Would I need a co-signer for Grad Plus Loans

Discuss various money matters here. Loans (federal and private), scholarships, lottery winnings, or other school finance related information and queries.
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ThreeRivers
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Joined: Thu Sep 01, 2011 12:54 am

Would I need a co-signer for Grad Plus Loans

Postby ThreeRivers » Thu May 03, 2012 9:44 pm

Coming from UG and basically living off a mixture of parents / what I made at shitty job and never having a credit score really.. would I need a co-sign for grad plus loans?

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rinkrat19
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Joined: Sat Sep 25, 2010 5:35 am

Re: Would I need a co-signer for Grad Plus Loans

Postby rinkrat19 » Thu May 03, 2012 9:58 pm

You can get a PLUS loan even if you have a bad credit score, so long as you don't have an adverse credit history (i.e., no more than 90 days late on any debt and no defaults, bankruptcies or other adverse action on any Title IV debt).
http://www.finaid.org/loans/gradplus.phtml

(no to the cosigner)

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ThreeRivers
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Joined: Thu Sep 01, 2011 12:54 am

Re: Would I need a co-signer for Grad Plus Loans

Postby ThreeRivers » Thu May 03, 2012 10:02 pm

That's awesome, and anyone can pretty much get a stafford right?

Sorry, never really had to deal with this by myself before and won't really have any support

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marlo45
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Joined: Mon Mar 05, 2012 1:30 pm

Re: Would I need a co-signer for Grad Plus Loans

Postby marlo45 » Thu May 03, 2012 10:24 pm





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