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Non-Certified Private Loans
Posted: Wed Apr 22, 2009 7:57 pm
by lazarusl
Anyone having any success finding lenders willing to offer non-certified loans? I'm maxed out on my school's estimated cost of attendance, but I know that's not going to be enough to cover my costs (thanks in large part to child care for my 2 kids).
Re: Non-Certified Private Loans
Posted: Wed Apr 22, 2009 7:59 pm
by Aeroplane
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Re: Non-Certified Private Loans
Posted: Wed Apr 22, 2009 8:03 pm
by snotrocket
Aeroplane wrote:I believe your school can adjust your personal COA, enabling you to take out more Gradplus, based on special circumstances such as these. Have you tried getting such an adjustment?
TITCR. Child care expenses are one of the few categories that schools will up a student budget for. Also health care costs and premiums, if those are an issue. Even if you could get these loans, you should avoid them. They will wind up costing you far more in the end than any adjustments you have to make to work within your (hopefully expanded) student budget.
Re: Non-Certified Private Loans
Posted: Thu May 07, 2009 1:38 pm
by djshack
I'm also interested in any non-certified private loan lenders. My reason is prior debt that I do not want to be paying during law school with monthly COL money. I was all setup to go with Wells Fargo, and then last minute they came up with some reason of my grade level being the same it was last time I had a loan with them, and decided they cannot approve what I asked for. Unfortunately, they are the only non-certified lender I know of. Any suggestions?
Re: Non-Certified Private Loans
Posted: Tue Jan 26, 2010 4:57 pm
by firsttimer
Did you have any luck with this. We're looking at law school with an infantl, one law school Dad and one stay-at-home mom.
We're not really sure how we can make it work.
Re: Non-Certified Private Loans
Posted: Mon Feb 08, 2010 9:06 pm
by Core
Bump.
Re: Non-Certified Private Loans
Posted: Mon Feb 08, 2010 9:17 pm
by swc65
firsttimer wrote:Did you have any luck with this. We're looking at law school with an infantl, one law school Dad and one stay-at-home mom.
We're not really sure how we can make it work.
Financial aid offices are usually willing to up the budget for child care expense. There is a standard increase that covers certain things- 500/month for first then 400/month each additional or something like that. i would exhaust all possibilities with the school's office before hitting up noncertified loans.
Re: Non-Certified Private Loans
Posted: Wed Feb 10, 2010 4:08 pm
by Core
Anyone know of any others besides Wells Fargo?
Anyone have an experience getting a noncertified loan from 'em?
Re: Non-Certified Private Loans
Posted: Fri Feb 19, 2010 11:02 am
by Core
Bump.
Re: Non-Certified Private Loans
Posted: Fri Feb 19, 2010 2:04 pm
by baboon309
Core wrote:Anyone know of any others besides Wells Fargo?
Anyone have an experience getting a noncertified loan from 'em?
Try prosper.com
Re: Non-Certified Private Loans
Posted: Thu Feb 25, 2010 9:22 pm
by Core
baboon309 wrote:Core wrote:Anyone know of any others besides Wells Fargo?
Anyone have an experience getting a noncertified loan from 'em?
Try prosper.com
Awesome web site. Thanks!