T4 full ride or T2 at $20k a year?

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Take the T4 full ride or T2 at $20k a year?

T4 full ride
11
19%
T2 at $20k a year
47
81%
 
Total votes: 58

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angiej
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Re: T4 full ride or T2 at $20k a year?

Postby angiej » Mon Sep 20, 2010 7:33 pm

.So what do I do?
Last edited by angiej on Mon Sep 20, 2010 7:36 pm, edited 1 time in total.

CanadianWolf
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Re: T4 full ride or T2 at $20k a year?

Postby CanadianWolf » Mon Sep 20, 2010 7:34 pm

I'll erase my response.

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Jack Smirks
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Re: T4 full ride or T2 at $20k a year?

Postby Jack Smirks » Mon Sep 20, 2010 7:35 pm

If you want to get into the public sector you should be comparing the schools LRAPs as well.
Edit: and I should add: willing to make sub $65,000 a year.
Last edited by Jack Smirks on Mon Sep 20, 2010 7:37 pm, edited 1 time in total.

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angiej
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Re: T4 full ride or T2 at $20k a year?

Postby angiej » Mon Sep 20, 2010 7:37 pm

8)
Last edited by angiej on Mon Sep 20, 2010 7:38 pm, edited 1 time in total.

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angiej
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Re: T4 full ride or T2 at $20k a year?

Postby angiej » Mon Sep 20, 2010 7:38 pm

naterj wrote:If you want to get into the public sector you should be comparing the schools LRAPs as well.
Edit: and I should add: willing to make sub $65,000 a year.


Yep, I'm willing to make the lower salary (as long as I don't have loan debt) . . .see the appeal in the full ride?

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romothesavior
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Re: T4 full ride or T2 at $20k a year?

Postby romothesavior » Mon Sep 20, 2010 7:38 pm

T2 by a landslide because you hate the T4 market, you prefer the T2, and the T4 really sucks in its market. But really, TCR is:

Image

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IAFG
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Re: T4 full ride or T2 at $20k a year?

Postby IAFG » Mon Sep 20, 2010 7:39 pm

angiej wrote:
naterj wrote:If you want to get into the public sector you should be comparing the schools LRAPs as well.
Edit: and I should add: willing to make sub $65,000 a year.


Yep, I'm willing to make the lower salary (as long as I don't have loan debt) . . .see the appeal in the full ride?

no. you will have a harder time getting this job and would have had some portion of your loan paid back for you at the good LRAP school. oh, and IBR.

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angiej
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Re: T4 full ride or T2 at $20k a year?

Postby angiej » Mon Sep 20, 2010 7:41 pm

IAFG wrote:
angiej wrote:
naterj wrote:If you want to get into the public sector you should be comparing the schools LRAPs as well.
Edit: and I should add: willing to make sub $65,000 a year.


Yep, I'm willing to make the lower salary (as long as I don't have loan debt) . . .see the appeal in the full ride?

no. you will have a harder time getting this job and would have had some portion of your loan paid back for you at the good LRAP school. oh, and IBR.


What's IBR?

Do I need to be worried about whether a school offers a good LRAP since the federal loans/direct loans have forgiveness programs for public sector and nonprofit work?

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Jack Smirks
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Re: T4 full ride or T2 at $20k a year?

Postby Jack Smirks » Mon Sep 20, 2010 7:52 pm

angiej wrote:What's IBR?

Do I need to be worried about whether a school offers a good LRAP since the federal loans/direct loans have forgiveness programs for public sector and nonprofit work?


IBR is the forgiveness program you're talking about
http://studentaid.ed.gov/PORTALSWebApp/ ... BRPlan.jsp

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angiej
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Re: T4 full ride or T2 at $20k a year?

Postby angiej » Mon Sep 20, 2010 7:56 pm

naterj wrote:
angiej wrote:What's IBR?

Do I need to be worried about whether a school offers a good LRAP since the federal loans/direct loans have forgiveness programs for public sector and nonprofit work?


IBR is the forgiveness program you're talking about
http://studentaid.ed.gov/PORTALSWebApp/ ... BRPlan.jsp

Awesome! Thx!

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plenipotentiary
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Re: T4 full ride or T2 at $20k a year?

Postby plenipotentiary » Mon Sep 20, 2010 8:17 pm

It's clear that you prefer the T2 and would be happier there. That said, I voted T4 full-ride because I think taking out loans to attend a T2 is a very risky proposition.

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Grizz
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Re: T4 full ride or T2 at $20k a year?

Postby Grizz » Mon Sep 20, 2010 8:20 pm

Can't say without knowing the schools.

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angiej
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Re: T4 full ride or T2 at $20k a year?

Postby angiej » Mon Sep 20, 2010 8:20 pm

plenipotentiary wrote:It's clear that you prefer the T2 and would be happier there. That said, I voted T4 full-ride because I think taking out loans to attend a T2 is a very risky proposition.

That's what I'm afraid of. Is there much of a difference between a T2 and a T4? Is the significant difference between T1 and T2/T3/T4?

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plenipotentiary
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Re: T4 full ride or T2 at $20k a year?

Postby plenipotentiary » Mon Sep 20, 2010 8:25 pm

angiej wrote:
plenipotentiary wrote:It's clear that you prefer the T2 and would be happier there. That said, I voted T4 full-ride because I think taking out loans to attend a T2 is a very risky proposition.

That's what I'm afraid of. Is there much of a difference between a T2 and a T4? Is the significant difference between T1 and T2/T3/T4?


Honestly, neither is any good. Which is why I voted for the bad thing that's free.

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ResolutePear
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Re: T4 full ride or T2 at $20k a year?

