sinfiery wrote: Though a huge schoalrship could definitely be gained from a mid/lower T13.
This is a very important point here.
The more I think about it, the more I think OP's best play is to work for a year and just roll his apps over to September 1. Obviously, this means he can make some money to chop at that $100k. But also, OP, keep in mind that 60k-90k is typical at CCN for your numbers. It is not unheard of to get an MVP full ride. DNCG hands out full rides to your numbers somewhat regularly. Your chances improve for all of that with an extra year of WE. I think you would still have a good shot at Harvard, but to a certain point it can be a little random. I stand by the notion that the UT full ride will be there waiting for you, and I stand by the notion that even at such high levels of debt, a Harvard acceptance > Everything that isn't a Yale acceptance, Hamilton or Ruby, and I also stand by the notion that you are not guaranteed even Texas Biglaw coming from UT, and you might strike out, and you will be absolutely screwed if you do, and that makes UT a huge risk.
Forgive what may seem like arrogance in my suggestion that $$ at CCN or $$$ at MVP (what your numbers usually pull) is a better option than a full ride at UT. This is predicated on my idea that a) you're 20 and seem to be making a very important decision heavily weighted by the state you want to practice in, which is also the state you're from. Based on your debt level, I'm going to presume you did not go to school in Texas, which at least would mean you've lived out of the state (good for perspective). But still, I tend to distrust young people when they say they're "sure" about a life decision. I think most don't anticipate unintended consequences or missed opportunities caused by their actions, or don't know enough about how the world works. I'm 20 and the idea of being absolutely sure what I want to do (and where I want to practice) before I have ever registered for a law school class seems daunting to me. I've lived in one state my whole life, where I went to undergrad and where it appears I am also going to law school. I'm sure this has limited my perspective when I think about where I want to practice. You don't want to be kicking yourself at thirty because you went full-throttle on something that seemed so sure at the time but later looks silly.
If you are absolutely, positively sure that you want to practice in Texas AND you are absolutely, positively sure you can beat out at least half your classmates AND you are absolutely, positively sure you want to go to law school this year, go to Texas. Your case is not and open-and-shut one; you could justify any decision you end up making.