I was a young naive K-JD last year who was stretched way too thin with a full course load and sorority dictatorship, and consequently did not study for (and did terribly on) the LSAT. And had mono during both attempts.....good times! I loathed the idea of a year off, but it's the BEST thing I've ever done. My score went up 11 points after four months of almost daily studying. Furthermore, I also fucked up the last section of the exam and misnumbered the last 6 Qs on LR (bubbled in the same answer for 2 Qs in a row, and the rest was history..). I would've gotten those right, so my score would've jumped 11+ pts if I knew how to fill in a scantron. Also, no comments please, because I will kick myself for that idiocy until I'm in law school.
Let's presume LG is your worst section (as it is for most). Imagine if you mastered LG (I recommend Cambrige bundles + the Manhattan book), and could practically guarantee yourself a -0 on the LG section on the test. That'd already significantly boost your score, and LG starts to get fun/is really the least amount of work (IMO, but I'm a robot and like puzzles so). You have to learn how to study for the test before you actually study, but it is so worth it.
Last year, I'd probably have barely gotten into FSU, and this year I'm very realistically hoping to end up at USC. (Yes, other posters, I know it's not T14, but I have my own reasons for being ok with being on the fringe of T14.)
Gaining a year of WE will also give you a slight edge over K-JDs with the same stats. Statistically, I think Ad Comms prefer that (can someone back me up here, or is this late night delirium turned speculation?). And you can save some $ that can go towards living expenses, etc.
The whole "big fish in a small pond" is also BS. You have no idea how hard grading will be, whether or not curves will exist, or how good other students are. It's much better to be top 40% at T14 than top 5% at Minnesota (I think that's the best school you listed). Be a fish in the big pond.
Take the year off to do some research in those areas of law, as they're all completely different than each other. Make some contacts. Try to maybe shadow your Disney lawyers, interrogate them about their law school experiences. You have everything to lose from matriculating now, and everything to gain from waiting a year. You have 8 full months until the October exam, and could very easily raise your score significantly.
Also, don't make weather a factor. If I'm lucky and get into my "reach" schools, you can sure bet that I'll gladly freeze my ass off for three years. Also, on a Biglaw salary, you can afford fantastic winter clothes (cashmere! Cashmere!) that soften the pain of the cold. The defeatist attitude and rigid mindset are not going to serve you well in any law school, any field. Sorry to add to what you don't want to hear, but there's strength in numbers.