Harvard Sticker v. Texas Full-Ride

(Rankings, Profiles, Tuition, Student Life, . . . )

Which should I choose?

Harvard Near-Sticker
170
54%
Texas Full Tuition and Fees
146
46%
 
Total votes: 316

Total Litigator
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Re: Harvard Sticker v. Texas Full-Ride

Postby Total Litigator » Fri May 24, 2013 6:43 pm

How bout Duke with $$$? I imagine this would be good option, as Duke probably has stronger pull than most schools in its rank range, and its Biglaw + Fed clerkship rate is a solid 63%.

OP why didn't you apply to Duke?

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ajclark1992
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Re: Harvard Sticker v. Texas Full-Ride

Postby ajclark1992 » Fri May 24, 2013 7:01 pm

Total Litigator wrote:How bout Duke with $$$? I imagine this would be good option, as Duke probably has stronger pull than most schools in its rank range, and its Biglaw + Fed clerkship rate is a solid 63%.

OP why didn't you apply to Duke?


I didn't apply because I couldn't see myself, in any circumstance, taking Duke over Texas (also understanding I had a pretty good shot at CCNMVP, and seeing UT as my "scholarship option.") Probably misjudged, seeing as I should have been looking at all "scholarship options" with my undergrad debt.

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sinfiery
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Re: Harvard Sticker v. Texas Full-Ride

Postby sinfiery » Fri May 24, 2013 7:06 pm

Has that changed now? Because MVPDCN give you a much better shot at Texas biglaw with ties than UT and all of them could end up costing maybe 25-40k more than UT.

There's something to be said for where you live for 3 years, but the t14 is the t14 for a reason. Biglaw employment prospects really do become much better.

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Br3v
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Re: Harvard Sticker v. Texas Full-Ride

Postby Br3v » Fri May 24, 2013 7:16 pm

UG debt should be treated as a sunk cost IMO. I know in aggregate with H debt it makes a difference, but if you want to be comparing apples to apples you should do so.

AllTheLawz
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Re: Harvard Sticker v. Texas Full-Ride

Postby AllTheLawz » Fri May 24, 2013 7:19 pm

Are people saying Harvard absolutely insane.. Go to Texas or don't go at all.

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Nelson
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Re: Harvard Sticker v. Texas Full-Ride

Postby Nelson » Fri May 24, 2013 7:37 pm

Br3v wrote:UG debt should be treated as a sunk cost IMO. I know in aggregate with H debt it makes a difference, but if you want to be comparing apples to apples you should do so.

This is terrible advice.

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ajclark1992
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Re: Harvard Sticker v. Texas Full-Ride

Postby ajclark1992 » Fri May 24, 2013 9:30 pm

sinfiery wrote:Has that changed now? Because MVPDCN give you a much better shot at Texas biglaw with ties than UT and all of them could end up costing maybe 25-40k more than UT.

There's something to be said for where you live for 3 years, but the t14 is the t14 for a reason. Biglaw employment prospects really do become much better.


It has changed...a little bit. My only hang up is that I already tried for MVP -- the only addition would be a year of work experience. I can't see Cornell being too much better than Texas in Texas. N was out of the cards before because I didn't want to take the year, and D wasn't on my radar. Over the weekend, I've got to think about whether I would definitely take full scholarships at D and N before I'd go to Harvard or Texas (definitely being operative) though; if it isn't definitive, I'm still going to choose between H and UT.

Hoping that Harvard gives me a bit of aid so I can stomach the debt for the security.

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Monochromatic Oeuvre
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Re: Harvard Sticker v. Texas Full-Ride

Postby Monochromatic Oeuvre » Fri May 24, 2013 9:47 pm

ajclark1992 wrote:
sinfiery wrote:Has that changed now? Because MVPDCN give you a much better shot at Texas biglaw with ties than UT and all of them could end up costing maybe 25-40k more than UT.

There's something to be said for where you live for 3 years, but the t14 is the t14 for a reason. Biglaw employment prospects really do become much better.


