Non-Certified Private Loans

Discuss various money matters here. Loans (federal and private), scholarships, lottery winnings, or other school finance related information and queries.
lazarusl
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Joined: Wed Jan 28, 2009 9:08 pm

Non-Certified Private Loans

Postby lazarusl » Wed Apr 22, 2009 7:57 pm

Anyone having any success finding lenders willing to offer non-certified loans? I'm maxed out on my school's estimated cost of attendance, but I know that's not going to be enough to cover my costs (thanks in large part to child care for my 2 kids).

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Aeroplane
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Re: Non-Certified Private Loans

Postby Aeroplane » Wed Apr 22, 2009 7:59 pm

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Last edited by Aeroplane on Sun Aug 08, 2010 8:29 pm, edited 1 time in total.

snotrocket
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Re: Non-Certified Private Loans

Postby snotrocket » Wed Apr 22, 2009 8:03 pm

Aeroplane wrote:I believe your school can adjust your personal COA, enabling you to take out more Gradplus, based on special circumstances such as these. Have you tried getting such an adjustment?

TITCR. Child care expenses are one of the few categories that schools will up a student budget for. Also health care costs and premiums, if those are an issue. Even if you could get these loans, you should avoid them. They will wind up costing you far more in the end than any adjustments you have to make to work within your (hopefully expanded) student budget.

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djshack
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Re: Non-Certified Private Loans

Postby djshack » Thu May 07, 2009 1:38 pm

I'm also interested in any non-certified private loan lenders. My reason is prior debt that I do not want to be paying during law school with monthly COL money. I was all setup to go with Wells Fargo, and then last minute they came up with some reason of my grade level being the same it was last time I had a loan with them, and decided they cannot approve what I asked for. Unfortunately, they are the only non-certified lender I know of. Any suggestions?

firsttimer
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Re: Non-Certified Private Loans

Postby firsttimer » Tue Jan 26, 2010 4:57 pm

Did you have any luck with this. We're looking at law school with an infantl, one law school Dad and one stay-at-home mom.

We're not really sure how we can make it work.

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Core
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Re: Non-Certified Private Loans

Postby Core » Mon Feb 08, 2010 9:06 pm

Bump.

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swc65
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Re: Non-Certified Private Loans

Postby swc65 » Mon Feb 08, 2010 9:17 pm

firsttimer wrote:Did you have any luck with this. We're looking at law school with an infantl, one law school Dad and one stay-at-home mom.

We're not really sure how we can make it work.



Financial aid offices are usually willing to up the budget for child care expense. There is a standard increase that covers certain things- 500/month for first then 400/month each additional or something like that. i would exhaust all possibilities with the school's office before hitting up noncertified loans.

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Core
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Re: Non-Certified Private Loans

Postby Core » Wed Feb 10, 2010 4:08 pm

Anyone know of any others besides Wells Fargo?
Anyone have an experience getting a noncertified loan from 'em?

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Core
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Re: Non-Certified Private Loans

Postby Core » Fri Feb 19, 2010 11:02 am

Bump.

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baboon309
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Re: Non-Certified Private Loans

Postby baboon309 » Fri Feb 19, 2010 2:04 pm

Core wrote:Anyone know of any others besides Wells Fargo?
Anyone have an experience getting a noncertified loan from 'em?


Try prosper.com

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Core
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Re: Non-Certified Private Loans

Postby Core » Thu Feb 25, 2010 9:22 pm

baboon309 wrote:
Core wrote:Anyone know of any others besides Wells Fargo?
Anyone have an experience getting a noncertified loan from 'em?


Try prosper.com

Awesome web site. Thanks!




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