cahwc12 wrote:I think it boils down to:
How likely do you feel you will be able to service $270,000 in educational debt from Penn?
44% of Penn's graduating class made in excess of $145,000/yr.
66% of the class made in excess of $62,688/yr.
85% of graduates have non-school-funded jobs as lawyers.
How likely do you feel you will be able to service $120,000 in educational debt from Cardozo?
Cardozo has no available information about salary distribution among its graduates.
51% of graduates have non-school-funded jobs as lawyers.
I'm sure you've looked up this just as I have, but here's what it boils down to:
If you attend Cardozo, even at $40k/yr discount, with COA you're going to take on a crushing debt load serviceable only with a high paying job, of which there are an unknown amount. And at Cardozo, only half of the 302 graduates had a legal job of any kind.
If you attend Penn (presumably at sticker), with COA you're going to take on a crushing debt load serviceable only with a high paying job, of which 44% of last year's graduates ended up with. At Penn, nearly 90% of 261 graduates ended up with legal jobs.
And I'd wager that the school-funded positions Penn graduates get are at least slightly better than the ones Cardozo grads get.
I agree the OP should go to Penn, but where are you getting $120K for Cardozo? OP says she expects her total COA to be about $45K. Even with the interest it isn't going to be anywhere near $120K, it would be closer to $60K-$65K.