It has changed...a little bit. My only hang up is that I already tried for MVP -- the only addition would be a year of work experience. I can't see Cornell being too much better than Texas in Texas. N was out of the cards before because I didn't want to take the year, and D wasn't on my radar. Over the weekend, I've got to think about whether I would definitely take full scholarships at D and N before I'd go to Harvard or Texas (definitely being operative) though; if it isn't definitive, I'm still going to choose between H and UT.

Hoping that Harvard gives me a bit of aid so I can stomach the debt for the security.


I noticed you had a UVA YP. Did you write Why essays at MVP? IMO, they're more important there than anyone else for money because those three are the biggest YPers. A good Why essay is often the difference between a waitlist and six figures there. Maybe Cornell doesn't place better in TX, but Northwestern might and Duke up certainly will.

Other posters have identified Duke and the Mordecai with good reason. It's maybe the only school (Northwestern is the other possibility) that will both absolutely place better in TX than UT and absolutely will consider giving your numbers a full ride.

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ajclark1992
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Re: Harvard Sticker v. Texas Full-Ride

Postby ajclark1992 » Sat May 25, 2013 1:00 am

Monochromatic Oeuvre wrote:
ajclark1992 wrote:
sinfiery wrote:Has that changed now? Because MVPDCN give you a much better shot at Texas biglaw with ties than UT and all of them could end up costing maybe 25-40k more than UT.

There's something to be said for where you live for 3 years, but the t14 is the t14 for a reason. Biglaw employment prospects really do become much better.


It has changed...a little bit. My only hang up is that I already tried for MVP -- the only addition would be a year of work experience. I can't see Cornell being too much better than Texas in Texas. N was out of the cards before because I didn't want to take the year, and D wasn't on my radar. Over the weekend, I've got to think about whether I would definitely take full scholarships at D and N before I'd go to Harvard or Texas (definitely being operative) though; if it isn't definitive, I'm still going to choose between H and UT.

Hoping that Harvard gives me a bit of aid so I can stomach the debt for the security.


I noticed you had a UVA YP. Did you write Why essays at MVP? IMO, they're more important there than anyone else for money because those three are the biggest YPers. A good Why essay is often the difference between a waitlist and six figures there. Maybe Cornell doesn't place better in TX, but Northwestern might and Duke up certainly will.

Other posters have identified Duke and the Mordecai with good reason. It's maybe the only school (Northwestern is the other possibility) that will both absolutely place better in TX than UT and absolutely will consider giving your numbers a full ride.


I did write them (apparently I could've been more convincing). I got WL at Virginia, $75,000 at Michigan and $0 at Penn. Yeah -- I understand the logical reasoning behind Duke, Northwestern. It's just difficult to give up a spot at Harvard (that I got by a thread -- hold, waitlist, JS1, JS1b) to go for a possibility of a full ride, not the definite thing. If it were right in front of me as an option, I'd take it. I just need a little time to process the idea of taking the year and redoing the process all over again.

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Dr. Dre
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Re: Harvard Sticker v. Texas Full-Ride

Postby Dr. Dre » Sat May 25, 2013 1:01 am

ajclark1992 wrote:I got WL at Virginia


YP

Ti Malice
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Re: Harvard Sticker v. Texas Full-Ride

Postby Ti Malice » Sat May 25, 2013 1:20 am

ajclark1992 wrote:
Monochromatic Oeuvre wrote:
ajclark1992 wrote:
sinfiery wrote:Has that changed now? Because MVPDCN give you a much better shot at Texas biglaw with ties than UT and all of them could end up costing maybe 25-40k more than UT.

There's something to be said for where you live for 3 years, but the t14 is the t14 for a reason. Biglaw employment prospects really do become much better.


