AssumptionRequired wrote: PennBull wrote:
AssumptionRequired wrote:In this case, I would take UCLA for sure. You dont want to live outside so-cal. You have (small) money to go there BUT you also have what could be considered abother 15-20k a year in $$ because of your bf. I dont know how serious you are but if he pays your rent/food costs for the year, that is a lot of money. He will also likely be able to help you get the feel for law school and maybe help you network.
Take UCLA here.
For 150k+ of debt, would you take UCLA?
I still vote neither school is a good choice, with the limitations OP has placed on themselves.
150k is a little high... do you mean after interest for the 3 years? tuition for in state is below 45k a year. She will have the chance to get a 2L SA position that pays (if she does well). So really its like 135 - savings - (at least) 10k (likely 30k) - (possibility) of 36k for second summer - anything she can swindle from her loving bf
That 10k may be once, but more likely it will be each year.
She said Northwestern would be 100k more expensive, at 240k. Let's trust her on the numbers since she hasn't clarified anything, so let's call UCLA 140k. That's pre-interest.
We don't know if she has any "savings", or if she should be using any "savings" at all to pay for law school.
It is not reasonable to factor in money potentially received the 2L summer. She doesn't have this job yet, and she is more likely to not get a biglaw 2L SA than she is to get one.
If OP can get her costs to sub-100k of debt total
(including undergrad debt), then I would consider UCLA. Anything more than that, and I would be very hesitant. And I am not a very risk-averse individual (hence why I would pay sticker price for Northwestern, if I did not have any geographic limitations).
ETA: I should emphasize that OP left us to deduce that UCLA will cost her 140k. If you're right, and it is 105k, then we might have something. But, of course, that doesn't factor in any
living expenses. Even though she could be supported by the boyfriend, can't bank on it.
Also, tuition won't stay at 35k every year in the UC system.