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Re: URM 2013-2014 Cycle Thread

Posted: Tue Mar 11, 2014 7:18 pm
by AAJD2B
spiritniffler189 wrote:Hi everyone! Just wanted to jump in and say if any of you have questions about Cornell and have been accepted, please shoot me a PM. Best of luck w/ all of your cycles!
Just wanted to say you've been a great resource of information to me. I look forward to seeing you for Diversity Weekend!!

Re: URM 2013-2014 Cycle Thread

Posted: Tue Mar 11, 2014 7:19 pm
by mt2165
AAJD2B wrote:So since we're talking financial aid, is anyone else being considered not-in-need because they have a 401k or retirement account??

Michigan asked me a few questions, I answered as honestly as I could and I am considered wealthy enough to afford law school. So one must have no savings and no retirement accounts to be considered worthy of having grant aid?

UGH. I am withdrawing from them this week.

I pray the two schools I am considering attending would not use this against me. Don't I have a right to have something that I've earned these past few years in the workforce? Not that any of it will be touched for law school, but dang...throw a sista a bone!
Yeah they're stingy.....they want it ALL

Re: URM 2013-2014 Cycle Thread

Posted: Tue Mar 11, 2014 7:30 pm
by kenwash
AAJD2B wrote:So since we're talking financial aid, is anyone else being considered not-in-need because they have a 401k or retirement account??

Michigan asked me a few questions, I answered as honestly as I could and I am considered wealthy enough to afford law school. So one must have no savings and no retirement accounts to be considered worthy of having grant aid?

UGH. I am withdrawing from them this week.

I pray the two schools I am considering attending would not use this against me. Don't I have a right to have something that I've earned these past few years in the workforce? Not that any of it will be touched for law school, but dang...throw a sista a bone!
I have an IRA and didn't have this issue.

Re: URM 2013-2014 Cycle Thread

Posted: Tue Mar 11, 2014 7:36 pm
by AAJD2B
kenwash wrote:
AAJD2B wrote:So since we're talking financial aid, is anyone else being considered not-in-need because they have a 401k or retirement account??

Michigan asked me a few questions, I answered as honestly as I could and I am considered wealthy enough to afford law school. So one must have no savings and no retirement accounts to be considered worthy of having grant aid?

UGH. I am withdrawing from them this week.

I pray the two schools I am considering attending would not use this against me. Don't I have a right to have something that I've earned these past few years in the workforce? Not that any of it will be touched for law school, but dang...throw a sista a bone!
I have an IRA and didn't have this issue.
Interesting. Perhaps its based on the amount in one's retirement accounts?

Re: URM 2013-2014 Cycle Thread

Posted: Tue Mar 11, 2014 7:47 pm
by alllaweverything
AAJD2B wrote:
kenwash wrote:
AAJD2B wrote:So since we're talking financial aid, is anyone else being considered not-in-need because they have a 401k or retirement account??

Michigan asked me a few questions, I answered as honestly as I could and I am considered wealthy enough to afford law school. So one must have no savings and no retirement accounts to be considered worthy of having grant aid?

UGH. I am withdrawing from them this week.

I pray the two schools I am considering attending would not use this against me. Don't I have a right to have something that I've earned these past few years in the workforce? Not that any of it will be touched for law school, but dang...throw a sista a bone!
I have an IRA and didn't have this issue.
Interesting. Perhaps its based on the amount in one's retirement accounts?
i really hope this doesn't end up being the case for me, and thankfully i haven't yet been forced to field any questions about my IRA. if it comes down to it, i guess i'll have to dip into it, but i'd really prefer not to. i'm already in a tax rut from having withdrawn early before.

Re: URM 2013-2014 Cycle Thread

Posted: Tue Mar 11, 2014 7:55 pm
by AAJD2B
alllaweverything wrote:
AAJD2B wrote:
kenwash wrote:
AAJD2B wrote:So since we're talking financial aid, is anyone else being considered not-in-need because they have a 401k or retirement account??

Michigan asked me a few questions, I answered as honestly as I could and I am considered wealthy enough to afford law school. So one must have no savings and no retirement accounts to be considered worthy of having grant aid?

UGH. I am withdrawing from them this week.

