If you can do better on the LSAT, you might at least be able to convince one of these schools to remove the scholarship stipulations. Otherwise, I would say that you should assume you <b>will</b> lose your scholarship by 2L, and base your decision on the value of paying sticker at those schools for the last 2 years.
By retaking you could potentially save yourself over $100K in debt. Unless you are sure you would make $100K your first year out of law school (and at those schools that will be tough), it seems like waiting and retaking is the best option.
(Rankings, Profiles, Tuition, Student Life, . . . )