Insurance coverage between job/UG and LS

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CordeliusX
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Joined: Thu Aug 27, 2009 10:48 pm

Insurance coverage between job/UG and LS

Postby CordeliusX » Thu Jun 10, 2010 12:32 am

Maybe this isn't the best forum for this but - I'm quitting my job and will have about 2 months of no health insurance.

I'm assuming you can rely on COBRA which is (was?) retro-active, until your student insurance starts up... but have things changed with "Obamacare"? I have no clue when/how the student insurance kicks in and need more info. :mrgreen:

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kalvano
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Re: Insurance coverage between job/UG and LS

Postby kalvano » Thu Jun 10, 2010 12:37 am

BC/BS? That's what I'm doing in school. I'm not paying for full-blown coverage I'll never use.

CordeliusX
Posts: 251
Joined: Thu Aug 27, 2009 10:48 pm

Re: Insurance coverage between job/UG and LS

Postby CordeliusX » Fri Jun 11, 2010 2:46 am

kalvano wrote:BC/BS? That's what I'm doing in school. I'm not paying for full-blown coverage I'll never use.


Huh? Totally dont follow :oops:

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im_blue
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Re: Insurance coverage between job/UG and LS

Postby im_blue » Fri Jun 11, 2010 2:49 am

CordeliusX wrote:
kalvano wrote:BC/BS? That's what I'm doing in school. I'm not paying for full-blown coverage I'll never use.


Huh? Totally dont follow :oops:

Blue Cross / Blue Shield, probably emergency-only single payer coverage.

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kalvano
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Re: Insurance coverage between job/UG and LS

Postby kalvano » Fri Jun 11, 2010 9:48 am

CordeliusX wrote:
kalvano wrote:BC/BS? That's what I'm doing in school. I'm not paying for full-blown coverage I'll never use.


Huh? Totally dont follow :oops:



Blue Cross / Blue Shield. Student insurance ends up being about $150 a month. I can get basic medical coverage for half that from BC/BS.

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im_blue
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Re: Insurance coverage between job/UG and LS

Postby im_blue » Fri Jun 11, 2010 5:53 pm

kalvano wrote:
CordeliusX wrote:
kalvano wrote:BC/BS? That's what I'm doing in school. I'm not paying for full-blown coverage I'll never use.


Huh? Totally dont follow :oops:



Blue Cross / Blue Shield. Student insurance ends up being about $150 a month. I can get basic medical coverage for half that from BC/BS.

BC/BS is $75/month for you? I know insurance costs vary widely by state, but I'd like to know how much coverage you get, so I can look into this.

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kalvano
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Re: Insurance coverage between job/UG and LS

Postby kalvano » Fri Jun 11, 2010 6:04 pm

im_blue wrote:
kalvano wrote:
CordeliusX wrote:
kalvano wrote:BC/BS? That's what I'm doing in school. I'm not paying for full-blown coverage I'll never use.


Huh? Totally dont follow :oops:



Blue Cross / Blue Shield. Student insurance ends up being about $150 a month. I can get basic medical coverage for half that from BC/BS.

BC/BS is $75/month for you? I know insurance costs vary widely by state, but I'd like to know how much coverage you get, so I can look into this.



Here you go. Coverage isn't fantastic, but I don't really go to the doctor much.



Image









$10K deductible is $68 a month, $5K is $87 a month, and $3500 is $98 a month.


Or I can just do hospitalization coverage for $50 a month.

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kalvano
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Re: Insurance coverage between job/UG and LS

Postby kalvano » Fri Jun 11, 2010 6:11 pm

Nevermind, though. I misread the student health insurance plan, it's much cheaper than I thought it was.

CordeliusX
Posts: 251
Joined: Thu Aug 27, 2009 10:48 pm

Re: Insurance coverage between job/UG and LS

Postby CordeliusX » Tue Jun 15, 2010 1:40 am

hmmmm... do you mean you're doing this just over summer?

My predicament is what to do for the 2 months or so I'm out of a job but also not a student yet :?

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kalvano
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Re: Insurance coverage between job/UG and LS

Postby kalvano » Tue Jun 15, 2010 10:12 am

BC/BS has a cheap temporary insurance plan. You can only do it for up to 6 months, but it's decent coverage for cheap.




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