I pray the two schools I am considering attending would not use this against me. Don't I have a right to have something that I've earned these past few years in the workforce? Not that any of it will be touched for law school, but dang...throw a sista a bone!
I have an IRA and didn't have this issue.
Interesting. Perhaps its based on the amount in one's retirement accounts?
i really hope this doesn't end up being the case for me, and thankfully i haven't yet been forced to field any questions about my IRA. if it comes down to it, i guess i'll have to dip into it, but i'd really prefer not to. i'm already in a tax rut from having withdrawn early before.
Yes, I think we have to mention it on the NeedAccess application, they ask something about how much you have in an IRA/401K/Roth etc. as part of the student information form. :?

Re: URM 2013-2014 Cycle Thread

Posted: Tue Mar 11, 2014 8:55 pm
by BankruptMe
AAJD2B wrote:So since we're talking financial aid, is anyone else being considered not-in-need because they have a 401k or retirement account??

Michigan asked me a few questions, I answered as honestly as I could and I am considered wealthy enough to afford law school. So one must have no savings and no retirement accounts to be considered worthy of having grant aid?

UGH. I am withdrawing from them this week.

I pray the two schools I am considering attending would not use this against me. Don't I have a right to have something that I've earned these past few years in the workforce? Not that any of it will be touched for law school, but dang...throw a sista a bone!
What the harvard mbas do is drain their accounts 6 months before apps, shift the money to their parents, change over the titles on investments to other people and claim 0 dollars.

They then are eligible for need based aid, get that + student loans and go buy bmws and stuff. You should have done the same. lol

Re: URM 2013-2014 Cycle Thread

Posted: Tue Mar 11, 2014 8:58 pm
by BankruptMe
First result: waitlisted at safety

Re: URM 2013-2014 Cycle Thread

Posted: Tue Mar 11, 2014 9:31 pm
by El Principe
Interestingly enough, I drained my 401K before I applied for law school, but that was inadvertently. I didn't even consider the fact that it could impact financial aid.

Re: URM 2013-2014 Cycle Thread

Posted: Tue Mar 11, 2014 10:07 pm
by AlexVee
BankruptMe wrote:
AAJD2B wrote:So since we're talking financial aid, is anyone else being considered not-in-need because they have a 401k or retirement account??

Michigan asked me a few questions, I answered as honestly as I could and I am considered wealthy enough to afford law school. So one must have no savings and no retirement accounts to be considered worthy of having grant aid?

UGH. I am withdrawing from them this week.

I pray the two schools I am considering attending would not use this against me. Don't I have a right to have something that I've earned these past few years in the workforce? Not that any of it will be touched for law school, but dang...throw a sista a bone!
What the harvard mbas do is drain their accounts 6 months before apps, shift the money to their parents, change over the titles on investments to other people and claim 0 dollars.

They then are eligible for need based aid, get that + student loans and go buy bmws and stuff. You should have done the same. lol
0L lurker checking in....would this actually work?

Re: URM 2013-2014 Cycle Thread

Posted: Tue Mar 11, 2014 10:13 pm
by BankruptMe
AlexVee wrote:
BankruptMe wrote:
AAJD2B wrote:So since we're talking financial aid, is anyone else being considered not-in-need because they have a 401k or retirement account??

Michigan asked me a few questions, I answered as honestly as I could and I am considered wealthy enough to afford law school. So one must have no savings and no retirement accounts to be considered worthy of having grant aid?

UGH. I am withdrawing from them this week.

I pray the two schools I am considering attending would not use this against me. Don't I have a right to have something that I've earned these past few years in the workforce? Not that any of it will be touched for law school, but dang...throw a sista a bone!
What the harvard mbas do is drain their accounts 6 months before apps, shift the money to their parents, change over the titles on investments to other people and claim 0 dollars.

They then are eligible for need based aid, get that + student loans and go buy bmws and stuff. You should have done the same. lol
0L lurker checking in....would this actually work?
It does. I would do it a year in advance, but yea

Re: URM 2013-2014 Cycle Thread

Posted: Wed Mar 12, 2014 3:18 am
by El Principe
Was up late after work drilling some LG sections and... I'm really starting to get a hang of them; knocking out some of the difficult problems with little problem. Feeling pretty confident about retaking this June if I can keep this going. Might even be able to score high enough to sit out a cycle.