It has changed...a little bit. My only hang up is that I already tried for MVP -- the only addition would be a year of work experience. I can't see Cornell being too much better than Texas in Texas. N was out of the cards before because I didn't want to take the year, and D wasn't on my radar. Over the weekend, I've got to think about whether I would definitely take full scholarships at D and N before I'd go to Harvard or Texas (definitely being operative) though; if it isn't definitive, I'm still going to choose between H and UT.

Hoping that Harvard gives me a bit of aid so I can stomach the debt for the security.


I noticed you had a UVA YP. Did you write Why essays at MVP? IMO, they're more important there than anyone else for money because those three are the biggest YPers. A good Why essay is often the difference between a waitlist and six figures there. Maybe Cornell doesn't place better in TX, but Northwestern might and Duke up certainly will.

Other posters have identified Duke and the Mordecai with good reason. It's maybe the only school (Northwestern is the other possibility) that will both absolutely place better in TX than UT and absolutely will consider giving your numbers a full ride.


I did write them (apparently I could've been more convincing). I got WL at Virginia, $75,000 at Michigan and $0 at Penn. Yeah -- I understand the logical reasoning behind Duke, Northwestern. It's just difficult to give up a spot at Harvard (that I got by a thread -- hold, waitlist, JS1, JS1b) to go for a possibility of a full ride, not the definite thing. If it were right in front of me as an option, I'd take it. I just need a little time to process the idea of taking the year and redoing the process all over again.


Well, maybe H will come through with a huge amount of aid and render this discussion moot(ish) -- though your intimation that your parents have significant income/assets leads me to think the grant won't be huge. But I have no idea how H weighs $100K+ of debt in your name against parental income/assets. If your debt at graduation were more like $300K (i.e., not too much more than COA at sticker for three years), then going to H would be more like somewhat terrifying than insane.

2014utLaw
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Re: Harvard Sticker v. Texas Full-Ride

Postby 2014utLaw » Wed May 29, 2013 11:01 pm

This man's youth will work against him during OCI no matter where he goes.

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ajclark1992
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Re: Harvard Sticker v. Texas Full-Ride

Postby ajclark1992 » Wed May 29, 2013 11:53 pm

2014utLaw wrote:This man's youth will work against him during OCI no matter where he goes.


lol people have been telling me that age comes before performance for a long time. haven't found it to be the case yet -- if you can produce value, you can produce value -- but I guess we'll see.

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Dr. Dre
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Re: Harvard Sticker v. Texas Full-Ride

Postby Dr. Dre » Wed May 29, 2013 11:55 pm

2014utLaw wrote:This man's youth will work against him during OCI no matter where he goes.


younger doods > older doods

BigZuck
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Re: Harvard Sticker v. Texas Full-Ride

Postby BigZuck » Wed May 29, 2013 11:58 pm

ajclark1992 wrote:
2014utLaw wrote:This man's youth will work against him during OCI no matter where he goes.


lol people have been telling me that age comes before performance for a long time. haven't found it to be the case yet -- if you can produce value, you can produce value -- but I guess we'll see.


Isn't that kind of the point, that K-JDs have almost never produced anything of value in a work setting?

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Dr. Dre
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Re: Harvard Sticker v. Texas Full-Ride

Postby Dr. Dre » Thu May 30, 2013 12:01 am

BigZuck wrote:
Isn't that kind of the point, that K-JDs have almost never produced anything of value in a work setting?



Fuck your MBA-skewl mentality

BigZuck
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Re: Harvard Sticker v. Texas Full-Ride

Postby BigZuck » Thu May 30, 2013 12:11 am

Dr. Dre wrote:
BigZuck wrote:
Isn't that kind of the point, that K-JDs have almost never produced anything of value in a work setting?



Fuck your MBA-skewl mentality


:)

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Br3v
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Re: Harvard Sticker v. Texas Full-Ride

Postby Br3v » Thu May 30, 2013 12:52 am

Nelson wrote:
Br3v wrote:UG debt should be treated as a sunk cost IMO. I know in aggregate with H debt it makes a difference, but if you want to be comparing apples to apples you should do so.

This is terrible advice.

