Fact: Overwhelming evidence that biglaw is terrible. If you take out 300k debt you will probably leave biglaw with a ton of debt given attrition rates and hate your life while in biglaw.ponderingmeerkat wrote:Sure, they are assumptions. I'd argue they are reasonable assumptions.A. Nony Mouse wrote: I get the point behind this advice, but I feel like this paragraph relies on a ton of assumptions about what the OP's life is going to look like in 10 years. It also seems a little overly cautious to make every decision at this point in OP's life based on entirely hypothetical choices about a family that doesn't exist and won't for probably a decade, if ever. That seems a little hamstring-y; life/careers are so non-linear, making choices now based on hypothetical assumptions about where you'll be in a decade seems overly constrictive.
55.7% of Americans over 18 are married. The vast majority of college graduates get married (at a rate twice that of the high-school only demographic). http://www.pewresearch.org/fact-tank/20 ... -educated/
The median age to get married is 28 for men and 26 for women. https://en.wikipedia.org/wiki/Marriage_ ... ted_States The median age for first time mothers/fathers is 30/32 respectively (google it).
So, your claim that OP "probably" won't have a family within the next decade is completely contradicted by the data. Absent any additional info, I can confidently claim he/she will probably get married and will have a first child within the next decade. It's just demographics and statistics.
Telling an OP it's advisable to take this info into consideration isn't "hamstring-y" or "overly cautious". It's simply an acknowledgement of the facts as they stand. And, quite frankly, I view OP's WUSTL option as the hamstring-y, overly cautious choice for someone who has Harvard with some $ as one of the available options.
Fact: Law is one of the top 3 unhappiest careers. I'm sure if you take out 300k debt it doesn't help with happiness.
So given all of the above, if OP takes out 300k debt at Harvard, it's likely he will be an unhappy, over-worked, miserable, broke retard.