fluffythepenguin wrote:If you retake for 173+, you will almost surely get one of HYS. With your parents' income, you are looking at close to max aid, so you would probably graduate with around 125k of debt. Even with full-tuition at Fordham, I'm guessing 75k of debt at graduation due to the high COL in NYC.
If you have any room at all to improve on the LSAT (i.e. you didn't take 25+ practice tests and at least go through the LG and LR bibles) you should strongly, strongly consider retaking. One year of waiting and 100 or so extra hours studying could pay enormous dividends for the rest of your life.