sarahh wrote:Skyhook wrote:I'm looking to get some life insurance given that our coverage will expire when my wife leaves her job in August.
I wish I knew. I have been trying to get new life insurance, but no one seems interested in selling it me. Maybe go to a broker.
Go to a broker. We used Zander Insurance at the recommendation of a friend and had a good experience. They sent out a nurse to do blood work and family history information and then we got quotes from about half a dozen places. My H smokes the occasional cigar and we were still able to get a decent rate as some companies will categorize that differently than cigarettes.
We are both early-mid 30's, got 30 year, $350K term policies each and the rate is ~ $90/quarter and I added in $15K burial policies on my 3 children as a rider into my policy. H's policy is written by Prudential life and mine is with Transamerica or something like that. We just went with the lowest rate of the quotes the broker gave us.