Indifference Abounds? Forum
- gwuorbust
- Posts: 2086
- Joined: Tue Sep 22, 2009 11:37 pm
Indifference Abounds?
So I will be attending LS in the Fall and I expect over the three years to borrow about 105k. Now, I have been going out with my friends and what not and every time I do where they are worried about spending 20 on a meal all I can think about is that 100k.. which make me not really care about spending the money at all cause it seems like a drop in the bucket compared to my future debt chains. anyone else feel the same way or do most ppl feel like clamping down on spending ?
- Geat27
- Posts: 71
- Joined: Sun Oct 18, 2009 10:26 pm
Re: Indifference Abounds?
Spending $20 on meals and spending liberally on other things you want quickly adds up... to thousands of dollars a year, and tens of thousands over several years. And then you are talking about sums of money that are on the same scale as your potential law school debt.
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Re: Indifference Abounds?
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Last edited by xyzzzzzzzz on Thu Jul 08, 2010 11:01 pm, edited 1 time in total.
- Cupidity
- Posts: 2214
- Joined: Sun Jun 07, 2009 10:21 pm
Re: Indifference Abounds?
Dude, story of my life.
I just ordered a $23 dollar beer at a bar. My friend was like, WTF ARE YOU DRUNK, and I go--no, I'm in 120k of debt and down it.
In 10 years I'll either be rich as shit and out of debt, or living under an assumed name in a country without extradition laws to the US.
I just ordered a $23 dollar beer at a bar. My friend was like, WTF ARE YOU DRUNK, and I go--no, I'm in 120k of debt and down it.
In 10 years I'll either be rich as shit and out of debt, or living under an assumed name in a country without extradition laws to the US.
- Mroberts3
- Posts: 300
- Joined: Sat Oct 03, 2009 10:10 pm
Re: Indifference Abounds?
I'm generally a very frugal person and I still feel exactly what you are describing. It hit me more while working (vs spending) during my year off. I kept asking myself why I was working for $X/hour when it wasn't going to make a dent in my after school debt.
To stay motivated I focused on the things that really do make a bigger impact. Right now I'm spending a lot of time looking for a good place to live without spending too much. Think about how an extra $200 a month in rent ends up being $7,200 over 3 years. The other thing I have done is started to track my monthly livings costs more accurately. My goal is to get in the habit of living comfortably off of what I have allotted for living expenses for law school.
To stay motivated I focused on the things that really do make a bigger impact. Right now I'm spending a lot of time looking for a good place to live without spending too much. Think about how an extra $200 a month in rent ends up being $7,200 over 3 years. The other thing I have done is started to track my monthly livings costs more accurately. My goal is to get in the habit of living comfortably off of what I have allotted for living expenses for law school.
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- momo_08
- Posts: 59
- Joined: Thu Dec 24, 2009 8:10 pm
Re: Indifference Abounds?
I'm kind of where you are too...except I go on shopping trips instead. I'm planning on going cold turkey with the shopping just to make sure my loans cover everything necessary.
I think the best thing to do though with food is make a budget for dinners out etc. and just try to be as cheap as possible. You can try eating/drinking before you go out so you're not starving by the time you go out. Bottom line basically try to be as cheap as possible
I think the best thing to do though with food is make a budget for dinners out etc. and just try to be as cheap as possible. You can try eating/drinking before you go out so you're not starving by the time you go out. Bottom line basically try to be as cheap as possible
- PDaddy
- Posts: 2063
- Joined: Sat Jan 16, 2010 4:40 am
Re: Indifference Abounds?
gwuorbust wrote:So I will be attending LS in the Fall and I expect over the three years to borrow about 105k. Now, I have been going out with my friends and what not and every time I do where they are worried about spending 20 on a meal all I can think about is that 100k.. which make me not really care about spending the money at all cause it seems like a drop in the bucket compared to my future debt chains. anyone else feel the same way or do most ppl feel like clamping down on spending ?
As the saying goes, you have one of two choices:
1) Live like a lawyer while in law school, and wind up living like a law student when you get out, or
2) Live like a law student while in law school, and live like a lawyer when you actually become one.
