Part-Time Work while Full-Time Law Student

Discuss various money matters here. Loans (federal and private), scholarships, lottery winnings, or other school finance related information and queries.
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jrodz80
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Part-Time Work while Full-Time Law Student

Postby jrodz80 » Sun Jun 06, 2010 9:12 pm

I have calculated my extraneous expenses (ex. gas, car insurance, cell phone, misc.: those not covered by Stafford/Graduate PLUS loans and other financial aid) to be about $2,125 per semester. Counting five months for the semester (Aug - Dec), it breaks down to $425 per month. That comes to about $4.25 per hour working 25 hours per week. Not bad! Now what is the max amount of hours per week that you folks recommend a 1L to work??? I have no choice but to work since I DO NOT want to get private loans

tesoro
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Re: Part-Time Work while Full-Time Law Student

Postby tesoro » Sun Jun 06, 2010 9:17 pm

jrodz80 wrote:I have calculated my extraneous expenses (ex. gas, car insurance, cell phone, misc.: those not covered by Stafford/Graduate PLUS loans and other financial aid) to be about $2,125 per semester. Counting five months for the semester (Aug - Dec), it breaks down to $425 per month. That comes to about $4.25 per hour working 25 hours per week. Not bad! Now what is the max amount of hours per week that you folks recommend a 1L to work??? I have no choice but to work since I DO NOT want to get private loans


I think that the ABA requires all matriculating students to accredited law schools to sign a document stating they will not work more than 20 hours per week as full-time students, so recalculate for 20 hours or less and re-examine your options.

That's why I'm going part-time. I'm tired of loans.

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im_blue
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Re: Part-Time Work while Full-Time Law Student

Postby im_blue » Sun Jun 06, 2010 11:22 pm

20 hours/week at minimum wage would easily net you $425/month.

GermX
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Re: Part-Time Work while Full-Time Law Student

Postby GermX » Mon Jun 07, 2010 1:46 pm

You can't work more than 20 hours btw. Anyways your financial aid should include gas money.

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jrodz80
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Re: Part-Time Work while Full-Time Law Student

Postby jrodz80 » Mon Jun 07, 2010 4:03 pm

GermX wrote:You can't work more than 20 hours btw. Anyways your financial aid should include gas money.






Do you mean that they (the school/Stafford Loan people) can certify such expenses???

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im_blue
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Re: Part-Time Work while Full-Time Law Student

Postby im_blue » Tue Jun 08, 2010 12:36 am

jrodz80 wrote:
GermX wrote:You can't work more than 20 hours btw. Anyways your financial aid should include gas money.






Do you mean that they (the school/Stafford Loan people) can certify such expenses???

Any law school should provide a few thousand dollars of "personal" funds in the COA budget that can cover gas, cell phone, etc.

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jrodz80
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Re: Part-Time Work while Full-Time Law Student

Postby jrodz80 » Tue Jun 08, 2010 12:45 am

I'm not familiar with this. Can you explain?

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kalvano
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Re: Part-Time Work while Full-Time Law Student

Postby kalvano » Tue Jun 08, 2010 12:47 am

jrodz80 wrote:I'm not familiar with this. Can you explain?



From SMU -


Full-time J.D.
2010-2011 Estimates

Tuition & Fees
$40,186

Books
1,800

Living Expenses
14,000

Miscellaneous
2,600


Total
$58,586

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jrodz80
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Re: Part-Time Work while Full-Time Law Student

Postby jrodz80 » Tue Jun 08, 2010 12:49 am

That's great but if my loans cannot cover the entire COA, how exactly does the school cover it (grants, scholarships)? What if you're not offered any fin aid from the school?

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kalvano
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Re: Part-Time Work while Full-Time Law Student

Postby kalvano » Tue Jun 08, 2010 12:58 am

Grad PLUS loans cover COA over and above Stafford loans.

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jrodz80
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Re: Part-Time Work while Full-Time Law Student

Postby jrodz80 » Tue Jun 08, 2010 1:00 am

I see now, thanks!




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