Outstanding Student Loan Debt

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theycallmefoes
Posts: 330
Joined: Thu Nov 01, 2012 11:13 pm

Outstanding Student Loan Debt

Postby theycallmefoes » Fri Jan 24, 2014 2:01 am

Do outstanding student loans have any bearing on admissions chances? Some time ago, CNN did a story on an applicant who was denied admission to a graduate school, supposedly due to the amount of outstanding student loans. I'm wondering if I should be forthright about this. For example, Vanderbilt asks directly for the amount, but you're not required to submit an answer - so do I go ahead and answer it, or leave it blank?

arklaw13
Posts: 1704
Joined: Wed Jun 06, 2012 2:36 pm

Re: Outstanding Student Loan Debt

Postby arklaw13 » Fri Jan 24, 2014 2:06 am

Doubt it will matter unless you're in default on your loans. I'd go ahead and put it if they ask for it.

theycallmefoes
Posts: 330
Joined: Thu Nov 01, 2012 11:13 pm

Re: Outstanding Student Loan Debt

Postby theycallmefoes » Fri Jan 24, 2014 5:35 pm

arklaw13 wrote:Doubt it will matter unless you're in default on your loans.
Nope. Actually, answering the question about default is required.
arklaw13 wrote:I'd go ahead and put it if they ask for it.
Thanks for the input.

Anyone else want to chime in?

arklaw13
Posts: 1704
Joined: Wed Jun 06, 2012 2:36 pm

Re: Outstanding Student Loan Debt

Postby arklaw13 » Fri Jan 24, 2014 5:43 pm

theycallmefoes wrote:
arklaw13 wrote:Doubt it will matter unless you're in default on your loans.
Nope. Actually, answering the question about default is required.
arklaw13 wrote:I'd go ahead and put it if they ask for it.
Thanks for the input.

Anyone else want to chime in?


Sorry if I was unclear, what I meant was that I doubt your outstanding debt will matter unless you're in default, not that it wouldn't matter if you didn't answer the question.

theycallmefoes
Posts: 330
Joined: Thu Nov 01, 2012 11:13 pm

Re: Outstanding Student Loan Debt

Postby theycallmefoes » Fri Jan 24, 2014 5:48 pm

arklaw13 wrote:
theycallmefoes wrote:
arklaw13 wrote:Doubt it will matter unless you're in default on your loans.
Nope. Actually, answering the question about default is required.
arklaw13 wrote:I'd go ahead and put it if they ask for it.
Thanks for the input.

Anyone else want to chime in?


Sorry if I was unclear, what I meant was that I doubt your outstanding debt will matter unless you're in default, not that it wouldn't matter if you didn't answer the question.

Ha. No, I understood. It was my response to you that was unclear.

theycallmefoes
Posts: 330
Joined: Thu Nov 01, 2012 11:13 pm

Re: Outstanding Student Loan Debt

Postby theycallmefoes » Fri Jan 24, 2014 8:22 pm

Another question: Could leaving it blank hurt my chances?

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rinkrat19
Posts: 13916
Joined: Sat Sep 25, 2010 5:35 am

Re: Outstanding Student Loan Debt

Postby rinkrat19 » Fri Jan 24, 2014 8:30 pm

theycallmefoes wrote:Another question: Could leaving it blank hurt my chances?

I think leaving it blank is slightly more likely to hurt you than just filling it in, assuming your number isn't obscene like 1.2 million in outstanding debt.




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