bworsowicz wrote:Hello, and thank you for taking your time to do this for us. I am married with twin 1-year-olds, and my question regards health insurance. My wife is in undergrad currently, and does not work full time. My boys qualify for a state medicaid program, but I was looking at health insurance both from my wife's UG school (massive public school) and from private insurers (the law school I'm looking at doesn't offer student insurance) and it is going to be a stretch to pay for insurance for the two of us in addition to all of our other expenses under the student budget at the school I am looking at. Is this the sort of thing that the law school can make an exception or extend the budget for? I have a significant scholarship offer, so the additional debt would be a concern, but not prohibitive.
Yes, additional medical expenses and insurance are something that the financial aid office can take into consideration. You will probably have to submit a budget appeal. Write a statement to the financial aid office that your expenses are above what the standard budget allows, explain your additional costs, and provide documentation (statement from insurance providers). Most schools can adjust your budget, which will typically make you eligible for additional GradPLUS loans.