JD » Fri Apr 17, 2009 1:27 pm

Well, it's kind of too late to not make this thread depressing. We've all been talking about our debt load on and off for the last 20 pages.

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iceberger
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Re: UVA Class of 2012

Postby iceberger » Fri Apr 17, 2009 1:34 pm

anybody plan on doing any hiking/outdoors type things in charlottesville before law school starts? I've been reading about all the stuff around and getting pretty pumped about it.

RTF
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Re: UVA Class of 2012

Postby RTF » Fri Apr 17, 2009 1:35 pm

JSUVA2012 wrote:Hiring fewer people at the same salary and billable requirement as before would seem to be a wiser adjustment to having a smaller workload. Preserves the prestige and reputation of the firm, as well. The very top firms will continue to pay 160k and so it will still be seen as the standard.

But TBH, I don't want this thread to get depressing, so we should take this elsewhere (PM, separate thread, etc.).


Sure you can argue the prestige thing all you want, but if a Cravath or Skadden lower their starting salaries the rest will follow. It's a heard mentality among firms with the exception of Wachtell, which is in another league altogether. Hard to argue prestige in terms of salary when all the firms are cutting back right now.

Just my thoughts on it. I get a lot of info because my gf works for career services in a pretty solid law school.

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RVP11
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Re: UVA Class of 2012

Postby RVP11 » Fri Apr 17, 2009 1:35 pm

iceberger wrote:anybody plan on doing any hiking/outdoors type things in charlottesville before law school starts? I've been reading about all the stuff around and getting pretty pumped about it.


Yeah!

I need to make a trip to REI and get some decent shoes.




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