Material to the discussion at hand you dense fuck. Nobody is claiming that 50k isn't a lot of money. What they're saying is that even a 50k difference doesn't change anything with regards to OP's decision.RELIC wrote:$50k is a ton when amortized over a 5-20 year repayment.
California or Bust and Slightly Less Debt-Averse... Forum
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Re: California or Bust and Slightly Less Debt-Averse...
- twinkletoes16
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Re: California or Bust and Slightly Less Debt-Averse...
bk187 wrote:Material to the discussion at hand you dense fuck. Nobody is claiming that 50k isn't a lot of money. What they're saying is that even a 50k difference doesn't change anything with regards to OP's decision.RELIC wrote:$50k is a ton when amortized over a 5-20 year repayment.
you, i like you.
- Ruxin1
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Re: California or Bust and Slightly Less Debt-Averse...
Sorry laxbrotwinkletoes16 wrote:bk187 wrote:Material to the discussion at hand you dense fuck. Nobody is claiming that 50k isn't a lot of money. What they're saying is that even a 50k difference doesn't change anything with regards to OP's decision.RELIC wrote:$50k is a ton when amortized over a 5-20 year repayment.
you, i like you.
- RELIC
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Re: California or Bust and Slightly Less Debt-Averse...
Well OP is just throwing around a figure to base her decision off of and I was trying to figure out where it came from. Now that I know it came from LST (and that LST made it up). I can give OP better advice.bk187 wrote:Material to the discussion at hand you dense fuck. Nobody is claiming that 50k isn't a lot of money. What they're saying is that even a 50k difference doesn't change anything with regards to OP's decision.RELIC wrote:$50k is a ton when amortized over a 5-20 year repayment.
It doesn't change the calculus here but it may if Cal gives her money. Because that $293k is a gross over estimation.
- twinkletoes16
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Re: California or Bust and Slightly Less Debt-Averse...
Ruxin1 wrote:Sorry laxbrotwinkletoes16 wrote:bk187 wrote:Material to the discussion at hand you dense fuck. Nobody is claiming that 50k isn't a lot of money. What they're saying is that even a 50k difference doesn't change anything with regards to OP's decision.RELIC wrote:$50k is a ton when amortized over a 5-20 year repayment.
you, i like you.
i'm surprised he hasn't shown up in this thread yet. it might be a beetlejuice-type thing where we have to say his name three times, though.
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- twinkletoes16
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Re: California or Bust and Slightly Less Debt-Averse...
RELIC wrote:Well OP is just throwing around a figure to base her decision off of and I was trying to figure out where it came from. Now that I know it came from LST (and that LST made it up). I can give OP better advice.bk187 wrote:Material to the discussion at hand you dense fuck. Nobody is claiming that 50k isn't a lot of money. What they're saying is that even a 50k difference doesn't change anything with regards to OP's decision.RELIC wrote:$50k is a ton when amortized over a 5-20 year repayment.
It doesn't change the calculus here but it may if Cal gives her money. Because that $293k is a gross over estimation.
better to overestimate than underestimate.
- J-e-L-L-o
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Re: California or Bust and Slightly Less Debt-Averse...
LOL. I'm too nice to post what I think...But that fit the bill nicely.bk187 wrote:Material to the discussion at hand you dense fuck. Nobody is claiming that 50k isn't a lot of money. What they're saying is that even a 50k difference doesn't change anything with regards to OP's decision.RELIC wrote:$50k is a ton when amortized over a 5-20 year repayment.
- RELIC
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Re: California or Bust and Slightly Less Debt-Averse...
True. The better question is does LST use the same type of over estimation for all schools and are you basing all your decisions off those LST numbers. Then at least they are all on a level playing field for comparison's sake.twinkletoes16 wrote:better to overestimate than underestimate.RELIC wrote:Well OP is just throwing around a figure to base her decision off of and I was trying to figure out where it came from. Now that I know it came from LST (and that LST made it up). I can give OP better advice.bk187 wrote:Material to the discussion at hand you dense fuck. Nobody is claiming that 50k isn't a lot of money. What they're saying is that even a 50k difference doesn't change anything with regards to OP's decision.RELIC wrote:$50k is a ton when amortized over a 5-20 year repayment.
