DOZO 28k/year

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john1990
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DOZO 28k/year

Postby john1990 » Thu Mar 29, 2012 12:26 pm

How much debt will i be in after graduation? Dozo says cost of living is 25k+ tuition, which sounds reasonable so that would put me at 135k no including interest. Interest should be another 26k during that time. Is 160k accurate even with a 84k scholly?

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flem
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Re: DOZO 28k/year

Postby flem » Thu Mar 29, 2012 12:44 pm

john1990 wrote:How much debt will i be in after graduation? Dozo says cost of living is 25k+ tuition, which sounds reasonable so that would put me at 135k no including interest. Interest should be another 26k during that time. Is 160k accurate even with a 84k scholly?


Probably.

Sidenote: GOOD FUCK that is awful

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ggibelli
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Re: DOZO 28k/year

Postby ggibelli » Thu Mar 29, 2012 12:46 pm

have you tried asking for more $$? i know they are willing to negotiate

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dingbat
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Re: DOZO 28k/year

Postby dingbat » Thu Mar 29, 2012 12:53 pm

john1990 wrote:How much debt will i be in after graduation? Dozo says cost of living is 25k+ tuition, which sounds reasonable so that would put me at 135k no including interest. Interest should be another 26k during that time. Is 160k accurate even with a 84k scholly?

It sounds about right, but did you figure in cost of books and any mandatory school fees?
(realistically, that shouldn't make much difference. Going to law school in NY will cost approximately $200-$250k, ignoring both interest and schollarahips)
Far more important, does your schOlly come with any stipulations?

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john1990
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Re: DOZO 28k/year

Postby john1990 » Thu Mar 29, 2012 7:06 pm

I only need to come in the top 80% to keep the scholly. Obviously if i end up at the bottom 20% at DOZO, my scholly is not the main concern at that point :lol:
That offer is pretty routine according to people with my numbers on LS#'s.com
I plan on contacting them and asking for more $$, however the way my cycle has gone, this is my best offer so far. I had an offer for 32k/yr at Brooklyn but i doubt that is going to be worth much in negotiations. Although i will try for more $$

edit- the 25k expenses listed as cost of living include books and even 2500 in misc exp

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dingbat
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Re: DOZO 28k/year

Postby dingbat » Thu Mar 29, 2012 9:51 pm

It never hurts to ask. Maybe if I withdraw my application (and scholly) at the same time?

rad lulz
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Re: DOZO 28k/year

Postby rad lulz » Thu Mar 29, 2012 9:53 pm

.
Last edited by rad lulz on Sun Apr 21, 2013 6:04 pm, edited 1 time in total.

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john1990
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Re: DOZO 28k/year

Postby john1990 » Thu Mar 29, 2012 10:03 pm

I have begun negotiating for a scholarship, hopefully i will get some more aid. Also, i will likely be eligible for FAFSA which may help out somewhat

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flem
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Re: DOZO 28k/year

Postby flem » Fri Mar 30, 2012 8:51 am

john1990 wrote:I have begun negotiating for a scholarship, hopefully i will get some more aid. Also, i will likely be eligible for FAFSA which may help out somewhat


You know FAFSA isn't free money right?

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john1990
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Re: DOZO 28k/year

Postby john1990 » Fri Mar 30, 2012 1:21 pm

flem wrote:
john1990 wrote:I have begun negotiating for a scholarship, hopefully i will get some more aid. Also, i will likely be eligible for FAFSA which may help out somewhat


You know FAFSA isn't free money right?


I've been getting FAFSA for the last four years and i don't know what your talking about

rad lulz
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Re: DOZO 28k/year

Postby rad lulz » Fri Mar 30, 2012 1:27 pm

.
Last edited by rad lulz on Sun Apr 21, 2013 6:04 pm, edited 1 time in total.

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john1990
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Re: DOZO 28k/year

Postby john1990 » Fri Mar 30, 2012 1:36 pm

rad lulz wrote:
john1990 wrote:
flem wrote:
john1990 wrote:I have begun negotiating for a scholarship, hopefully i will get some more aid. Also, i will likely be eligible for FAFSA which may help out somewhat


You know FAFSA isn't free money right?


I've been getting FAFSA for the last four years and i don't know what your talking about

You know the FAFSA is a form, right?


sure, ive been getting the form too :roll:

BobbyDylan
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Re: DOZO 28k/year

Postby BobbyDylan » Fri Mar 30, 2012 3:13 pm

Yea, but the FAFSA just determines your eligibility for federally subsidized student loans, at the rate of 6.8% (which isn't that great). Almost everyone going to law school gets those.

john1990 wrote:I have begun negotiating for a scholarship, hopefully i will get some more aid. Also, i will likely be eligible for FAFSA which may help out somewhat


It's not some sort of advantage; you aren't getting a "deal" that will help you.

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john1990
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Re: DOZO 28k/year

Postby john1990 » Fri Mar 30, 2012 6:32 pm

BobbyDylan wrote:Yea, but the FAFSA just determines your eligibility for federally subsidized student loans, at the rate of 6.8% (which isn't that great). Almost everyone going to law school gets those.

john1990 wrote:I have begun negotiating for a scholarship, hopefully i will get some more aid. Also, i will likely be eligible for FAFSA which may help out somewhat


It's not some sort of advantage; you aren't getting a "deal" that will help you.



