Indifference Abounds?

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gwuorbust
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Indifference Abounds?

Postby gwuorbust » Sat Jun 19, 2010 1:22 pm

So I will be attending LS in the Fall and I expect over the three years to borrow about 105k. Now, I have been going out with my friends and what not and every time I do where they are worried about spending 20 on a meal all I can think about is that 100k.. which make me not really care about spending the money at all cause it seems like a drop in the bucket compared to my future debt chains. anyone else feel the same way or do most ppl feel like clamping down on spending ?

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Geat27
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Re: Indifference Abounds?

Postby Geat27 » Sun Jun 20, 2010 11:11 pm

Spending $20 on meals and spending liberally on other things you want quickly adds up... to thousands of dollars a year, and tens of thousands over several years. And then you are talking about sums of money that are on the same scale as your potential law school debt.

xyzzzzzzzz
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Re: Indifference Abounds?

Postby xyzzzzzzzz » Sun Jun 20, 2010 11:48 pm

.
Last edited by xyzzzzzzzz on Thu Jul 08, 2010 11:01 pm, edited 1 time in total.

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Cupidity
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Re: Indifference Abounds?

Postby Cupidity » Sun Jun 20, 2010 11:54 pm

Dude, story of my life.


I just ordered a $23 dollar beer at a bar. My friend was like, WTF ARE YOU DRUNK, and I go--no, I'm in 120k of debt and down it.

In 10 years I'll either be rich as shit and out of debt, or living under an assumed name in a country without extradition laws to the US.

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Mroberts3
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Re: Indifference Abounds?

Postby Mroberts3 » Sun Jun 20, 2010 11:59 pm

I'm generally a very frugal person and I still feel exactly what you are describing. It hit me more while working (vs spending) during my year off. I kept asking myself why I was working for $X/hour when it wasn't going to make a dent in my after school debt.

To stay motivated I focused on the things that really do make a bigger impact. Right now I'm spending a lot of time looking for a good place to live without spending too much. Think about how an extra $200 a month in rent ends up being $7,200 over 3 years. The other thing I have done is started to track my monthly livings costs more accurately. My goal is to get in the habit of living comfortably off of what I have allotted for living expenses for law school.

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momo_08
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Re: Indifference Abounds?

Postby momo_08 » Mon Jun 21, 2010 12:04 am

I'm kind of where you are too...except I go on shopping trips instead. I'm planning on going cold turkey with the shopping just to make sure my loans cover everything necessary.
I think the best thing to do though with food is make a budget for dinners out etc. and just try to be as cheap as possible. You can try eating/drinking before you go out so you're not starving by the time you go out. Bottom line basically try to be as cheap as possible :)

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PDaddy
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Re: Indifference Abounds?

Postby PDaddy » Mon Jun 21, 2010 12:16 am

gwuorbust wrote:So I will be attending LS in the Fall and I expect over the three years to borrow about 105k. Now, I have been going out with my friends and what not and every time I do where they are worried about spending 20 on a meal all I can think about is that 100k.. which make me not really care about spending the money at all cause it seems like a drop in the bucket compared to my future debt chains. anyone else feel the same way or do most ppl feel like clamping down on spending ?



As the saying goes, you have one of two choices:

1) Live like a lawyer while in law school, and wind up living like a law student when you get out, or

2) Live like a law student while in law school, and live like a lawyer when you actually become one.

Option two looks a lot better.

blsingindisguise
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Re: Indifference Abounds?

Postby blsingindisguise » Mon Jun 21, 2010 12:22 am

Cupidity wrote:Dude, story of my life.


I just ordered a $23 dollar beer at a bar. My friend was like, WTF ARE YOU DRUNK, and I go--no, I'm in 120k of debt and down it.

In 10 years I'll either be rich as shit and out of debt, or living under an assumed name in a country without extradition laws to the US.


"I'm already serving a five-year sentence, so what difference is it going to make if I punch the guard in the face?"

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Cupidity
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Re: Indifference Abounds?

Postby Cupidity » Mon Jun 21, 2010 12:23 am

blsingindisguise wrote:
Cupidity wrote:Dude, story of my life.


I just ordered a $23 dollar beer at a bar. My friend was like, WTF ARE YOU DRUNK, and I go--no, I'm in 120k of debt and down it.

In 10 years I'll either be rich as shit and out of debt, or living under an assumed name in a country without extradition laws to the US.


"I'm already serving a five-year sentence, so what difference is it going to make if I punch the guard in the face?"


Muthafucka shouldn't a looked at me cross then. He asked for it.

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MTal
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Re: Indifference Abounds?

Postby MTal » Mon Jun 21, 2010 12:25 am

PDaddy wrote:
2) Live like a law student while in law school, and live like a lawyer when you actually become one.



The vast majority of lawyers start out making way south of 50k. Either way, you're fucked.

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Scallywaggums
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Re: Indifference Abounds?

Postby Scallywaggums » Mon Jun 21, 2010 12:27 am

OP and Cupidity outed as never having supported self.

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dominkay
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Re: Indifference Abounds?

Postby dominkay » Mon Jun 21, 2010 12:36 am

I can definitely sympathize with that feeling. Try not to give into it, though. More debt is more debt. The people I know who lived it up in law school (taking vacations on their loans, etc) are definitely regretting it, especially ITE.

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Cupidity
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Re: Indifference Abounds?

Postby Cupidity » Mon Jun 21, 2010 12:39 am

Scallywaggums wrote:OP and Cupidity outed as never having supported self.


Cupidity has been living on own working for $8 an hour since he was 18. I'm going to law school because I'm tired of making pizza.

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Scallywaggums
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Re: Indifference Abounds?

Postby Scallywaggums » Mon Jun 21, 2010 12:41 am

^ Scallywaggums outed as being dead wrong.
::Revision::
Cupidity outed as having subpar long-term judgment.

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gwuorbust
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Re: Indifference Abounds?

Postby gwuorbust » Mon Jun 21, 2010 12:43 am

MTal wrote:
PDaddy wrote:
2) Live like a law student while in law school, and live like a lawyer when you actually become one.



The vast majority of lawyers start out making way south of 50k. Either way, you're fucked.


like the vast majority of other law students I plan on making way more then 50k

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romothesavior
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Re: Indifference Abounds?

Postby romothesavior » Mon Jun 21, 2010 1:06 am

Cupidity wrote:Dude, story of my life.


I just ordered a $23 dollar beer at a bar. My friend was like, WTF ARE YOU DRUNK, and I go--no, I'm in 120k of debt and down it.

In 10 years I'll either be rich as shit and out of debt, or living under an assumed name in a country without extradition laws to the US.


Where did you find a $23 beer?

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Mroberts3
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Re: Indifference Abounds?

Postby Mroberts3 » Thu Jun 24, 2010 8:53 pm

romothesavior wrote:
Cupidity wrote:Dude, story of my life.


I just ordered a $23 dollar beer at a bar. My friend was like, WTF ARE YOU DRUNK, and I go--no, I'm in 120k of debt and down it.

In 10 years I'll either be rich as shit and out of debt, or living under an assumed name in a country without extradition laws to the US.


Where did you find a $23 beer?


I think this is the more interesting part of this thread. I assume it has to be somewhere in NY or LA...




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