University of Virginia School of Law 2011 Forum

[sialeeds]

bonjour!!!

WELCOME BACK, Holly! I'm sure you had an awesome time (p.s., I'd write back on your wall, but apparently you don't have one or I don't have access to it, )

[sialeeds]

Ok so the Vandy OCI brochure I'd been using disappeared (maybe all for the best because they STILL haven't decided on me, which is as good as a waitlist) but they are Bradley Arant Rose & White (the Southern Living one, I think they also have a contract with Coca-Cola) and Maynard Cooper & Gale (photos of their receptions suggest the interns/attorneys are also fun people). I seriously need a new hobby... but I don't study anymore, and Monday is generally not an acceptable night to go out

Also, thanks for this info! I have some new-found hope

[gladiator]

Hooray, financial aid finally up.

[RATRATRAT]

I heard this thread was like Days of our Lives, so I figured this is where I need to be.

[Nike6075]

Two questions:

If i'm going to ask the fin. aid office to increase my COA budget after I get a new computer, I need to wait until then to apply for these loans, right? Because the bank won't just arbitrarily increase the amount of the loan later on, will it?

Do I want want to/does it make any sense that I can afford to pay interest on unsubsidized loans while I'm in school?

Thanks

[RATRATRAT]

ooohhh!! The plot thickens!

[gladiator]

ooohhh!! The plot thickens!

A watched pot never boils.

[Da Stain]

Two questions:

If i'm going to ask the fin. aid office to increase my COA budget after I get a new computer, I need to wait until then to apply for these loans, right? Because the bank won't just arbitrarily increase the amount of the loan later on, will it?

Do I want want to/does it make any sense that I can afford to pay interest on unsubsidized loans while I'm in school?

Thanks

I would think you may need to ask before the loans since the maximum you can take is the school approved budget. That way, they increase it and then you ask BoA, or whoever, for the new increased amount. Basically, I think you had it right.

Interest on Stafford would be $850 for 1L (12,500 x .068, correct?) and on GradPlus ~3k (for me 34k x .085). So, if you don't need the 4k, working that down ASAP isn't a bad idea. Then again, I think you can get forbearance until graduation, correct? In which, case, I think I'd keep the $ on the assumption that I will begin dealing with all of this in 3 years. I think your career plans would come into play at that point.

EDIT: Keep in mind, I was asking YOU for advice last week, so WTF do I know

[RATRATRAT]

ooohhh!! The plot thickens!

A watched pot never boils.

haha, Very true. I'll be back though!

[Nike6075]

Two questions:

If i'm going to ask the fin. aid office to increase my COA budget after I get a new computer, I need to wait until then to apply for these loans, right? Because the bank won't just arbitrarily increase the amount of the loan later on, will it?

Do I want want to/does it make any sense that I can afford to pay interest on unsubsidized loans while I'm in school?

Thanks

I would think you may need to ask before the loans since the maximum you can take is the school approved budget. That way, they increase it and then you ask BoA, or whoever, for the new increased amount. Basically, I think you had it right.

Interest on Stafford would be $850 for 1L (12,500 x .068, correct?) and on GradPlus ~3k (for me 34k x .085). So, if you don't need the 4k, working that down ASAP isn't a bad idea. Then again, I think you can get forbearance until graduation, correct? In which, case, I think I'd keep the $ on the assumption that I will begin dealing with all of this in 3 years. I think your career plans would come into play at that point.

EDIT: Keep in mind, I was asking YOU for advice last week, so WTF do I know

Biglaw, obviously. And the second part makes sense, but i'd simply be paying the interest with borrowerd money. Seems silly.

[J-Rod]

Hooray, financial aid finally up.

seconded

[cantwaitforuva]

bonjour!!!

Ca va?

[cantwaitforuva]

Two questions:

If i'm going to ask the fin. aid office to increase my COA budget after I get a new computer, I need to wait until then to apply for these loans, right? Because the bank won't just arbitrarily increase the amount of the loan later on, will it?

I'm think that you might be able to increase it later. I'm probably going to get my COA increased for medical reasons and Fin Aid said they couldn't do it until late Summer, but I doubt they expect me to do loan apps last minute. I'm going to email them about this later today and then I'll get back to you.

[Da Stain]

I love when people on this board step to the plate and ask questions for everyone

Thanks, cantwait, let us know what's up.

[ubuntu]

i have no idea about my financial aid. i still can't even access the admitted students forum because i'm like the bastard step-child of uva's admissions cycle

[Da Stain]

P.S. plz not steel mah dawg

[Wellsfargowagon]

[aguyingeorgia]

*staggers around, uncertain of where he is*

[Wellsfargowagon]

Drunk on a Tuesday afternoon... guy clearly has it better than most of us

[ubuntu]

HAHAHA bilko and wells, i love you two. bilko, there is no way i am not stealing your dog. he'll like me, it's ok.

guy, i guess you're ok too. grab some coffee

[aguyingeorgia]

I literally didn't know where I was when I typed that. I had to pull my laptop out at a free wi-fi spot to figure it out.

[Waterman47]

I'll be joining you guys in Charlottesville next fall.

Anyone else here moving down with a significant other? Suggestions on suitable apartment complexes?

[aguyingeorgia]

I need some cleats.

[cantwaitforuva]

I'll be joining you guys in Charlottesville next fall.

Anyone else here moving down with a significant other? Suggestions on suitable apartment complexes?

You should PM tkm, she's in a similar situation.

[sialeeds]

I'll be joining you guys in Charlottesville next fall.

Anyone else here moving down with a significant other? Suggestions on suitable apartment complexes?

Congrats on choosing UVA! Like Cantwait said, tkm is in a similar situation.