Re: URM 2013-2014 Cycle Thread

Posted: Wed Mar 12, 2014 3:30 am
by logicspeaks
El Principe wrote:Was up late after work drilling some LG sections and... I'm really starting to get a hang of them; knocking out some of the difficult problems with little problem. Feeling pretty confident about retaking this June if I can keep this going. Might even be able to score high enough to sit out a cycle.
You can and will keep going, I'm sure of it. Once games start to click they get easier and easier and eventually even become FUN. I hope to see you keep pushing!

Re: URM 2013-2014 Cycle Thread

Posted: Wed Mar 12, 2014 8:50 am
by alllaweverything
BankruptMe wrote:
AlexVee wrote:
BankruptMe wrote:
AAJD2B wrote:So since we're talking financial aid, is anyone else being considered not-in-need because they have a 401k or retirement account??

Michigan asked me a few questions, I answered as honestly as I could and I am considered wealthy enough to afford law school. So one must have no savings and no retirement accounts to be considered worthy of having grant aid?

UGH. I am withdrawing from them this week.

I pray the two schools I am considering attending would not use this against me. Don't I have a right to have something that I've earned these past few years in the workforce? Not that any of it will be touched for law school, but dang...throw a sista a bone!
What the harvard mbas do is drain their accounts 6 months before apps, shift the money to their parents, change over the titles on investments to other people and claim 0 dollars.

They then are eligible for need based aid, get that + student loans and go buy bmws and stuff. You should have done the same. lol
0L lurker checking in....would this actually work?
It does. I would do it a year in advance, but yea
damn.

Re: URM 2013-2014 Cycle Thread

Posted: Wed Mar 12, 2014 9:41 am
by applelover
logicspeaks wrote:
El Principe wrote:Was up late after work drilling some LG sections and... I'm really starting to get a hang of them; knocking out some of the difficult problems with little problem. Feeling pretty confident about retaking this June if I can keep this going. Might even be able to score high enough to sit out a cycle.
You can and will keep going, I'm sure of it. Once games start to click they get easier and easier and eventually even become FUN. I hope to see you keep pushing!
+1 I went up 15 points from my first PT mostly because I mastered LG and started doing them for fun.

Re: URM 2013-2014 Cycle Thread

Posted: Wed Mar 12, 2014 12:40 pm
by El Principe
Yeah... I'm feeling pretty good about it. Just have to learn to manage my time and get some studying in during lunch/breaks/before/afterwork/etc. Practice testing's going to be the hard part. I have to close everyday. Retail management <<<.

In other words, students from University of Houston's admitted students FB page are panicking about Houston's drop into Tier 2. :lol:

I want to explain to them that, honestly, a #58 JD from Houston is better for Texan employers than a #24 JD from William & Mary, so the rankings are irrelevant. However to fully explain myself, I'd probably also have to explain how T14 Texans, UT/Vandy, & perhaps WUSTL graduates are first in line, and I'm not sure that's what they need to hear right now.

Re: URM 2013-2014 Cycle Thread

Posted: Wed Mar 12, 2014 1:13 pm
by wlee1220
Hey guys I just got my offer from Rutgers-C. 10k/yr. I sent my Temple offer to negotiate along with an email since they are peers but do you also think it makes any sense to note my Vanderbilt offer?

Re: URM 2013-2014 Cycle Thread

Posted: Wed Mar 12, 2014 1:18 pm
by El Principe
wlee1220 wrote:Hey guys I just got my offer from Rutgers-C. 10k/yr. I sent my Temple offer to negotiate along with an email since they are peers but do you also think it makes any sense to note my Vanderbilt offer?

I suppose if you're not waiting for any acceptances/offers from schools closer ranked to Vanderbilt, then why not. In that case you have nothing to lose.

However, I'm gonna guess Vandy doesn't see Rutgers as a peer school, so not only may they not budge, but they may be less inclined to take you seriously if, at a later date, you in fact do send an offer from a peer school.

Re: URM 2013-2014 Cycle Thread

Posted: Wed Mar 12, 2014 1:22 pm
by mandyjay11
El Principe wrote:
wlee1220 wrote:Hey guys I just got my offer from Rutgers-C. 10k/yr. I sent my Temple offer to negotiate along with an email since they are peers but do you also think it makes any sense to note my Vanderbilt offer?

I suppose if you're not waiting for any acceptances/offers from schools closer ranked to Vanderbilt, then why not. In that case you have nothing to lose.

However, I'm gonna guess Vandy doesn't see Rutgers as a peer school, so not only may they not budge, but they may be less inclined to take you seriously if, at a later date, you in fact do send an offer from a peer school.