I thought that FAFSA awards need based grants to law students just as they do to undergrads, i just found that pell grants aren't awarded :|
I sent Dozo a copy of the offer i got from Brooklyn, and the dean has been pleasant to speak with so far. He told me that i should be hearing a final decision by the end of next week.

tennisking88
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Re: DOZO 28k/year

Postby tennisking88 » Fri Mar 30, 2012 6:41 pm

john1990 wrote:
BobbyDylan wrote:Yea, but the FAFSA just determines your eligibility for federally subsidized student loans, at the rate of 6.8% (which isn't that great). Almost everyone going to law school gets those.

john1990 wrote:I have begun negotiating for a scholarship, hopefully i will get some more aid. Also, i will likely be eligible for FAFSA which may help out somewhat


It's not some sort of advantage; you aren't getting a "deal" that will help you.



I thought that FAFSA awards need based grants to law students just as they do to undergrads, i just found that pell grants aren't awarded :|
I sent Dozo a copy of the offer i got from Brooklyn, and the dean has been pleasant to speak with so far. He told me that i should be hearing a final decision by the end of next week.


You fill out a FAFSA just to determine if you're eligible to take out loans from the government, at 6.8% interest for a Stafford Loan of up to $20,500 per year, and at 7.9% interest a GradPlus loan for anything else. Both are loans with interest. Not grants or scholarships.

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john1990
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Re: DOZO 28k/year

Postby john1990 » Fri Mar 30, 2012 7:12 pm

tennisking88 wrote:
john1990 wrote:
BobbyDylan wrote:Yea, but the FAFSA just determines your eligibility for federally subsidized student loans, at the rate of 6.8% (which isn't that great). Almost everyone going to law school gets those.

john1990 wrote:I have begun negotiating for a scholarship, hopefully i will get some more aid. Also, i will likely be eligible for FAFSA which may help out somewhat


It's not some sort of advantage; you aren't getting a "deal" that will help you.



I thought that FAFSA awards need based grants to law students just as they do to undergrads, i just found that pell grants aren't awarded :|
I sent Dozo a copy of the offer i got from Brooklyn, and the dean has been pleasant to speak with so far. He told me that i should be hearing a final decision by the end of next week.


You fill out a FAFSA just to determine if you're eligible to take out loans from the government, at 6.8% interest for a Stafford Loan of up to $20,500 per year, and at 7.9% interest a GradPlus loan for anything else. Both are loans with interest. Not grants or scholarships.


I see, do these loans incur interest while we are still in school?

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dingbat
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Re: DOZO 28k/year

Postby dingbat » Fri Mar 30, 2012 9:08 pm

john1990 wrote:
tennisking88 wrote:
john1990 wrote:
BobbyDylan wrote:Yea, but the FAFSA just determines your eligibility for federally subsidized student loans, at the rate of 6.8% (which isn't that great). Almost everyone going to law school gets those.

It's not some sort of advantage; you aren't getting a "deal" that will help you.



I thought that FAFSA awards need based grants to law students just as they do to undergrads, i just found that pell grants aren't awarded :|
I sent Dozo a copy of the offer i got from Brooklyn, and the dean has been pleasant to speak with so far. He told me that i should be hearing a final decision by the end of next week.


You fill out a FAFSA just to determine if you're eligible to take out loans from the government, at 6.8% interest for a Stafford Loan of up to $20,500 per year, and at 7.9% interest a GradPlus loan for anything else. Both are loans with interest. Not grants or scholarships.


I see, do these loans incur interest while we are still in school?

You are a prime example of what's wrong with this country today.
Go to Dozo, don't worry about the curve. Be the centre-piece of a New York Times article.

tennisking88
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Re: DOZO 28k/year

Postby tennisking88 » Fri Mar 30, 2012 9:22 pm

john1990 wrote:
I see, do these loans incur interest while we are still in school?


Yes.

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john1990
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Re: DOZO 28k/year

Postby john1990 » Sat Mar 31, 2012 3:05 pm

dingbat wrote:I was actually referring to your understanding if the loan process
I was also in a pissy mood and I apologise


That's understandable, i understand the loan process now though
Last edited by john1990 on Sun Apr 01, 2012 10:10 pm, edited 5 times in total.

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dingbat
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Re: DOZO 28k/year

Postby dingbat » Sun Apr 01, 2012 12:02 am

john1990 wrote:
dingbat wrote:You are a prime example of what's wrong with this country today.
Go to Dozo, don't worry about the curve. Be the centre-piece of a New York Times article.


I understand the risks, but i don't see myself scoring much higher on the LSAT in the near future. I studied very hard for the LSAT, although i am retaking in June. I'm already in the 95th percentile, and i have been stuck at 166 for a while.
If i have a better cycle next year, my only option would be to pay sticker at a slightly better school like Fordham/Emory anyway. I'd rather take the $ and try to finish high in the class. Historically about 25% of the class gets a high paying job upon graduation, that means i would have about the same salary as someone at a better school (like fordham) and less debt, if i finish well.

I was actually referring to your understanding if the loan process
I was also in a pissy mood and I apologise




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