Summer Medical Insurance

Discuss various money matters here. Loans (federal and private), scholarships, lottery winnings, or other school finance related information and queries.
FutureInLaw
Posts: 169
Joined: Tue Nov 09, 2010 8:28 pm

Summer Medical Insurance

Postby FutureInLaw » Mon Apr 18, 2011 8:46 am

What is one supposed to do for medical insurance over the summer? My job ends in June, and I imagine our insurance won't kick in until August or September. I figure students graduating college are in this same situation. Are we supposed to go insuranceless for a month or two?

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pattonthicke
Posts: 102
Joined: Mon Nov 01, 2010 9:09 pm

Re: Summer Medical Insurance

Postby pattonthicke » Mon Apr 18, 2011 8:57 am

R u under 26? You can get on your parent's insurance. Thank obama later.

NonTradHealthLaw
Posts: 401
Joined: Mon May 03, 2010 2:44 pm

Re: Summer Medical Insurance

Postby NonTradHealthLaw » Mon Apr 18, 2011 8:59 am

If you're >26, you can likely find your own insurance for a fraction of the price of the university's student insurance. http://www.healthplanstore.com might get you started, as long as you don't mind a week's worth of solicitation phone calls.

FutureInLaw
Posts: 169
Joined: Tue Nov 09, 2010 8:28 pm

Re: Summer Medical Insurance

Postby FutureInLaw » Mon Apr 18, 2011 9:07 am

pattonthicke wrote:R u under 26? You can get on your parent's insurance. Thank obama later.


Thanks for the quick response. So you just hop on for a month or two and then get off? There are no minimum time requirements?

EDIT:
"For those who enroll in the dependent coverage, the average policy will cost $3,380 for each dependent in 2011; $3,500 in 2012; and $3,690 in 2013, according to HHS's mid-range estimates. Those extra costs are tax-deductible. "

Crap, that's a lot of money!

sarahh
Posts: 610
Joined: Wed Sep 08, 2010 2:36 pm

Re: Summer Medical Insurance

Postby sarahh » Mon Apr 18, 2011 2:33 pm

COBRA or bridge health insurance

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zonto
Posts: 480
Joined: Thu Dec 16, 2010 4:20 pm

Re: Summer Medical Insurance

Postby zonto » Mon Apr 18, 2011 6:56 pm

Take less risk, eat healthy, and save money.

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Michaela
Posts: 183
Joined: Tue Dec 28, 2010 12:20 am

Re: Summer Medical Insurance

Postby Michaela » Mon Apr 18, 2011 8:36 pm

zonto wrote:Take less risk, eat healthy, and save money.


Genius unless you get hit by a drunk driver, fall down the stairs, your appendix ruptures...etc

COBRA, dude.




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