Last Minute Waitlist Acceptance

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sunynp
Posts: 1899
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Re: Last Minute Waitlist Acceptance

Postby sunynp » Fri Jul 13, 2012 12:47 pm

Isn't Texas tcr for Texas natives? Why go to Boston? I'm not from Texas but from reading these forums Texas is best if you are from there. Should you manage a market paying job living in Texas you will be cleaning up.

amoricaorbust
Posts: 27
Joined: Fri Jul 13, 2012 11:02 am

Re: Last Minute Waitlist Acceptance

Postby amoricaorbust » Fri Jul 13, 2012 12:56 pm

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Last edited by amoricaorbust on Sat Jul 14, 2012 8:02 pm, edited 1 time in total.

Ti Malice
Posts: 1955
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Re: Last Minute Waitlist Acceptance

Postby Ti Malice » Fri Jul 13, 2012 1:11 pm

amoricaorbust wrote:
Ti Malice wrote:
amoricaorbust wrote:BU. Also, am I crazy for taking UT at in-state sticker over BU with 20K?


Isn't BU ~$15K more expensive per year than UT at in-state? Even if you were saving $20K per year by going to Baylor (which you aren't), that would still not be nearly enough money to make it worth choosing over UT.


BU is about 9k more in tuition than UT at instate.


My bad. I assumed you were debating between Texas and Baylor.

Paul Campos
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Re: Last Minute Waitlist Acceptance

Postby Paul Campos » Fri Jul 13, 2012 1:35 pm

amoricaorbust wrote:
Paul Campos wrote:
PolySuyGuy wrote:
Paul Campos wrote:You realize interest starts accruing on loans as soon as they're disbursed? Or did you pay cash? (An even worse idea).



How do you pay for tuition if it isn't with loans or cash and you don't have a scholarship? Why is cash worse than loans too?


OP is paying tuition months before it's due. Whether in loans or cash that's a bad idea unless the OP hates money.


Wrong. Student accounts for the fall semester have to be settled by July 15.


Wow. That's pretty outrageous. I'd be surprised if BU isn't still trying to pull people off their WL at the same time they're demanding a full semester's tuition from others.

amoricaorbust
Posts: 27
Joined: Fri Jul 13, 2012 11:02 am

Re: Last Minute Waitlist Acceptance

Postby amoricaorbust » Fri Jul 13, 2012 2:08 pm

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Last edited by amoricaorbust on Sat Jul 14, 2012 8:02 pm, edited 1 time in total.

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laxbrah420
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Re: Last Minute Waitlist Acceptance

Postby laxbrah420 » Fri Jul 13, 2012 2:10 pm

if loans aren't disbursed until the first day of classes, how can you [be expected to] pay?

amoricaorbust
Posts: 27
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Re: Last Minute Waitlist Acceptance

Postby amoricaorbust » Fri Jul 13, 2012 2:18 pm

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Last edited by amoricaorbust on Sat Jul 14, 2012 8:02 pm, edited 1 time in total.

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kalvano
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Re: Last Minute Waitlist Acceptance

Postby kalvano » Fri Jul 13, 2012 2:29 pm

Do you want to work in Boston? Then go to BU.

Do you want to work in Texas or the southwest? Then go to UT.

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fatduck
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Re: Last Minute Waitlist Acceptance

Postby fatduck » Fri Jul 13, 2012 2:52 pm

amoricaorbust wrote:
laxbrah420 wrote:if loans aren't disbursed until the first day of classes, how can you [be expected to] pay?


They give you a credit on your student account for the total amount of loan money you requested.

so really you haven't paid anything

amoricaorbust
Posts: 27
Joined: Fri Jul 13, 2012 11:02 am

Re: Last Minute Waitlist Acceptance

Postby amoricaorbust » Fri Jul 13, 2012 3:00 pm

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Last edited by amoricaorbust on Sat Jul 14, 2012 8:02 pm, edited 1 time in total.

PolySuyGuy
Posts: 441
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Re: Last Minute Waitlist Acceptance

Postby PolySuyGuy » Fri Jul 13, 2012 4:42 pm

amoricaorbust wrote:
fatduck wrote:
amoricaorbust wrote:
laxbrah420 wrote:if loans aren't disbursed until the first day of classes, how can you [be expected to] pay?


They give you a credit on your student account for the total amount of loan money you requested.

so really you haven't paid anything


I didn't take out enough in loan money to cover tuition minus my scholarship so I wrote a check for the difference.

tuition - scholarship = 22 k
loans = 19 k

Money paid out of my savings via check was 3K.



Is it possible to request a loan for 22K and then decline the other 3K before it is processed the first week of class and then pay the 3K cash?

NJPitcher
Posts: 146
Joined: Wed Jun 25, 2008 2:29 pm

Re: Last Minute Waitlist Acceptance

Postby NJPitcher » Fri Jul 13, 2012 6:46 pm

With interest rates at ~7%, why would paying cash be worse than paying via loan? Nobody is seeing a 7% return on invested money, at least not reliably.

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2014
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Re: Last Minute Waitlist Acceptance

Postby 2014 » Fri Jul 13, 2012 8:59 pm

Paying cash at least initially is probably a smart idea to fend off interest early. My guess is Campos was commenting because paying cash 6 weeks before it is actually due is probably stupid. If you aren't earning even bad interest on your money, the school almost assuredly is. No reason to pay them more than you have to.

amoricaorbust
Posts: 27
Joined: Fri Jul 13, 2012 11:02 am

Re: Last Minute Waitlist Acceptance

Postby amoricaorbust » Fri Jul 13, 2012 9:16 pm

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Last edited by amoricaorbust on Sat Jul 14, 2012 8:02 pm, edited 1 time in total.

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ilovelawtays
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Re: Last Minute Waitlist Acceptance

Postby ilovelawtays » Fri Jul 13, 2012 9:23 pm

fatduck wrote:
Paul Campos wrote:You realize interest starts accruing on loans as soon as they're disbursed? Or did you pay cash? (An even worse idea).

put it on your amex to take advantage of their fraud protection, amirite?


LOL

Image

PolySuyGuy
Posts: 441
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Re: Last Minute Waitlist Acceptance

Postby PolySuyGuy » Thu Jul 19, 2012 5:41 pm

Nothing lately?




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