It doesn't change the calculus here but it may if Cal gives her money. Because that $293k is a gross over estimation.
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Re: California or Bust and Slightly Less Debt-Averse...
I remember a recent thread where Romo said that bk is not rude and here he goes calling someone a "dense fuck."
Just an observation, I thought it was funny. Carry on.
Just an observation, I thought it was funny. Carry on.
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Re: California or Bust and Slightly Less Debt-Averse...
LST uses an annual increase of around 4.5% (which isn't unreasonable). The big issue is that LST has Cal's tuition wrong (it's off by about 4k for 2011-2012).RELIC wrote:True. The better question is does LST use the same type of over estimation for all schools and are you basing all your decisions off those LST numbers. Then at least they are all on a level playing field for comparison's sake.
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Re: California or Bust and Slightly Less Debt-Averse...
+1BigZuck wrote:I remember a recent thread where Romo said that bk is not rude and here he goes calling someone a "dense fuck."
Just an observation, I thought it was funny. Carry on.
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- untar614
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Re: California or Bust and Slightly Less Debt-Averse...
why are we still hung up on berk? I thought OP said she wasn't going unless they gave her a decent scholly anyway? But yeah, at sticker, that table is scary. UCLA one would be more useful to better gauge the real cost difference.
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- Rahviveh
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Re: California or Bust and Slightly Less Debt-Averse...
where you get this calculator?mrizza wrote:
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Re: California or Bust and Slightly Less Debt-Averse...
+1ChampagnePapi wrote:where you get this calculator?mrizza wrote:
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Re: California or Bust and Slightly Less Debt-Averse...
He made it himself.
- Dr. Dre
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Re: California or Bust and Slightly Less Debt-Averse...
OP just go to Northwestern and stop wasting time thinking about this
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- J-e-L-L-o
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Re: California or Bust and Slightly Less Debt-Averse...
Start looking at them Chicago living options alreadyDr. Dre wrote:OP just go to Northwestern and stop wasting time thinking about this
- Aberzombie1892
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Re: California or Bust and Slightly Less Debt-Averse...
Basically. This thread should be over.Dr. Dre wrote:OP just go to Northwestern and stop wasting time thinking about this
- twinkletoes16
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Re: California or Bust and Slightly Less Debt-Averse...
This thread SHOULD be dead, but I'm in NYC right now and absolutely cannot imagine myself living here and doing biglaw. This place is just not for me. So again, CA or bust.
- untar614
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Re: California or Bust and Slightly Less Debt-Averse...
Have you been to chicago before?twinkletoes16 wrote:This thread SHOULD be dead, but I'm in NYC right now and absolutely cannot imagine myself living here and doing biglaw. This place is just not for me. So again, CA or bust.
ETA well I guess it doesnt matter, if not just readdress that when u have, but theyre not the same
Last edited by untar614 on Thu Apr 04, 2013 6:30 pm, edited 1 time in total.
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- Cobretti
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Re: California or Bust and Slightly Less Debt-Averse...
I made it, pm me your email if you want it
- RELIC
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Re: California or Bust and Slightly Less Debt-Averse...
I love the charts above.mrizza wrote:I made it, pm me your email if you want it
However, I don't think the payments are realistic. 4K is a ridiculous amount to commit to a loan payment. It is doable but that leaves you very little to live comfortably and I doubt anyone could sustain that payment schedule and lifestyle for more than a year or two.
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Re: California or Bust and Slightly Less Debt-Averse...
Beautiful charts, but why the salary drop at year 6?
- RELIC
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Re: California or Bust and Slightly Less Debt-Averse...
That is when you get pushed out of biglaw a cop dat in-house gig.nanochick wrote:Beautiful charts, but why the salary drop at year 6?
Seriously? What are you waiting for?
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