I just talked to the insurance people, and for some reason, Japanese national health care doesn't qualify as "credible coverage" for purposes of keeping conditions from becoming "pre-existing". It's not quite a FML, but it's a pain. This is just the last nail in the coffin of private insurance, as far as I'm concerned.
Anyway, I had a related question: how good is this "University Health Service" that we all apparently get during terms? I know they don't cover medication expenses, but do they have a pharmacy where they tend to sell stuff cheaply? How feasible is it to just use the UHS and not buy supplementary insurance? (Or alternately just buy it for the summer?)
I guess I'm just trying to picture what this place looks like. At my tiny liberal arts college, the "Wellness Center" was like a couple rooms where a doctor or nurse could maybe give you some aspirin or suggest you go to a clinic or hospital. Michigan's a lot bigger than that, though. Is this like a full-blown hospital kind of thing?