Postby ResolutePear » Mon Sep 20, 2010 8:46 pm

plenipotentiary wrote:
angiej wrote:
plenipotentiary wrote:It's clear that you prefer the T2 and would be happier there. That said, I voted T4 full-ride because I think taking out loans to attend a T2 is a very risky proposition.

That's what I'm afraid of. Is there much of a difference between a T2 and a T4? Is the significant difference between T1 and T2/T3/T4?


Honestly, neither is any good. Which is why I voted for the bad thing that's free.


There are many T2 schools which are regionally viable.

T4 schools are a harder sell, but hey - some people know what they're getting into.

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angiej
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Re: T4 full ride or T2 at $20k a year?

Postby angiej » Mon Sep 20, 2010 8:50 pm

ResolutePear wrote:
plenipotentiary wrote:
angiej wrote:
plenipotentiary wrote:It's clear that you prefer the T2 and would be happier there. That said, I voted T4 full-ride because I think taking out loans to attend a T2 is a very risky proposition.

That's what I'm afraid of. Is there much of a difference between a T2 and a T4? Is the significant difference between T1 and T2/T3/T4?


Honestly, neither is any good. Which is why I voted for the bad thing that's free.


There are many T2 schools which are regionally viable.

T4 schools are a harder sell, but hey - some people know what they're getting into.

This particular T2 is pretty promising. Its the only one in the City - plus I want to work and live in that City. The bar passage rate is at the state's average and the employment statistics are pretty high (ie. high 80's to low 90's)

Total Litigator
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Re: T4 full ride or T2 at $20k a year?

Postby Total Litigator » Mon Sep 20, 2010 9:04 pm

Go to the T2.... T4 diplomas are like herpes, it's with you for life.

btown
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Re: T4 full ride or T2 at $20k a year?

Postby btown » Mon Sep 20, 2010 9:06 pm

I'd say its Valparaiso and IU Indy, if so I'd take IU Indy

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JusticeHarlan
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Re: T4 full ride or T2 at $20k a year?

Postby JusticeHarlan » Mon Sep 20, 2010 9:14 pm

The problem is that

angiej wrote:But I feel like I would be foolish to turn down the opportunity to go to law school for free.

ignores the top 1/3 requirement for the T4. What's worse, paying $60k for a T2 in a market it faces no competition in, or paying sticker for two years at a T4 (which could wind up costing even more than that $60k if the T4 is more expensive per year) in a saturated market that its low in the pecking order for, in a city you hate? Ideally, the kind of work you want to do would wind up forgiving your loans anyways, right?



But in the end, the right answer is

rad law wrote:Can't say without knowing the schools.


OP, you should do what you think is right, but you're really not gonna get any helpful advice unless we know what schools. I can't see a reason for being coy, honestly.

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angiej
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Re: T4 full ride or T2 at $20k a year?

Postby angiej » Mon Sep 20, 2010 9:33 pm

JusticeHarlan wrote:The problem is that

angiej wrote:But I feel like I would be foolish to turn down the opportunity to go to law school for free.

ignores the top 1/3 requirement for the T4. What's worse, paying $60k for a T2 in a market it faces no competition in, or paying sticker for two years at a T4 (which could wind up costing even more than that $60k if the T4 is more expensive per year) in a saturated market that its low in the pecking order for, in a city you hate? Ideally, the kind of work you want to do would wind up forgiving your loans anyways, right?



But in the end, the right answer is

rad law wrote:Can't say without knowing the schools.


OP, you should do what you think is right, but you're really not gonna get any helpful advice unless we know what schools. I can't see a reason for being coy, honestly.


Would the T4 rescind my offer if they read this thread? I've applied but am not yet admitted to the T2. So I don't want to be left with nothing.

deadhipsters
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Re: T4 full ride or T2 at $20k a year?

Postby deadhipsters » Mon Sep 20, 2010 9:40 pm

Even though I voted for the T2, and I'd probably go to neither and retake, you could always try and negotiate with the T4 school. I'd ask them to remove the top 1/3 scholarship requirement and use the acceptance at the T2 as leverage.

Top 1/3 is a giant gamble considering your degree could be worthless and leave you in debt and jobless.

In fact, failure to make the top 1/3 would probably mean you'd be jobless anyway coming out of the T4... But if there's no debt it wouldn't be nearly as bad.

You have to remember the odds of making top 1/3, are literally 1 in 3. Are you willing to gamble your future on those odds?

deadhipsters
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Re: T4 full ride or T2 at $20k a year?

Postby deadhipsters » Mon Sep 20, 2010 9:46 pm

...
Last edited by deadhipsters on Mon Sep 20, 2010 10:19 pm, edited 1 time in total.

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romothesavior
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Re: T4 full ride or T2 at $20k a year?

Postby romothesavior » Mon Sep 20, 2010 9:57 pm

.
Last edited by romothesavior on Mon Sep 20, 2010 10:24 pm, edited 1 time in total.

deadhipsters
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Re: T4 full ride or T2 at $20k a year?

Postby deadhipsters » Mon Sep 20, 2010 10:03 pm

romothesavior wrote:
deadhipsters wrote:The T4 school is John Marshall. Read OP's LS Numbers.

The T2 is MSU.


No, that's not right.


....

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Spinozist21
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Re: T4 full ride or T2 at $20k a year?

Postby Spinozist21 » Tue Sep 21, 2010 12:05 am

angiej wrote:Two voters have chosen to take the T4 at the full ride . . . I wish they would contribute to the discussion or at the least PM Me.


Well one is Chicago...and the other?...Connecticut?




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