Hmm I think he is saying that he is sending his Vandy and Temple offers to Rutgers, which I think will work. I would note Vandy because that would give them an incentive to go up since you are wanted at a higher ranked school. Good luck!

Re: URM 2013-2014 Cycle Thread

Posted: Wed Mar 12, 2014 1:27 pm
by wlee1220
El Principe wrote:
wlee1220 wrote:Hey guys I just got my offer from Rutgers-C. 10k/yr. I sent my Temple offer to negotiate along with an email since they are peers but do you also think it makes any sense to note my Vanderbilt offer?

I suppose if you're not waiting for any acceptances/offers from schools closer ranked to Vanderbilt, then why not. In that case you have nothing to lose.

However, I'm gonna guess Vandy doesn't see Rutgers as a peer school, so not only may they not budge, but they may be less inclined to take you seriously if, at a later date, you in fact do send an offer from a peer school.
I mean I am planning to share my Vandy scholarship with Rutgers. I have no intention of negotiating with Vandy themselves until I hear back from the t14s I applied to. I'm basically pissed I got so little from Rutgers but I didn't want to come off asshole-ish.

Re: URM 2013-2014 Cycle Thread

Posted: Wed Mar 12, 2014 1:33 pm
by toshiroh
wlee1220 wrote:
El Principe wrote:
wlee1220 wrote:Hey guys I just got my offer from Rutgers-C. 10k/yr. I sent my Temple offer to negotiate along with an email since they are peers but do you also think it makes any sense to note my Vanderbilt offer?

I suppose if you're not waiting for any acceptances/offers from schools closer ranked to Vanderbilt, then why not. In that case you have nothing to lose.

However, I'm gonna guess Vandy doesn't see Rutgers as a peer school, so not only may they not budge, but they may be less inclined to take you seriously if, at a later date, you in fact do send an offer from a peer school.
I mean I am planning to share my Vandy scholarship with Rutgers. I have no intention of negotiating with Vandy themselves until I hear back from the t14s I applied to. I'm basically pissed I got so little from Rutgers but I didn't want to come off asshole-ish.
Yeah, it's always the smaller schools that give the troll offers. On the bright side, out of the 7 attorneys I know in Big Law, 4 of them went to Rutgers. Which is kind of odd when I think about it.

Re: URM 2013-2014 Cycle Thread

Posted: Wed Mar 12, 2014 1:34 pm
by El Principe
wlee1220 wrote:
El Principe wrote:
wlee1220 wrote:Hey guys I just got my offer from Rutgers-C. 10k/yr. I sent my Temple offer to negotiate along with an email since they are peers but do you also think it makes any sense to note my Vanderbilt offer?

I suppose if you're not waiting for any acceptances/offers from schools closer ranked to Vanderbilt, then why not. In that case you have nothing to lose.

However, I'm gonna guess Vandy doesn't see Rutgers as a peer school, so not only may they not budge, but they may be less inclined to take you seriously if, at a later date, you in fact do send an offer from a peer school.
I mean I am planning to share my Vandy scholarship with Rutgers. I have no intention of negotiating with Vandy themselves until I hear back from the t14s I applied to. I'm basically pissed I got so little from Rutgers but I didn't want to come off asshole-ish.
Oh, sorry. Read that too fast. Well in that case, I'd send it. Just spin it to make the focus on making Rutgers more affordable rather than using Vandy's offer to extort them. :mrgreen:

And like the guy above said, the smaller schools ABSOLUTELY troll you with offers.

Re: URM 2013-2014 Cycle Thread

Posted: Wed Mar 12, 2014 2:10 pm
by LawSchoolOrNah
Greatest week of my life. In at UMich yesterday, in at NYU via ASWebsite.

Re: URM 2013-2014 Cycle Thread

Posted: Wed Mar 12, 2014 2:18 pm
by ChuggaChuggaChooChoo
LawSchoolOrNah wrote:Greatest week of my life. In at UMich yesterday, in at NYU via ASWebsite.
Damn congrats homie....two days, two dope schools

Re: URM 2013-2014 Cycle Thread

Posted: Wed Mar 12, 2014 2:19 pm
by mandyjay11
ChuggaChuggaChooChoo wrote:
LawSchoolOrNah wrote:Greatest week of my life. In at UMich yesterday, in at NYU via ASWebsite.
Damn congrats homie....two days, two dope schools