Option two looks a lot better.
-
- Posts: 1304
- Joined: Thu Nov 26, 2009 1:08 am
Re: Indifference Abounds?
"I'm already serving a five-year sentence, so what difference is it going to make if I punch the guard in the face?"Cupidity wrote:Dude, story of my life.
I just ordered a $23 dollar beer at a bar. My friend was like, WTF ARE YOU DRUNK, and I go--no, I'm in 120k of debt and down it.
In 10 years I'll either be rich as shit and out of debt, or living under an assumed name in a country without extradition laws to the US.
- Cupidity
- Posts: 2214
- Joined: Sun Jun 07, 2009 10:21 pm
Re: Indifference Abounds?
Muthafucka shouldn't a looked at me cross then. He asked for it.blsingindisguise wrote:"I'm already serving a five-year sentence, so what difference is it going to make if I punch the guard in the face?"Cupidity wrote:Dude, story of my life.
I just ordered a $23 dollar beer at a bar. My friend was like, WTF ARE YOU DRUNK, and I go--no, I'm in 120k of debt and down it.
In 10 years I'll either be rich as shit and out of debt, or living under an assumed name in a country without extradition laws to the US.
- MTal
- Posts: 852
- Joined: Tue Dec 11, 2007 6:47 pm
Re: Indifference Abounds?
The vast majority of lawyers start out making way south of 50k. Either way, you're fucked.PDaddy wrote:
2) Live like a law student while in law school, and live like a lawyer when you actually become one.
- Scallywaggums
- Posts: 249
- Joined: Tue Apr 20, 2010 12:52 pm
Re: Indifference Abounds?
OP and Cupidity outed as never having supported self.
- dominkay
- Posts: 354
- Joined: Fri Apr 02, 2010 4:41 pm
Re: Indifference Abounds?
I can definitely sympathize with that feeling. Try not to give into it, though. More debt is more debt. The people I know who lived it up in law school (taking vacations on their loans, etc) are definitely regretting it, especially ITE.
- Cupidity
- Posts: 2214
- Joined: Sun Jun 07, 2009 10:21 pm
Re: Indifference Abounds?
Cupidity has been living on own working for $8 an hour since he was 18. I'm going to law school because I'm tired of making pizza.Scallywaggums wrote:OP and Cupidity outed as never having supported self.
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- Scallywaggums
- Posts: 249
- Joined: Tue Apr 20, 2010 12:52 pm
Re: Indifference Abounds?
^ Scallywaggums outed as being dead wrong.
::Revision::
Cupidity outed as having subpar long-term judgment.
::Revision::
Cupidity outed as having subpar long-term judgment.
- gwuorbust
- Posts: 2086
- Joined: Tue Sep 22, 2009 11:37 pm
Re: Indifference Abounds?
like the vast majority of other law students I plan on making way more then 50kMTal wrote:The vast majority of lawyers start out making way south of 50k. Either way, you're fucked.PDaddy wrote:
2) Live like a law student while in law school, and live like a lawyer when you actually become one.
- romothesavior
- Posts: 14692
- Joined: Fri Jun 26, 2009 4:29 pm
Re: Indifference Abounds?
Where did you find a $23 beer?Cupidity wrote:Dude, story of my life.
I just ordered a $23 dollar beer at a bar. My friend was like, WTF ARE YOU DRUNK, and I go--no, I'm in 120k of debt and down it.
In 10 years I'll either be rich as shit and out of debt, or living under an assumed name in a country without extradition laws to the US.
- Mroberts3
- Posts: 300
- Joined: Sat Oct 03, 2009 10:10 pm
Re: Indifference Abounds?
I think this is the more interesting part of this thread. I assume it has to be somewhere in NY or LA...romothesavior wrote:Where did you find a $23 beer?Cupidity wrote:Dude, story of my life.
I just ordered a $23 dollar beer at a bar. My friend was like, WTF ARE YOU DRUNK, and I go--no, I'm in 120k of debt and down it.
In 10 years I'll either be rich as shit and out of debt, or living under an assumed name in a country without extradition laws to the US.
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