Again, TLS is going overboard on this one.
OP, your options aren't bad. In an absolute sense, they are pretty good compared to sticker. I don't think Fordham or Georgetown is a "stupid or retarded decision" like some posters are claiming, ESPECIALLY at the prices you're quoting.
I think what people are trying to tell you, however, is that you have time, opportunity, and potential to do better (especially given your lofty goals). A year off will only benefit you EVEN IF you decide not to retake the LSAT. You can get work experience (making you more competitive at OCI), gain maturity and perspective, apply early, and if the fates are in your favor, get a higher LSAT score. I can't think of any logical reason that waiting would hurt you. At worst, it would give you the exact same options you have now, with the benefit of WE, maturity, and an early application.
There may be a reason you underperformed your numbers (because you should have gotten MVPB down with a 169). Have you ever considered that law schools don't think you're ready just yet?
Congrats on your options OP but I would seriously think over the decision. This is coming from someone who took a year off and is considering taking another one (In at Cornell already, want NYC biglaw, but am hesitant to make the jump). Your options are not bad but they could be so much better. Long-term over short-term!