PSLF Payments & Changing Jobs

Discuss various money matters here. Loans (federal and private), scholarships, lottery winnings, or other school finance related information and queries.

Posts: 26
Joined: Tue Apr 04, 2017 9:33 am

PSLF Payments & Changing Jobs

Postby Nosso » Tue Apr 04, 2017 9:37 am


I'm currently clerking, and my clerkship finishes at the end of August. In either late September or early October, I will be starting my next gig. So I will be technically unemployed when I go to make my loan payments under PAYE as part of PSLF (my next gig is also a public service job).

My question is whether there is a way for me to get my payments in Sept. and, potentially, Oct. to count towards my 120 payments needed to get the loan forgiveness. Otherwise, if I make these payments, I'll essentially be throwing that money away (make a small dent on interest without moving towards forgiveness). If there isn't a way to get these payments to count, can I ask for a deferment for those two months?

Thanks in advance.


Posts: 31197
Joined: Sat Feb 01, 2014 12:23 pm

Re: PSLF Payments & Changing Jobs

Postby Nebby » Tue Apr 04, 2017 9:38 am

I think a short deferment is the only way.

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