Except its not. He has that debt regardless.

Total Litigator
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Re: Harvard Sticker v. Texas Full-Ride

Postby Total Litigator » Thu May 30, 2013 1:46 am

Br3v wrote:
Nelson wrote:
Br3v wrote:UG debt should be treated as a sunk cost IMO. I know in aggregate with H debt it makes a difference, but if you want to be comparing apples to apples you should do so.

This is terrible advice.

Except its not. He has that debt regardless.


Yeah, sunk cost = already paid.

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sinfiery
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Re: Harvard Sticker v. Texas Full-Ride

Postby sinfiery » Thu May 30, 2013 1:49 am

Increase in risk per dollar of debt isn't linear tho

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Monochromatic Oeuvre
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Re: Harvard Sticker v. Texas Full-Ride

Postby Monochromatic Oeuvre » Thu May 30, 2013 8:02 am

sinfiery wrote:Increase in risk per dollar of debt isn't linear tho


Always needs to be remembered. Marginal utility of each scholarship dollar decreases as the amount increases. A $50k scholarship saves maybe $75k relative to sticker, whereas a $150k scholarship saves maybe $55-60k relative to a $100k scholarship. In pure dollar terms, a scholarship is worth more than half of a scholarship for twice the amount.

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jbagelboy
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Re: Harvard Sticker v. Texas Full-Ride

Postby jbagelboy » Thu May 30, 2013 11:42 am

Monochromatic Oeuvre wrote:
sinfiery wrote:Increase in risk per dollar of debt isn't linear tho


Always needs to be remembered. Marginal utility of each scholarship dollar decreases as the amount increases. A $50k scholarship saves maybe $75k relative to sticker, whereas a $150k scholarship saves maybe $55-60k relative to a $100k scholarship. In pure dollar terms, a scholarship is worth more than half of a scholarship for twice the amount.


Which is exactly why we always look at CoA for comparisons

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Monochromatic Oeuvre
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Re: Harvard Sticker v. Texas Full-Ride

Postby Monochromatic Oeuvre » Thu May 30, 2013 12:03 pm

jbagelboy wrote:
Monochromatic Oeuvre wrote:
sinfiery wrote:Increase in risk per dollar of debt isn't linear tho


Always needs to be remembered. Marginal utility of each scholarship dollar decreases as the amount increases. A $50k scholarship saves maybe $75k relative to sticker, whereas a $150k scholarship saves maybe $55-60k relative to a $100k scholarship. In pure dollar terms, a scholarship is worth more than half of a scholarship for twice the amount.


Which is exactly why we always look at CoA for comparisons


But the same holds true for COA. The relative difference between $200k and $250k in COA turns out to be significantly larger than the difference between $50k and $100k once compounded interest is factored in.

dixiecupdrinking
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Re: Harvard Sticker v. Texas Full-Ride

Postby dixiecupdrinking » Thu May 30, 2013 12:28 pm

Dr. Dre wrote:
2014utLaw wrote:This man's youth will work against him during OCI no matter where he goes.


younger doods > older doods

objectively wrong

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jbagelboy
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Re: Harvard Sticker v. Texas Full-Ride

Postby jbagelboy » Thu May 30, 2013 12:40 pm

Monochromatic Oeuvre wrote:
jbagelboy wrote:
Monochromatic Oeuvre wrote:
sinfiery wrote:Increase in risk per dollar of debt isn't linear tho


Always needs to be remembered. Marginal utility of each scholarship dollar decreases as the amount increases. A $50k scholarship saves maybe $75k relative to sticker, whereas a $150k scholarship saves maybe $55-60k relative to a $100k scholarship. In pure dollar terms, a scholarship is worth more than half of a scholarship for twice the amount.


Which is exactly why we always look at CoA for comparisons


But the same holds true for COA. The relative difference between $200k and $250k in COA turns out to be significantly larger than the difference between $50k and $100k once compounded interest is factored in.


What? by COA I include interest at loan repayment




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